Summary
Overview
Work History
Education
Skills
Timeline
Generic

Leah Ayers

Olympia

Summary

Detail-oriented and efficient Mortgage Professional with over 20 years of experience across multiple facets of the loan lifecycle, including mortgage closing, post-closing, processing, and document shipping. Adept at ensuring compliance with investor and regulatory guidelines, maintaining accurate records, and supporting smooth and timely closings. Proven ability to work collaboratively with underwriters, title companies, and internal teams to meet deadlines and exceed client expectations.

Overview

22
22
years of professional experience

Work History

Mortgage Closer

Fairway Independent Mortgage Corporation
09.2014 - Current
  • Prepared and reviewed closing documents to ensure accuracy and compliance with federal and investor guidelines.
  • Balanced CD figures and ensured proper execution of the closing disclosure before disbursement.
  • Coordinated with escrow companies to schedule closings and address discrepancies.
  • Verified funding conditions and ensured timely disbursement of funds.
  • Maintained clear and consistent communication with all stakeholders throughout the closing process.

Mortgage Processor

Legacy Group Lending, Inc.
07.2012 - 06.2013
  • Collected and reviewed borrower documentation for completeness and accuracy.
  • Worked closely with underwriters to clear conditions and prepare files for closing.
  • Maintained pipeline updates and ensured timely communication with borrowers and third parties.

Mortgage Closer

Legacy Group Lending, Inc.
12.2005 - 07.2012
  • Prepared and reviewed closing documents to ensure accuracy and compliance with federal and investor guidelines.
  • Balanced settlement statement figures.
  • Coordinated with escrow companies to schedule closings and address discrepancies.
  • Verified funding conditions and ensured timely disbursement of funds.
  • Maintained clear and consistent communication with all stakeholders throughout the closing process.

Shipping/Post Closing

Legacy Group Lending, Inc.
04.2003 - 12.2005
  • Audited closed loan files for completeness and compliance before delivery to investors.
  • Uploaded documents into secure systems and shipped collateral to custodians and investors.
  • Corrected post-closing deficiencies and tracked trailing documents.
  • Prepared and shipped physical and digital loan packages to investors and warehouse lines.
  • Tracked shipment status and resolved delivery issues to meet strict funding deadlines.
  • Maintained log of loan deliveries and ensured accurate custodial file management.

Education

High School Diploma -

Cedarcrest High School
Duvall, WA
06-2000

Skills

  • Mortgage Closing Procedures
  • Post-Closing Audits & Compliance
  • Loan Processing (Conventional, FHA, VA, USDA, Construction)
  • Document Review & Shipping
  • Encompass, Calyx Point, Ellie Mae
  • TRID & RESPA Regulations
  • Loan Document Preparation
  • Attention to Detail & Time Management
  • Pipeline Management & Team Collaboration

Timeline

Mortgage Closer

Fairway Independent Mortgage Corporation
09.2014 - Current

Mortgage Processor

Legacy Group Lending, Inc.
07.2012 - 06.2013

Mortgage Closer

Legacy Group Lending, Inc.
12.2005 - 07.2012

Shipping/Post Closing

Legacy Group Lending, Inc.
04.2003 - 12.2005

High School Diploma -

Cedarcrest High School

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Leah Ayers