Summary
Overview
Work History
Education
Skills
Timeline
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Lavien Eugene

Underwriter and Manager

Summary

To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills.

Overview

15
15
years of professional experience

Work History

Mortgage Loan Processor

Weichert Companies
05.2015 - 11.2022
  • Collaborated with Loan Officers to provide timely, accurate service for clients throughout entire mortgage process.
  • Prepared file for final clear-to-close by branch management.
  • Handled any conditions sent from underwriting departments.
  • Reviewed financial statements and contacted institutions and customers to clarify details.
  • Communicated with originator and applicant concerning progress of loan file.
  • Checked daily reports each morning to identify priorities or issues for escalation to supervisor.
  • Set up and completed loan submission packages.
  • Collected and compiled paperwork such as title abstracts, insurance paperwork, loan files and tax histories.

Home Services Specialist II

Bank Of America
01.2013 - 01.2015
  • Responsible for processing of loans approved by an underwriter/automated decisioning system.
  • Reviewed and cleared conditions and issued changes to the terms of previously approved loans.
  • Verified conditions of approval which may include customer income/assets documentation.
  • Resolved routine title issues, appraisal disputes and subordination processing efficiently.
  • Practiced expanded credit signing authority within delegated limits.
  • Maintained high level of customer service by being proactive in communication with customer and sales partners.

Mortgage Default Counselor

Westchester Residential Opportunity, Inc.
10.2008 - 01.2013
  • Conducted Counseling, Investigated, and educated homeowners on foreclosure prevention.
  • Performed review of financial statements and verified income, credit history and affordability.
  • Assessed potential of foreclosure on homeowners and investigated predatory activities.
  • Submitted completed financial packages to lender for consideration of reasonable workout plan on behalf of homeowner.

Bookkeeper

Thomas Law Offices, LLC
04.2008 - 10.2008
  • Maintained and processed invoices, deposits and money logs.
  • Completed payroll for employees and maintained detailed records of procedures.
  • Tracked expenses and income for businesses while organizing and maintaining bank statements for checking accounts.
  • Reviewed and filed financial documents, coded accounting entries for data processing and posted daily receipts and payments in accordance with all corporate protocols.

Education

Bachelor of Science - Business Administration And Management

Dominican College of Blauvelt
Orangeburg, NY
06.1999

Skills

  • Appraisal Verification
  • Financial Data Collection
  • Credit Verification
  • Desktop Underwriter
  • Customer Communication
  • Mortgage Loan Processing

Timeline

Mortgage Loan Processor

Weichert Companies
05.2015 - 11.2022

Home Services Specialist II

Bank Of America
01.2013 - 01.2015

Mortgage Default Counselor

Westchester Residential Opportunity, Inc.
10.2008 - 01.2013

Bookkeeper

Thomas Law Offices, LLC
04.2008 - 10.2008

Bachelor of Science - Business Administration And Management

Dominican College of Blauvelt

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Lavien EugeneUnderwriter and Manager