Laurie Mills
New Caney,TX
Summary
I have twenty four years of experience in the financial industry, compliance, and management field. I have been able to gain knowledge of regulatory compliance processes, procedures, and bank operations. In addition, I have been able to master strong research, analytical, and problem solving skills. Furthermore, I have built strong, lasting relationships with colleagues. Lastly, I am highly motivated and best known for my positive outlook and my flexibility and work ethic.
Overview
15
15
years of professional experience
1
1
Certification
Work History
Third Party Risk, Manager
Randolph Brooks Federal Credit Union
12.2021 - Current
- Develop and implement a robust, third-party risk management, framework, and program for the Credit Union.
- Implement and maintain an effective vendor risk reporting framework, providing regular updates to senior management, highlighting key risk areas, and recommending appropriate mitigation strategies.
- Monitor and evaluate the ongoing performance and compliance of third -party vendors through periodic risk assessments, audits, and performance metrics.
- Conducted regular audits of existing policies and procedures, ensuring their continued effectiveness in addressing organizational goals related to mitigating risks.
- Create and maintain a third-party risk management program and policies aligned with industry best practices and regulatory requirements.
- Developed strong relationships with internal stakeholders, promoting a culture of risk awareness and accountability.
- Conduct monthly peer group call with other Credit Unions near same asset size to discuss strategic benchmarking, NCUA Call Reports, Mertics, etc.
Compliance Analyst
Geneva Financial, LLC
11.2020 - 12.2021
- Collaborated with cross-functional teams for the successful implementation of new compliance initiatives.
- Monitored adherence to industry regulations, ensuring timely reporting of any discrepancies or violations.
- Served as a subject matter expert on compliance matters, providing guidance and support to colleagues across various departments.
- Prepared documentation and records for upcoming audits and inspections.
- Assigned and managed all required compliance courses.
- Implemented and managed Third Party Risk program.
- Facilitated State/Federal/Agency/other external exams/audits on company level.
- Created policy and procedures and job aids for compliance functions.
- Facilitated quarterly employee exclusionary checks. Ensure VOE, OFAC, SAM, GSA, LDP and FHFA has been ran on all new employees within quarter.
- Investigate AML alerts related to money laundering, terrorist financing, tax evasion activity to prepare Suspicious Activity Reports in accordance with FinCen's guidance.
Vendor Management Analyst III
Zions Bancorporation
04.2019 - 05.2020
- Maintained up-to-date knowledge on industry trends related to supplier management practices to inform the development of innovative strategies within the organization.
- Partnered with legal teams in drafting contracts that protected company interests while maintaining positive vendor relationships.
- Enhanced vendor relationships by implementing effective communication strategies and addressing concerns promptly.
- Facilitated regular vendor review meetings to discuss performance issues, address concerns, and explore opportunities for process improvement.
- Validate accuracy of all inherent risk ratings through GRC software.
- Initiate vendor due diligence on new vendors that are inherently risk rated significant or critical.
- Assist with on-going vendor due diligence with existing vendors on an annual basis.
- Ability to understand and identify key risk associated with vendor service/product.
- Ability to manage multiple tasks simultaneously.
Enterprise Mortgage Loan Operating Manager
Zions Bancorporation
03.2016 - 04.2019
- Manage day-to-day functions of the Bank's Home Mortgage Disclosure Act (HMDA) data gathering and collection.
- Develop, implement, and maintain policies and procedures related to HMDA monitoring program.
- Partner with lines of business division to resolve any inconsistencies to promote efficiencies and stronger control requirements across lines of business for HMDA.
- Oversight of the HMDA data submission process for timely and accurate Loan Application REgister (LAR) submission.
- Support HMDA examinations and internal audit by preparation of material requested.
Bank Operations Supervisor
Zions Bancorporation
08.2014 - 03.2016
- Train, mentor, and supervise a team of Know Your Customer (KYC) analyst.
- Manage daily workflows for customer identity verification and risk assessment.
- Develop, implement, and maintain policies and procedures related to KYC and ensure they adhere to regulatory requirements and company policy.
- Oversee the assessment of customer data and documentation to identify and mitigate potential financial crime risks.
- Collaborate with internal stakeholders such as Compliance, Infraction Security, to endure consistent and high quality KYC delivery.
- Prepare and communicate relevant reports and metrics to senior management and other stakeholders.
Corporate Compliance Analyst
Zions Bancorporation
06.2010 - 08.2014
- Investigate alerts generated through Anti Money Laundering (AML) software
- Perform thorough case investigations, document findings, and present recommendations with supporting conclusion to the BSA Officer.
- Prepare and file accurate and timely Suspicious Activity Reports (SARs).
- Assist in annual reviews of exempted customers.
- Receive and assess 314(b)requests, responding accordingly.
- Complete ongoing training to stay abreast of regulatory requirements.
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Education
High School Diploma -
Barbe High School
Lake Charles, LA05-2001
Skills
- 24 years banking industry experience
- Proficient knowledge of BSA, AML, USA Patriot Act, KYC, and OFAC regulations
- Strong working knowledge of risk assessments and ongoing monitoring programs
- Ability to manage a team with multiple and/or shifting priorities and produce professional and accurate work product sometimes under time constraints
- Excellent verbal, written, and interpersonal communication skills
- Team player, able to work effectively in a team fostered multi-tasking environment
- Ability to deal effectively with people in various job capacitates
- Ability to take initiative and make sound sound decision
- Team player, able to work effectively in a team fostered multi-tasking environment
- Highly effective planning and prioritization skills
- Ability to motivate and guide others toward shared goal
- Ability of being flexible and able to adjust to new situations or challenges
Certification
CRVPM I
CRVPM II
CRVPM III
Languages
English
Timeline
Third Party Risk, Manager
Randolph Brooks Federal Credit Union
12.2021 - Current
Compliance Analyst
Geneva Financial, LLC
11.2020 - 12.2021
Vendor Management Analyst III
Zions Bancorporation
04.2019 - 05.2020
Enterprise Mortgage Loan Operating Manager
Zions Bancorporation
03.2016 - 04.2019
Bank Operations Supervisor
Zions Bancorporation
08.2014 - 03.2016
Corporate Compliance Analyst
Zions Bancorporation
06.2010 - 08.2014
High School Diploma -
Barbe High School