Accomplished Senior Post Closer at Sandy Spring Bank/Atlantic Union Bank, adept in loan file auditing and showcasing a continuous improvement mindset. Excelled in streamlining processes, enhancing data integrity, and mentoring new staff. Renowned for meticulous attention to detail and effective communication, significantly contributing to operational excellence and investor satisfaction.
Overview
20
20
years of professional experience
1
1
Certification
Work History
Senior Post Closer
Sandy Spring Bank/ Atlantic Union Bank
08.2005 - Current
Provide insight into process improvement and streamlining activities for ôƯĖèĖôIJèƅϟ
Mentored and trained new ŜťÍƯϟ
ôŘťĖƱôî Notary Public
Receives and audits closing packages for accuracy and completeness
Prepares credit and legal documentation packages for delivery to correspondent investors and the FHA/VA/HOC as applicable
Transmits and/or delivers ƱīôŜ to investors and FHA/VA systems
Prepares, ships, and follows up with FHA case binders
Ensure all closed loan packages are delivered to the investor by the deadline
Corresponds with title companies to obtain outstanding closing documentation
Clear all investor prefunding conditions in a timely manner
Ensures FHA insurance, VA guarantee, and USDA guarantee have been placed
Inputs data into investor delivery systems, ensures data integrity, reconciles and edits systems and/or delivery reports to ensure all errors are corrected prior to data transmission and/or Ʊīô delivery
Adheres to FNMA/FHLMC, FHA, VA, and other investor delivery manuals/guidelines and policies and procedures
Collects and follows up with title companies and/or county recorder's ĺƯĖèôŜ to obtain ƱIJÍī loan trailing documentation for delivery to service/investors
Prepares logs and updates records assigned
Adheres to corporate guidelines, policies, and procedures to ensure operational soundness within general areas of responsibility
Performs other duties as assigned
Education
Bachelor of Science - Visual Communications
Towson University
Skills
Closing documentation
Attention to detail
Effective communication
Problem solving
Loan file auditing
Continuous improvement mindset
Certification
Maryland Notary Public Course of Study Certificate of Completion
Systems Experience
Encompass
USDA/FHA/VA Systems
Fannie Mae/Freddie Mac Systems
References
References available upon request.
Timeline
Senior Post Closer
Sandy Spring Bank/ Atlantic Union Bank
08.2005 - Current
Maryland Notary Public Course of Study Certificate of Completion
Bachelor of Science - Visual Communications
Towson University
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