Summary
Overview
Work History
Education
Skills
License
Interests
Career Hiatus
Timeline
Generic

Leah Sandoval

Livermore,CA

Summary

Established dedicated mortgage professional with over two plus decades of experience in all accepts of the industry. Looking forward to reentering the work force after a voluntary career leave to be a caregiver for a family member. Talented, smart and Love People. Good healthy person.

Overview

9
9
years of professional experience

Work History

Wholesale Mortgage Processor

Fremont Bank
Livermore, CA
10.2019 - 09.2020
  • Checked daily reports each morning to identify priorities or issues for escalation to supervisor.
  • Maintained compliance with privacy and security requirements, as well as federal statutes.
  • Analyzed financial statements. Income, assets and credit.
  • Evaluated approvals against established bank and government lending standards.
  • Completed denial and cancellation procedures on applicable files.

Mortgage Loan Processor

People 2.0 Staffing / Patelco Credit Union
Pleasanton, CA
08.2018 - 01.2019
  • Set up and completed loan submission packages.
  • Analyze documentation received from members to assure accuracy and meets required condition and/or guideline.
  • Maintain timely and clear communication with members and internal staff of loan process status.
  • Manage pipeline through daily internal reports to ensure a timely closing.
  • Prepare all pre-closing compliance disclosures.

Private Nanny

Family Members
Brentwood, CA
03.2017 - 07.2018
  • Monitored schedules to maintain sleeping, eating and school schedules for children.
  • Balanced playtime and limited screen time to support development of fine motor, gross motor and cognitive skills.
  • Prepared healthy, age-appropriate snacks and meals.
  • Organized different types of activities to enhance physical and intellectual development.

Sr. Loan Processor

Opes Advisors
Livermore, CA
07.2016 - 02.2017
  • Processed pipeline of conventional and government residential loans.
  • Ensure compliance and loan disclosures were issued to meet regulatory time frames.
  • Provide administrative support loan originators and management.
  • Conducted pre - funding and funding activities for over 50 monthly applications

Mortgage Loan Processor /Compliance Specialist

Ambeck Mortgage Associates
Modesto, CA
02.2013 - 04.2016
  • Process government and conventional residential loans from application to closing.
  • Prepare all compliance disclosures.
  • Clear all post-closing conditions to ensure timely investor purchase.

Sr. Loan Processor / Lending Manager Assistant

Oak Valley Community Bank
Modesto, CA
10.2010 - 02.2013
  • Assessed loan compliance to meet mortgage lending laws and regulations.
  • Pricing and locking interest rates based on loan scenario set forth by management.
  • Draw final closing documents.
  • Order pre-funding wire.
  • Prepare closed files for internal compliance review and audit.
  • Managed over 50 customer calls per day.

Education

Some College (No Degree) - Early Childhood Education

Las Positas College
Livermore, CA

Skills

  • Attention to Detail and Time Management Multi tasking
  • Analytical, Critical Thinking, Mathematical Minded
  • Planning and Coordination
  • Communication, Verbal, Written and digital
  • Computer Skills
  • Decision Making
  • Flexible and Adaptable

License

Mortgage Loan Originator (MLO)


  • Completion of 20 hour SAFE course. Passed State and National exams required by Nationwide Multistate Licensing System.
  • Received License Endorsement for Mortgage Loan Originator.

Interests

  • Outdoor Enthusiast, Animal Lover, Music and Literature

Career Hiatus

  • 10/2020 - Present
  • Transitioning out of a one plus voluntary career break to provide full time end of life care for family member.
  • Managed all aspects of family estate liquidation.

Timeline

Wholesale Mortgage Processor

Fremont Bank
10.2019 - 09.2020

Mortgage Loan Processor

People 2.0 Staffing / Patelco Credit Union
08.2018 - 01.2019

Private Nanny

Family Members
03.2017 - 07.2018

Sr. Loan Processor

Opes Advisors
07.2016 - 02.2017

Mortgage Loan Processor /Compliance Specialist

Ambeck Mortgage Associates
02.2013 - 04.2016

Sr. Loan Processor / Lending Manager Assistant

Oak Valley Community Bank
10.2010 - 02.2013

Some College (No Degree) - Early Childhood Education

Las Positas College

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