Dynamic Customer Resolution Specialist with extensive experience at State Farm, adept at analyzing complex claims and ensuring compliance with regulations. Proven track record in training and development, utilizing Salesforce for effective customer management. Recognized for enhancing customer satisfaction and streamlining processes, demonstrating strong problem-solving and communication skills.
Overview
14
14
years of professional experience
1
1
Certification
Work History
Customer Resolution Specialist
State Farm
Richardson
09.2024 - Current
Analyzes and develops quality written and/or verbal responses related to bodily Injury, PIP, Subrogation, Special Investigation Unit, Emergency Roadside Assistance, and property damage claim inquiries/complaints
Utilizes knowledge of company claim procedures, insurance contract provisions, and federal/state laws and regulations related to claim handling to research, analyze, and interpret inquiries regarding claim activity
Demonstrates knowledge of claim procedures, processes, tools, and systems to complete high volume of quality responses to regulatory and non-regulatory complaints in accordance with time sensitive requirements
Serves as technical resource in areas of formal and informal complaint handling/processing including resolution and verbal/written responses to regulatory inquiries
Ensures compliance with company procedures, applicable federal/state laws, and legal requirements
Monitors and communicates information about risk and compliance concerns, as well as working with business partners to mitigate risk once identified
Property Complex Claims Adjuster
State Farm
Richardson
05.2023 - 09.2024
Investigating, evaluating, negotiating, and settling claims
Applying knowledge of POLICIES and insurance regulations when determining coverage, liability, and damages
Contacting customers by telephone, written correspondence and/or various electronic media
Effectively managing work through task driven queues while multi-tasking in a fast-paced call center environment
Subrogation and Arbitration handling
Team Spoc-quality and compliance monitoring and training
Servicing Specialist
IEM
Remote
12.2022 - 04.2023
Customer service: Develop and Maintain relationships with program client, program applicants, and vendors (mortgage servicers). Explanation of policy to outside agencies and applicants.
Monitor delivery of data to/from mortgage servicers via CDF file process.
Payoff statements, lien releases, subordination applications, short sale and other loss mitigation applications.
Management of different Program Applicant statuses: Bankruptcy cases, foreclosures cases, tax sales, and claims for excess foreclosure proceeds.
The HAF Servicing Specialist must know and comply with Federal mortgage servicing regulations for State of North Carolina and Federal Consumer Federal Protection Bureau mortgage servicing regulations which encompass over 12 Federal consumer protection laws.
Collaboration with Program Delivery Team to achieve client objectives.
Travel to complete work assignments or attend meetings.
Compliance and audit review.
Quality & Compliance Analyst Coordinator
Stearns Lending LLC
Lewisville
10.2019 - 03.2022
Developed and maintained quality assurance procedure documentation for commercial and conventional loans.
Provided regular updates to team leadership on quality metrics by communicating consistency problems or production deficiencies.
Collaborated with management to provide training on improved processes and assisted with creation and maintenance of quality training.
Reviewed Conventional, FHA, VA, NON-Delegated, and USDA, Reverse, and Short Sale loan files.
Post-closing audit on loan files and funding audits
Customer Success Manager
Westlake Financial Services
Dallas
03.2017 - 10.2019
Evaluated interactions between associates and customers to assess personnel performance and customer satisfaction.
Researched and corrected regular, advanced and long-standing customer concerns to promote company loyalty.
Exceeded team goals and collaborated with staff members to implement customer service initiatives.
Established and updated work schedules to account for changing staff levels and expected workloads.
Accurate and timely payroll processing
Assists facility personnel/applicable accounting staff in research and resolution of payroll transactions as applicable
Maintained confidentiality with all payroll information
Directed personnel training and mentored team members to promote productivity, accuracy and commitment to friendly service.
Initiated investigations into complex or sensitive complaints, identifying solutions swiftly and to customer satisfaction.
Assessed personnel performance and implemented incentives and team-building events to boost morale.
Supervised a team of 30 employees day-to-day in customer service operations to provide staff with guidance and drive productivity.
Conducted effective research on potential job candidates for customer service and compiled all details into reports.
Confirmed appointments and interviews with all job candidates.
Recorded new hires, transfers, terminations, changes in job classifications and merit increases to main human resources files.
Completed forms, reports, logs and records to quickly handle all documentation for human resources.
Screened all applicants based on qualifications and background to meet and exceed rigorous standards.
Hired employees and initiated new hire paperwork process.
Closing Coordinator
Imortgage.com Inc.
Dallas
08.2016 - 02.2017
Prepared closing disclosures, post-closing records and disbursements.
Audited documents noted issues and pursued resolutions.
Estimated closing dates and scheduled meetings
Verified closing financial disclosure amounts against settlement and escrow agent figures to accurately reflect borrowers' bottom-line costs
Prepared closing statements for purchases, refinances, and short sale closings and detailing important property information
Reviewed titles, insurance and flood zone certifications to meet closing standards for each property
Validated and audited final signed documents in accordance with state, county and investor guidelines
Mortgage Loan Closer
Wells Fargo & Company
Irving
02.2013 - 08.2016
Reviewed mortgage documents for accuracy, which included title abstract and insurance forms.
Prepared all the paperwork for the loan package and arranged the final closing meeting.
Communicated closely with inter-company staff members to promote quick and effective loan workflow
Reviewed loan files and updated to match current standards
Worked with underwriters to fix application problems and resolve issues
Senior Operations Coordinator
Capital One Financial Corp
Plano
08.2011 - 02.2013
Reviewed collection reports to determine the status of collections and the amounts of outstanding balances.
Resolved various escalated calls.
Met weekly with department managers to discuss financial information according to current needs.
Trained new employees on FDCPA principles and company procedures.
Supervised a team of reinstatement agents
Worked with managers to develop agents and plan goals.
Educated employees on specific QA standards and confirmed all standards were being maintained.
Prepared QA evaluation reports and submitted them to management.
Strategically scheduled team members to maintain optimal staffing levels at all times.
Education
High School Diploma -
W.W Samuel
Dallas, TX
Bachelor of Arts - Business Administration
Texas Southern University
Houston, TX
Skills
ISO claims search
Accurint
Salesforce
Research & Cash Management
Loan Reconciliations
Training and development
Staff scheduling procedures
Calyx Software
Capterra
Closing Insight
CRM
HAIQ
SMARTSHEET
Encompass
Shaw
Origin
Lending Pad
Simple Nexus
ACES
Microsoft Excel
TRID Expert
SQL understanding
Project Management
Sales Force
ECRM
ECS
ECFT
Certification
Certified Notary Public in the state of Texas
All lines insurance adjuster
Licensed CURRENTLY in Tx, VT, CT, DE, SC, OK, FL, GA, KY, LA, NC, NH, NM