Summary
Overview
Work History
Education
Skills
Accomplishments
Certification
Selected Achievements
Professional Development
Timeline
Generic

Larry Pettit

West Carrollton

Summary

Seasoned professional with 20+ years of experience protecting client and company assets. Enthusiastic, highly motivated, and resourceful; can be counted on to get the job done. Outstanding analytic ability, interpersonal and communication skills, and problem solving competencies. Maintains highest level of confidentiality, impeccable integrity and professionalism.

Overview

23
23
years of professional experience
1
1
Certification

Work History

Temporary Assignment

Talent Tree Staffing
01.2006
  • Collected delinquent income taxes as a temporary contract collector for City of Dayton Division of Taxation and Revenue.
  • Introduced and instructed other collectors at City of Dayton in the use of various web sites that verify valid Social Security numbers, incarceration and attorney registration.

Dealer Collection Representative

Automotive Finance Corporation
01.2005
  • Executed collection calls for nation’s largest independent provider of dealer floor planning in the automotive industry and conducted monthly audits of dealer inventories, maintained files of sales contracts and titles.
  • Posted new contract sales to Cosmos system, converted and maintained test drive tracking from a manual system to MS Excel.

Collector

Cash America
01.2010 - 01.2015
  • Collected past due accounts in Tier II (61-180 days) and Tier I (1-60 days) by phone call and letter.
  • Tier 2 Club Award for exceeding 100% of goal during the year
  • Qualified and referred accounts to the legal department for further efforts.

Health Insurance Agent

USA Benefits Group
01.2009 - 01.2010
  • Offered various health and life products to clients via internet and telephone calls as a self-employed contractor.
  • Conducted calls to both warm leads and cold calls.

Financial Planner

World Financial Group
01.2007 - 01.2008
  • Guided clients in organizing and budgeting to accomplish their wealth management through life insurance and various securities as a self-employed contractor.

Various Temporary Assignments

Accountemps
01.2006 - 01.2008
  • Completed various temporary assignments at Veolia Environmental Services, Becker Electric, Tri-State Aluminum, The Antioch Company and three assignments at LexisNexis.

Collector

United Collection Bureau, Inc.
01.1996 - 01.2004
  • Executed telephone calls as a third-party debt collector for large regional customer collection agency.
  • Verified insurance eligibility and employment status for referral to billing or legal department.
  • Trained new employees in use of computer software and basic collections.

Collector

Heilig-Meyers Furniture
01.1997 - 01.1998
  • Telephoned and visited delinquent customers, repossessed merchandise when required.
  • Initiated collection program that decreased delinquency from 22% to 12%.
  • Structured and maintained accounts referred to attorneys for legal suit.
  • Interviewed applicants for the nation’s largest publicly held furniture chain and requested specified information required for credit extension.

Collector

ProNet Credit
01.1992 - 01.1996
  • Rendered collection calls and verified insurance eligibility as a third party collector for a collection agency owned by and conducting collections for Mercy Health Systems, a $1.3 billion corporation.

Education

Hanover College
Hanover, IN

Skills

  • Consumer Collections
  • Risk Management
  • Customer Service
  • Credit Standards
  • Debt Management
  • Fair Debt and Collection Practices Act
  • Repossession & Foreclosure
  • Life/Accident & Health Claims
  • Friendly, positive attitude
  • Teamwork and collaboration
  • Customer service
  • Problem-solving

Accomplishments

  • Used Microsoft Excel to develop inventory tracking spreadsheets.
  • Collaborated with team of [Number] in the development of [Project name].
  • Achieved [Result] through effectively helping with [Task].
  • Achieved [Result] by completing [Task] with accuracy and efficiency.
  • Achieved [Result] by introducing [Software] for [Type] tasks.
  • Documented and resolved [Issue] which led to [Results].

Certification

Certified Collector, American Collectors Association

Selected Achievements

  • Earned Collector of the Year for collection agency owned by a $1.3 billion corporation. Collected over $502,000 winning a grand prize of a one-week expense paid trip for two to Cancun.
  • Awarded certificate at conclusion of seven-week temporary assignment by Credit Management of an international information services provider with $2.68 billion annual revenue stating 'Thanks for the Professional Collection experience. You have been an asset to our team.'
  • Initiated collection program for $331 million retailer. Developed a long-term client-customer relationship, created revised policy and procedures, and implemented new program. Decreased delinquency from 22% to 12% within six months.
  • Contested the denial of numerous accident-health claims for the nation’s largest publicly held furniture chain. Submission of additional information resulted in a significant number of decisions being overturned and the assignment by management to handle all future claims.
  • Spearheaded special project for regional collection agency. Reviewed, researched, and resolved two-year backlog of consumer correspondence for a specialized department. Completed a projected three-month project in two months.

Professional Development

  • Principles of Bank Operations, American Institute of Banking
  • Analyzing Financial Statements, American Institute of Banking
  • Law and Banking, American Institute of Banking
  • ACA Professional Telephone Collectors’ Techniques Seminar, American Collectors Association
  • ACA Communication and Collections School, American Collector Association

Timeline

Collector

Cash America
01.2010 - 01.2015

Health Insurance Agent

USA Benefits Group
01.2009 - 01.2010

Financial Planner

World Financial Group
01.2007 - 01.2008

Temporary Assignment

Talent Tree Staffing
01.2006

Various Temporary Assignments

Accountemps
01.2006 - 01.2008

Dealer Collection Representative

Automotive Finance Corporation
01.2005

Collector

Heilig-Meyers Furniture
01.1997 - 01.1998

Collector

United Collection Bureau, Inc.
01.1996 - 01.2004

Collector

ProNet Credit
01.1992 - 01.1996

Hanover College
Larry Pettit