Kwaku Wiafe

Senior Compliance Professional with extensive experience in consumer financial regulations and laws, specializing in Compliance Monitoring & Adherence Expertise in Regulatory Compliance: Extensive knowledge of consumer financial laws and regulations including Reg. E, Reg. P, Reg. B (ECOA), Reg. Z, Fair Lending, Truth in Lending, and Truth in Savings. Proven track record in interpreting and applying complex regulatory requirements. AML and Financial Crime Expertise: Strong background in AML rules, including the Bank Secrecy Act (BSA), USA Patriot Act, OFAC requirements, and Suspicious Activity Reporting. Demonstrated ability to implement effective AML programs and ensure compliance with regulatory guidelines. Risk Management and Compliance Frameworks: Solid understanding of Risk Management and Compliance frameworks, with practical experience in compliance testing, audits, and training. Proficient in developing and enhancing compliance processes to mitigate risks effectively. Industry Knowledge: In-depth understanding of operational processes, systems, and controls related to consumer financial products. Familiarity with CFPB, FDIC, FRB, OCC, and NCUA compliance examination procedures. Mortgage Industry Expertise: Excellent knowledge and practical experience with major regulatory changes affecting the mortgage industry, including Dodd Frank, ATR/QM, TRID, HMDA Reform, and TILA. Skilled in navigating and implementing regulatory changes to ensure organizational compliance. Communication and Analytical Skills: Strong oral and written communication skills, with the ability to communicate complex regulatory requirements effectively. Proficient in data analytics to identify trends, anomalies, and risks. Organizational and Technical Proficiency: Highly organized with strong technical and analytical skills. Capable of managing multiple projects and priorities while maintaining attention to detail and meeting deadlines.

Compliance professional with robust background in regulatory frameworks and compliance strategy implementation. Known for meticulous attention to detail and strong commitment to maintaining ethical standards. Collaborative team player, adaptable to changing environments, with expertise in risk management and regulatory compliance.