Laurie Mills
New Caney,TX
Summary
I have twenty four years of experience in the financial industry, compliance, and management field. I have been able to gain knowledge of regulatory compliance processes, procedures, and bank operations. In addition, I have been able to master strong research, analytical, and problem solving skills. Furthermore, I have built strong, lasting relationships with colleagues. Lastly, I am highly motivated and best known for my positive outlook and my flexibility and work ethic.
Overview
15
15
years of professional experience
1
1
Certification
Work History
Third Party Risk, Manager
Randolph Brooks Federal Credit Union
12.2021 - Current
- Develop and implement a robust, third-party risk management, framework, and program for the Credit Union.
- Implement and maintain an effective vendor risk reporting framework, providing regular updates to senior management, highlighting key risk areas, and recommending appropriate mitigation strategies.
- Monitor and evaluate the ongoing performance and compliance of third -party vendors through periodic risk assessments, audits, and performance metrics.
- Conducted regular audits of existing policies and procedures, ensuring their continued effectiveness in addressing organizational goals related to mitigating risks.
- Create and maintain a third-party risk management program and policies aligned with industry best practices and regulatory requirements.
- Developed strong relationships with internal stakeholders, promoting a culture of risk awareness and accountability. Conduct monthly peer group call with other Credit Unions near same asset size to discuss strategic benchmarking, NCUA Call Reports, Mertics, etc.
Compliance Analyst
Geneva Financial, LLC
11.2020 - 12.2021
- Collaborated with cross-functional teams for the successful implementation of new compliance initiatives.
- Monitored adherence to industry regulations, ensuring timely reporting of any discrepancies or violations.
- Served as a subject matter expert on compliance matters, providing guidance and support to colleagues across various departments.
- Prepared documentation and records for upcoming audits and inspections.
- Assigned and managed all required compliance courses.
- Implemented and managed Third Party Risk program.
- Facilitated State/Federal/Agency/other external exams/audits on company level.
- Created policy and procedures and job aids for compliance functions.
- Facilitated quarterly employee exclusionary checks. Ensure VOE, OFAC, SAM, GSA, LDP and FHFA has been ran on all new employees within quarter.
- Investigate AML alerts related to money laundering, terrorist financing, tax evasion activity to prepare Suspicious Activity Reports in accordance with FinCen's guidance.
Vendor Management Analyst III
Zions Bancorporation
04.2019 - 05.2020
- Maintained up-to-date knowledge on industry trends related to supplier management practices to inform the development of innovative strategies within the organization.
- Partnered with legal teams in drafting contracts that protected company interests while maintaining positive vendor relationships.
- Enhanced vendor relationships by implementing effective communication strategies and addressing concerns promptly.
- Facilitated regular vendor review meetings to discuss performance issues, address concerns, and explore opportunities for process improvement.
- Validate accuracy of all inherent risk ratings through GRC software.
- Initiate vendor due diligence on new vendors that are inherently risk rated significant or critical.
- Assist with on-going vendor due diligence with existing vendors on an annual basis.
- Ability to understand and identify key risk associated with vendor service/product.
- Ability to manage multiple tasks simultaneously.
Enterprise Mortgage Loan Operating Manager
Zions Bancorporation
03.2016 - 04.2019
- Manage day-to-day functions of the Bank's Home Mortgage Disclosure Act (HMDA) data gathering and collection.
- Develop, implement, and maintain policies and procedures related to HMDA monitoring program.
- Partner with lines of business division to resolve any inconsistencies to promote efficiencies and stronger control requirements across lines of business for HMDA.
- Partner with lines of business division to resolve any inconsistencies to promote efficiencies and stronger control requirements across lines of business for HMDA.
- Oversight of the HMDA data submission process for timely and accurate Loan Application REgister (LAR) submission.
- Support HMDA examinations and internal audit by preparation of material requested.
Bank Operations Supervisor
Zions Bancorporation
08.2014 - 03.2016
- Train, mentor, and supervise a team of Know Your Customer (KYC) analyst.
- Manage daily workflows for customer identity verification and risk assessment.
- Develop, implement, and maintain policies and procedures related to KYC and ensure they adhere to regulatory requirements and company policy.
- Oversee the assessment of customer data and documentation to identify and mitigate potential financial crime risks.
- Collaborate with internal stakeholders such as Compliance, Infraction Security, to endure consistent and high quality KYC delivery.
- Prepare and communicate relevant reports and metrics to senior management and other stakeholders.
Corporate Compliance Analyst
Zions Bancorporation
06.2010 - 08.2014
- Investigate alerts generated through Anti Money Laundering (AML) software
- Perform thorough case investigations, document findings, and present recommendations with supporting conclusion to the BSA Officer.
- Perform thorough case investigations, document findings, and present recommendations with supporting conclusion to the BSA Officer.
- Prepare and file accurate and timely Suspicious Activity Reports (SARs).
- Assist in annual reviews of exempted customers.
- Receive and assess 314(b)requests, responding accordingly.
- Complete ongoing training to stay abreast of regulatory requirements.
- .
Education
High School Diploma -
Barbe High School
Lake Charles, LA05-2001
Skills
- 24 years banking industry experience
- Proficient knowledge of BSA, AML, USA Patriot Act, KYC, and OFAC regulations
- Strong working knowledge of risk assessments and ongoing monitoring programs
- Ability to manage a team with multiple and/or shifting priorities and produce professional and accurate work product sometimes under time constraints
- Excellent verbal, written, and interpersonal communication skills
- Team player, able to work effectively in a team fostered multi-tasking environment
- Ability to deal effectively with people in various job capacitates
- Ability to take initiative and make sound sound decision
- Team player, able to work effectively in a team fostered multi-tasking environment
- Highly effective planning and prioritization skills
- Ability to motivate and guide others toward shared goal
- Ability of being flexible and able to adjust to new situations or challenges
Certification
CRVPM I
CRVPM II
CRVPM III
Languages
English
Timeline
Third Party Risk, Manager
Randolph Brooks Federal Credit Union
12.2021 - Current
Compliance Analyst
Geneva Financial, LLC
11.2020 - 12.2021
Vendor Management Analyst III
Zions Bancorporation
04.2019 - 05.2020
Enterprise Mortgage Loan Operating Manager
Zions Bancorporation
03.2016 - 04.2019
Bank Operations Supervisor
Zions Bancorporation
08.2014 - 03.2016
Corporate Compliance Analyst
Zions Bancorporation
06.2010 - 08.2014
High School Diploma -
Barbe High School
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