Lee Ann Stein
Carlsbad,CA
Summary
Senior Loan Originator with a proven track record of delivering customized financial solutions. Expertise in building client relationships through effective communication and meticulous attention to detail. Consistently achieves high customer satisfaction and trust during the loan process.
Overview
28
28
years of professional experience
3
3
Certifications
Work History
Senior Loan Originator
Integrity Mortgage Group
San Diego, California
11.2009 - Current
- Evaluated loan applications for creditworthiness and compliance with guidelines.
- Managed documentation to ensure accuracy throughout loan processing and underwriting.
- Guided clients through mortgage process, clearly explaining options and requirements.
- Developed strong relationships with clients to foster trust and effective communication.
- Reviewed applications for accuracy prior to submission to underwriting.
- Collaborated with real estate agents to facilitate smooth property transactions.
- Maintained current knowledge of lending guidelines from agencies such as Fannie Mae and FHA.
- Prepared financial documents required for efficient loan application processing.
Loan Officer
LoanLink
San Diego, California
09.2004 - 11.2009
- Advised clients on loan products and financial options available to them.
- Evaluated loan applications to determine borrower eligibility and creditworthiness.
- Collaborated with underwriters to streamline loan approval processes.
- Built relationships with clients to understand their financial needs effectively.
- Conducted market research to stay informed about lending trends and policies.
- Assisted in resolving client inquiries related to loans and payments efficiently.
- Educated customers on variety of loan products and available credit options to promote valuable decision-making.
- Developed and maintained relationships with potential customers to increase loan business.
- Stayed abreast of lending regulations, industry trends and market rates.
Loan Officer
Homefunding
San Diego, California
02.2000 - 09.2004
- Evaluated loan applications to determine borrower eligibility and creditworthiness.
- Advised clients on loan products and financial options available to them.
- Reviewed documentation for accuracy and compliance with lending regulations.
- Collaborated with underwriters to streamline loan approval processes.
- Built relationships with clients to understand their financial needs effectively.
- Delivered high levels of customer service to facilitate smooth processes.
- Answered customer inquiries involving rates, products and loan application status to facilitate quality customer service.
- Recommended loan approvals and denials based on customer loan application reviews.
Loan Officer
Signature Funding
San Diego, California
09.1997 - 02.2000
- Evaluated and approved loan applications based on established criteria.
- Assessed feasibility of loan approval by reviewing financial histories, available credit and current employment.
- Advised clients on loan products and financial options available to them.
- Collaborated with underwriters to streamline loan approval processes.
- Built relationships with clients to understand their financial needs effectively.
Education
Associate of Science - Paralegal Studies
Kelsy Jenny Business School
San Diego06-1997
Skills
- Loan evaluation and underwriting
- Financial documentation and review
- Customer relationship management
- Market research and analysis
- Problem solving and conflict resolution
- Effective communication skills
- Attention to detail
- Time management strategies
- Mortgage guidance
Certification
California Real Estate Licence
Accomplishments
San Diego 5 Star Award Winner of over 12 years
Timeline
Senior Loan Originator
Integrity Mortgage Group
11.2009 - Current
Loan Officer
LoanLink
09.2004 - 11.2009
Loan Officer
Homefunding
02.2000 - 09.2004
Loan Officer
Signature Funding
09.1997 - 02.2000
Associate of Science - Paralegal Studies
Kelsy Jenny Business School