Kyara Fernandez
Deptford,NJ
Summary
Analytical financial coordinator skilled in executing wire and ACH transfers, monitoring transactions, and managing general ledger entries. Committed to maintaining data integrity and ensuring compliance with regulatory requirements to support organizational success.
Overview
5
5
years of professional experience
Work History
EFT/Share Draft Coordinator
Campbell Federal Credit Union
Maple Shade, NJ
08.2023 - Current
- Executed domestic and international wire transfers, ensuring accuracy and timely processing of financial transactions.
- Monitored account activity and enforced compliance with Bank Secrecy Act (BSA) and regulatory requirements.
- Maintained and updated general ledger entries to support accurate financial reporting and audits.
- Assisted in account reconciliations, identifying discrepancies and ensuring data integrity.
- Collaborated with cross-functional teams to streamline accounting processes and improve operational efficiency.
- Processed ACH (Automated Clearing House) transactions, ensuring timely and accurate fund transfers.
- Analyzed financial data and market trends to support competitive interest rate positioning.
- Took care of investment bookings for credit union portfolio management.
Bank Teller
TD Bank
Camden, NJ
09.2022 - 08.2023
- Processed a high volume of daily banking transactions, including deposits, withdrawals, and transfers, with accuracy and efficiency.
- Delivered exceptional customer service by identifying client financial needs and building strong relationships to enhance satisfaction and retention.
- Educated customers on banking products and services, generating sales opportunities and supporting branch growth goals.
- Handled cash, checks, and night deposits while maintaining strict adherence to security and compliance procedures.
- Issued cashier’s checks and money orders, ensuring accuracy and compliance with bank policies.
- Assisted customers with personal and business banking solutions, including credit cards and merchant services.
- Performed high volume cash handling and balancing using both manual and automated systems, maintaining a high level of accuracy.
Customer Service Representative
Lowes Home Improvment
Maple Shade, NJ
07.2021 - 08.2023
- Resolved customer inquiries and complaints, ensuring high satisfaction levels and timely responses.
- Processed transactions accurately using point-of-sale systems, maintaining financial integrity.
Education
Associate of Science - Business Administration
Camden County College
Blackwood, NJ05-2024
Skills
- Accounts Reconciliation
- General Ledger Entries
- ACH Transaction Processing
- Wire Processing
- Investment Booking and Portfolio Support
- Microsoft Excel
- Customer Service
- Multitasking and Organization
Languages
Spanish
Native or Bilingual
English
Native or Bilingual
Timeline
EFT/Share Draft Coordinator
Campbell Federal Credit Union
08.2023 - Current
Bank Teller
TD Bank
09.2022 - 08.2023
Customer Service Representative
Lowes Home Improvment
07.2021 - 08.2023
Associate of Science - Business Administration
Camden County College