Self-motivated professional highly proficient in developing creative solutions and implementing objective decision making. Maintains positive attitude and works hard to build team relationships.
Overview
20
20
years of professional experience
1
1
Certification
Work History
NMLS Licensed Loan Originator
Rocket Mortgage
Detroit, MI
08.2021 - Current
Educated customers on variety of loan products and available credit options to promote valuable decision-making.
Adhered to federal and state compliance guidelines relative to retail mortgage lending.
Determined appropriate rate locks, issuance of disclosures, overage and underage waivers and fee waivers.
Provided expert financial advice on mortgage and both educational and personal loans.
Guided clients through loan application initiation and filing.
Monitored loan status and communicated updates with customers.
Gathered information such as borrower credit reports and other information to pre-qualify clients and offer pricing information.
Assessed assets, income and debts to determine client financial standing and liability risk.
Negotiated loan terms and conditions with customers.
Operations Manager
The Miller's Wealth Management
Cleveland, OH
06.2021 - Current
Implemented policies and standard operating procedures and managed quality, customer service and logistics.
Addressed customer concerns with suitable solutions.
Delivered positive customer experiences by implementing effective quality assurance practices.
Developed initiatives for process improvement and reviewed and assessed ongoing operations.
Connected with clients and developed strategies to achieve sales and customer service goals.
Enforced federal, state, local and company rules for safety and operations.
Responded to information requests from superiors, providing specific documentation.
Anticipated and tracked operational and tactical risks to provide strategic solutions.
Contributed to proposal and contract development, negotiations and meetings.
Resolved challenges associated with company websites, vendors and telecoms.
Real Estate Developer
Pure Joy Investment Properties
Detroit, MI
03.2021 - Current
Monitored construction costs and progress timeline with real estate projects.
Oversaw requisition of undeveloped residential, commercial and industrial real estate to create improved land or buildings for profit.
Prepared budgeting and financial analysis with pro forma development and cash flow forecasts to acquire new development sites.
Created financial models of proposed projects to evaluate metrics and timeline.
Diminished costs by reviewing and qualifying competitive subcontractor bids prior to contract execution.
Established and maintained relationships with vendors and liaised with appropriate personnel to access facilities for inspection.
Saved money by overseeing cost-effective material sourcing and effective work orders.
Data Key Specialist
JPMORGAN CHASE
Belleville, Michigan
05.2007 - 08.2012
Image documents for customer viewing
Presort and prep work for mail extractors and reassociate materials for mail out
Scan over 6,500 items per hour using a high speed-imaging machine exceeding productivity and quality standards 10 out of the last 12 months
Key alpha and alphanumeric invoice information accurately as requested by the customer exceeding quality standards
Process daily document transactions in a timely manner under strict deadlines
Train and coach production staff with operational or quality issues
Detected and resolved data quality issues and discrepancies for integrity and quality control.
Mentored newly hired employees, offering insight into job duties and company policies for easier transition to job position.
Worked closely with team members to deliver project requirements, develop solutions and meet deadlines.
Prioritized and organized tasks to efficiently accomplish service goals.
Caseworker Intern
OAKWOOD ANNAPOLIS HOSPITAL
Wayne, Michigan
02.2011 - 05.2012
Handled a daily caseload conducting patient visitations, assessing needs and providing support and resources
Develop patient relationships and communicate with patience and compassion in handling a variety of emotions
Met with clients to conduct needs assessments, recommending appropriate support and service offerings.
Followed strict policies and procedures to maintain client confidentiality and keep data private.
KELLY SERVICES
Belleville, Michigan
03.2004 - 05.2007
Data Entry
Prepared documents for imaging and entered data into the computer for processing
Intake Coordinator Intern
FRIENDS IN DEED
Ypsilanti, Michigan
01.2006 - 05.2006
Answered calls and inquiries regarding program, assessed client household needs and determined eligibility
Reviewed inventory to identify match in client needs or made referrals to relevant agencies
Made outreach calls to donors coordinated the scheduling and pick-up of items
Performed general clerical tasks including typing, managing the donor database and client communications
Education
Master of Arts - Counseling
ASHLAND THEOLOGICAL SEMINARY
05.2013
Bachelor of Arts - Psychology
CONCORDIA UNIVERSITY
01.2006
Skills
Customer service-focused
Financial planning expert
Debt and credit management
Knowledge of VA loan process
Safe Act of 2008 Certification
Mutual funds knowledge
Energetic
Friendly
Reliable
Subcontractor management
Estimating
Flexible and Adaptable
Maintenance and Repair
Dependable and Responsible
Problem-Solving
Personal Information
JPMORGAN CHASE SPONSORED TRAINING
Diversity
Customer Service Excellence
Confidentiality and HIPAA
Certification
NMLS Licensed #2190459 - 2021
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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It is never too late to be what you might have been.
Trainer/Program Manager at Rocket Central, Rocket Mortgage Family of CompaniesTrainer/Program Manager at Rocket Central, Rocket Mortgage Family of Companies