Larry Muck
Kansas City,MO
Summary
- Multi-disciplined background with a unique skill set. Well developed quantitative skills while exhibiting the ability to lead, manage, mentor and teach.
- Expert Credit Analyst, Underwriter, and Compliance Specialist while also leading teams in Financial Sales.
- Analytical problem solver and persuasive communicator with talent for thinking outside box for creative solutions.
- Creative and motivated leader adept at utilizing exceptional design and planning strengths to accomplish complex projects. Skilled in teaching new concepts and best practice strategies.
Overview
46
46
years of professional experience
1
1
Certification
Work History
Consultant/Owner
Midwest Professional Services
07.2023 - Current
- Complete loan reviews and compliance audits for bank clients.
- Advise bank clients on providing added value for their customer base.
- Analyze data sets to identify trends and opportunities for process improvements within client organizations.
- Support creation of detailed, technical financial models.
Bank Consulting Supervisor
The Fullinwider Firm LLC
01.2020 - 07.2023
- Completed Loan Review engagements as an independent compliance consultant; hired full-time in September 2021
- Continued as the bank Credit Administration expert and completed all Loan Review engagements from start to finish without assistance
- Added other compliance areas and completed engagements in BSA/AML/OFAC, Loan Compliance, Fair Lending, and Risk Assessment/Internal Controls
- Established Loan Review and BSA/AML audit and report processes; and created data collection and report templates for all compliance projects
- Developed Board training and report matrices for results presentations.
Senior Advisor
Affinity Group Management
09.2010 - 01.2020
- Advisor to the CFO - supplied expertise in accounting and financial analysis, developed dashboard using Tableau and Power BI
- Executive Director/Chairperson - American Association of Private Lenders - led the resurrection of the entity, developed lender training, and supplied underwriting aid to members.
- President SCR LLC - primary underwriter and loan advisor of this private lending and loan brokering operation.
- Birch Creek Partners/Near Zero LLC The majority owner of AGM was the first seed investor in the start-up manufacturer, Near Zero LLC. Provided consulting services for the operation as a 'watchman' and became the temporary CFO.
Regional EVP
Marshall & Ilsley Bank/Gold Bank
05.2005 - 01.2010
- Hired as market President by Gold Bank in St. Joseph. Transitioned to EVP in Kansas City leading a region with five branches and six lenders with a total team portfolio of approximately $350MM.
- Led team to reduce over 550 technical exceptions to 75 in a six-month period
- Team ranked in the top 15% company-wide in profitability and the KC region in credit administration measures.
VP Commercial Lender
Bank Midwest
10.2004 - 05.2005
- Developed business relationships in the St Joseph, MO market. Generated pipeline of new business in excess of $20MM.
Business Development Officer
Bridgeview Capital Solutions
09.2003 - 09.2004
- Recruited to become a highly commissioned BDO with this USDA B&I portfolio manager
- Pipeline grew to over $100MM
- Owned by a Chicago area bank, it was decided that the lead time for closings was too long, and the newly recruited sales staff was disbanded.
EVP - St. Joseph
Commerce Bank, N.A.
05.1996 - 09.2003
- Managed Commercial, Retail, Mortgage sales and Branch Administration and participated in Credit Administration, Underwriting, and Loan Committee.
- Led transition from discrete market to centralized processes
- Led client satisfaction improvement measures which improved from 5.1 to 5.9 on a 6 point scale over 18 months.
VP Commercial Lending - St. Joseph
Commerce Bank, N.A.
08.1984 - 05.1996
- Led Commercial business development activities in market while actively taking part in direction of Credit Analysis and Loan Committee
- During this period, increased responsibilities over time which included a stint managing the largest branch
- Key relationship manager.
Commercial Loan Officer - Kansas City Metro
Commerce Bank, N.A.
05.1982 - 08.1984
- Handled commercial lender duties in lead bank
- Completed special projects in CRM development, Repurchase Agreements, and others.
Manager of Management Recruiting; Training and Development Manager - Kansas City (holding company)
Commerce Bank, N.A.
08.1980 - 05.1982
- Developmental position in Human Resources
- Managed all professional hiring for the Kansas City area and bank trainees
- Developed and implemented a 'Train the Trainer' program to better distribute training into the outlying banks.
Loan Review/Formal Credit Training
Commerce Bank, N.A.
01.1978 - 08.1980
- Loan Review position after six months of formal credit training
- Reviewed multiple banks including out-state and St
- Louis area markets
- Assisted CBI Loan Review Manager in cleaning up the St
- Joseph market portfolio.
Education
Bachelor of Science - Business Administration And Management
University of Kansas
Lawrence, KansasMBA - Accounting And Finance
University of Kansas
L:awrence, Kansas01.1979
Skills
- Financial Management
- Leadership Abilities
- Strategic Planning
- Training and Mentoring
- Staff Development
- Advanced software skills including Microsoft Office products
- Critical Thinking
- Problem-Solving
- Multitasking
- Decision-Making
- Data Analysis
- Teamwork and Collaboration
Certification
- Certified BSA/AML Consultant CBAP ICBA (Independent Community Bankers)
- Microsoft Power BI/Tableau Certifications In Process
- Series 65 Completed (Inactive)
- Missouri Real Estate License Completed (Inactive)
- ACAM Certification In Process
- SQL Training In Process Udemy Coursework
Software Experience
MS Office Suite - All, MS 365 - All, QuickBooks, Acrobat Pro, Smartsheet (Project Mgmt.), Pipedrive, Infusionsoft, Power BI, Tableau, Agile - Currently upgrading knowledge for all of these.
Affiliations
- Lifetime Learner
- Guitar player with worship team experience
- Fishing, Hunting Camping
References
References available upon request.
Timeline
Consultant/Owner
Midwest Professional Services
07.2023 - Current
Bank Consulting Supervisor
The Fullinwider Firm LLC
01.2020 - 07.2023
Senior Advisor
Affinity Group Management
09.2010 - 01.2020
Regional EVP
Marshall & Ilsley Bank/Gold Bank
05.2005 - 01.2010
VP Commercial Lender
Bank Midwest
10.2004 - 05.2005
Business Development Officer
Bridgeview Capital Solutions
09.2003 - 09.2004
EVP - St. Joseph
Commerce Bank, N.A.
05.1996 - 09.2003
VP Commercial Lending - St. Joseph
Commerce Bank, N.A.
08.1984 - 05.1996
Commercial Loan Officer - Kansas City Metro
Commerce Bank, N.A.
05.1982 - 08.1984
Manager of Management Recruiting; Training and Development Manager - Kansas City (holding company)
Commerce Bank, N.A.
08.1980 - 05.1982
Loan Review/Formal Credit Training
Commerce Bank, N.A.
01.1978 - 08.1980
Bachelor of Science - Business Administration And Management
University of Kansas
MBA - Accounting And Finance
University of Kansas