Summary
Overview
Work History
Education
Skills
Accomplishments
Affiliations
Languages
Timeline
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Latosha McGhee

St. Petersburg,FL

Summary

I have the hands-on experience, exceptional leadership and strong communication skills, with over 25 years of claims experience including 5 years of Complex/Severe Claim handling in Florida.

As an Insurance Adjuster skilled in investigating and analyzing liability concerning casualty claim handling and property damage losses. I have a proven history of leveraging excellent negotiation skills to facilitate settlements. Excellent communication skills demonstrated through the many years of experience interviewing specialists, witnesses and claimants to compile information.

Overview

31
31
years of professional experience

Work History

Unrepresented Complex Adjuster

Allstate Insurance
St. Petersburg, FL
03.2020 - Current

Analyzes information gathered by investigations to report findings and recommendations.

  • Investigates and assessed damage to property and reviewed property damage estimates.

Reviews police reports, medical treatment records, and physical property damage to determine extent of liability.

  • Examines claims forms and other records to determine insurance coverage.
  • Conducts comprehensive interviews of witnesses and claimants to gather facts and information.
  • Prepares summaries of damage, payments, and policy coverage.
  • Verifies insurance claims and determined fair amount for settlement.
  • Answers customer questions regarding deductibles.
  • Negotiates with policyholders and claimants to reach mutually satisfactory resolutions.
  • Works with private investigators and attorneys on preparation of evidence, witness statements, and other documentation in preparation for trial.
  • Maintains contact with claimants to determine treatment status.
  • Negotiates bodily injury settlements and agreements to resolve claims.
  • Handles inquiry calls from customers and potential customers.
  • Identifies insurance coverage limitations with thorough examinations of claims documentation and related records.

Auto Liability Adjuster

Allstate Insurance
St. Petersburg, FL
03.2019 - 03.2020
  • Took statements from insureds, claimants and witnesses.
  • Negotiated settlements with claimants and claimants' attorneys.
  • Obtained and reviewed evidence, reports and medical records.
  • Handled full in-depth auto coverage for non-standard claims.
  • Investigated losses and identified coverage issues.
  • Identified insurance coverage limitations with thorough examinations of claims documentation and related records.
  • Followed up with insured individuals regarding deductibles payments.
  • Reviewed police reports and physical property damage to determine extent of liability.

CLaims-Processor Auto MOI Dispatcher

Allstate Insurace
8333 Bryan Dairy Road
11.2000 - 03.2019
  • Review Gantt first thing in the AM to make sure all assignments are downloaded
  • Make pre calls on all same day assignments
  • Completes all assigned work from the un-resourced tray by local dispatch time
  • Daily review of pending assignments over 24 hours and email to adjusters and their leaders
  • Identification of Tech Review/QFC returned assignments to ensure scheduling
  • Same day set up of non-inspected assignments (rapid total loss assignments)
  • Creates supplements in ERL
  • Input supplements received prior to local dispatch time
  • Complete contact on all identified MOI opportunities by local dispatch time
  • Set up and dispatch Diminished Value inspections
  • Manage inquiry calls for both internal and external customers
  • Daily report gathering as defined by market configuration
  • Log and process independent adjuster assignments
  • Manage same day exception for field adjusters

Medical Corpsman

United States Navy
05.1995 - 05.1999
  • Administered emergency medical care to personnel in various operational environments.
  • Conducted patient assessments to determine immediate medical needs and establish treatment plans.
  • Managed logistics for medical supplies, ensuring availability for training exercises and deployments.
  • Trained junior corpsmen on medical procedures, protocols, and equipment usage to enhance team performance.

Education

Associate of Arts - Early Childhood Education

Hampton University
Hampton Virginia
1999

High School Diploma -

Dixie Hollins High School
Kenneth City
1995

Skills

  • Driven
  • Multi-tasker
  • Highly motivated
  • Organized
  • Customer service-oriented
  • Prior Personal Injury Protection Experience
  • Claims investigation
  • FL claims adjuster license
  • Claims investigations
  • Critical thinking
  • Workflow management

Accomplishments

  • Maintains a consistent low aux time, including a low RONA percentage.
  • Maintains a better than expected quality rating.
  • Served as Lead Adjuster for the last 3 years of complex claims.
  • Serves as a CSL back up when needed.

Affiliations

Employee Advisory Council Florida CSA-2015-2016

AAWN

YPO

Allstate Ambassador

Languages

English
Full Professional

Timeline

Unrepresented Complex Adjuster

Allstate Insurance
03.2020 - Current

Auto Liability Adjuster

Allstate Insurance
03.2019 - 03.2020

CLaims-Processor Auto MOI Dispatcher

Allstate Insurace
11.2000 - 03.2019

Medical Corpsman

United States Navy
05.1995 - 05.1999

Associate of Arts - Early Childhood Education

Hampton University

High School Diploma -

Dixie Hollins High School