Kyle Benet
New York,NY
Summary
Experienced commercial portfolio manager with over five years of expertise in managing diverse financial products. Skilled in relationship building and risk assessment, driving significant portfolio growth and reducing defaults. Proficient in process improvement and operational efficiency enhancement.
Overview
5
5
years of professional experience
Work History
Portfolio Manager III
Community Reinvestment Fund
New York, New York
08.2023 - Current
- Achieved annual promotions due to outstanding performance and results
- Drove $10-15MM in new loan originations across portfolio by identifying expansion opportunities and delivering tailored financing solutions that supported business growth
- Implement program improvements across products, increasing program uptake, and reducing default rates.
- Strengthen banking relationships with over 140 business clients through enhanced relationship management
- Reduced portfolio default rate from 6.7% to 3.4% through proactive client intervention strategies
- Supervised and trained interns in financial analysis, ensuring high portfolio standards
Asset Manager
Community Reinvestment Fund
New York, New York
01.2022 - 08.2023
- Managed commercial lending portfolio of $200M across 400+ loans spanning diverse business sectors including real estate, housing, and small-to-mid market enterprises
- Executed comprehensive credit reviews, financial statement analysis, and covenant monitoring across commercial and housing portfolios, including annual compliance reviews, with reserve recommendations, and investor reporting.
- Structured and processed commercial loan modifications and workout solutions
- Generated individual loan review summaries, monthly portfolio status reports, and risk trend analysis
Special Assets Administrator
Community Reinvestment Fund
Minneapolis, MN
01.2021 - 01.2022
- Supported loan monitoring and audits for 400+ loans totaling $100M annually, tracking delinquencies and improving borrower outreach processes
- Conducted comprehensive business health assessments through client interviews across entire commercial portfolio, identifying growth opportunities and potential credit risks
- Completed loan modifications and financial analysis supporting portfolio operations
Education
Bachelor of Science - Psychology
University of Minnesota - Twin Cities
Skills
- Client management and portfolio oversight
- Relationship building
- Risk assessment and mitigation
- Automated tracking systems implementation
- Financial analysis and reporting
- Compliance oversight
- Portfolio Growth Strategies
- Power BI and SharePoint expertise
- Excel expertise for financial analysis
- Cross-functional team leadership
- Data analysis and process improvement
- Credit analysis
Professional Development
- Advanced Credit Analysis
- Advanced SBA Loan Servicing & Liquidation
Timeline
Portfolio Manager III
Community Reinvestment Fund
08.2023 - Current
Asset Manager
Community Reinvestment Fund
01.2022 - 08.2023
Special Assets Administrator
Community Reinvestment Fund
01.2021 - 01.2022
Bachelor of Science - Psychology
University of Minnesota - Twin Cities