Eric Angel
Santa Ana,CA
Summary
Experienced post closer with over 15 years in mortgage loan documentation and compliance. Skilled in auditing loan files, ensuring adherence to TRID and investor guidelines including Fannie Mae and Freddie Mac, and resolving outstanding conditions rapidly. Proficient in managing MERS data, investor purchases, and government loan certifications while maintaining strong communication with borrowers and stakeholders. Bilingual in English and Spanish, enhancing customer support and coordination across diverse teams.
Overview
9
9
years of professional experience
Work History
Senior Post Closer
Optimum First Mortgage
Huntington Beach, United States
07.2025 - 04.2026
- Document review: Audit signed loan documents for accuracy, completeness, and proper signatures (e.g., Closing Disclosure, Note, Mortgage).
- Compliance verification: Ensure files meet TRID guidelines, investor requirements (Fannie Mae, Freddie Mac), and federal/state regulations.
- Missing information: Identify and resolve outstanding conditions, contacting relevant parties (borrowers, Atle agents) for missing documents.
- File preparation & delivery: Assemble final packages, prepare Atle policies, and ship loans to investors or custodians.
- Data management: Register and transfer MERS data, process investor purchase advice, and handle guaranty certificates for government loans.
- Experienced post closer with over 15 years in mortgage loan documentation and compliance. Skilled in auditing loan files, ensuring adherence to TRID and investor guidelines including Fannie Mae and Freddie Mac, and resolving outstanding conditions rapidly. Proficient in managing MERS data, investor purchases, and government loan certifications while maintaining strong communication with borrowers and stakeholders. Bilingual in English and Spanish, enhancing customer support and coordination across diverse teams.
- Issues.
Foreclosure Coordinator
Carrington Mortgage Holdings
Anaheim, CA
12.2023 - 07.2025
- Customer support: Act as a liaison, communicate with parties, and address post-closing issues.
- Communicates with team, default support groups, clients, and investors during foreclosure proceedings.
- Maintains, reviews, follows-up and ensures timely and accurate completion of all regular scheduled steps including outstanding /late steps within the foreclosure tracking templates daily.
- Obtains approval and properly manages any outstanding or upcoming event/task. This includes but not limited to; completing steps within deadlines as well as accuracy of dates entered - for completion of event/task.
- Communicates with assigned attorney/trustees via vendor tracking software - regarding delays and/or pending inquiries.
- Properly maintains system of record and/or vendor tracking software to ensure proper notification/reporting to Investor, Client, Borrower, State, or Federal/Government Agency during a foreclosure completion
- Performs other duties and special projects as assigned.
Closing Coordinator
Mortgage Connect, LP
Santa Ana, CA
08.2019 - 10.2023
- Review and manage daily progress reports including closing, disbursement, rejects, and Atle clearance while maintaining open communication with team and managers.
- Prepare closing documentation for federal, state, and client requirements, ensuring accuracy and compliance.
- Collaborate with Atle commitment coordinators to review Atle commitments, ensuring clearance and accuracy.
- Secure lender approval for loan closing documents and confirm necessary closing details such as dates, location, and funds due.
- Act as a liaison for borrowers, addressing questions and concerns throughout the closing process.
- Work with realtors, attorneys, and lenders to confirm closing instructions and necessary items, managing and supporting lender relationships.
Senior Post Closer
New American Funding
Santa Ana, CA
01.2017 - 08.2019
- Manage and Support Lender Relationships: Wells Fargo, US Bank, Lakeview Loan Servicing, Freedom Mortgage, Caliber Home Loans, IHDA, CHFA, First Funding LLC.
- Balance out Preliminary & Revision CDs to match fees such as Atle fees, recording fee, taxes, payoffs, etc.
- Ensure to audit purchased and funded loans making sure that all entire documentation is within the guidelines of our corporation
- Increased loan purchases by collaborating with Loan Processors and Underwriters to align with investor criteria.
- Gather compliance packages along with compliance checks requested to our Accounting Department that are sent to eHousing in Florida through FedEx.
- Clear investor conditions, upload files to the investor for purchase review, register and transfer files in MERS.
- Pay the VA funding Fee and FHA MIP premium, insure VA and FHA loans, ship notes to the warehouse banks, request note ship to the investors.
Education
Masters of Arts - Industrial-Organizational (I/O) Psychology
Grand Canyon University
01.2025
Bachelors of Arts - Psychology
California State University
Los Angeles06.2016
Skills
- Loan document review
- Customer service and assistance
- Teamwork orientation
- Customer relations
- Regulatory compliance awareness
- File management
- Quality control measures
- Record keeping
- Escrow management
- Mortgage industry awareness
- Title insurance
- Title clearing
- Post-closing reporting
- Loan processing support
- Post-closing compliance
- Loan funding coordination
- File auditing expertise
- Closing disclosure preparation
- Disbursement processing
- Loan file auditing
- Teamwork
- Teamwork and collaboration
- Customer service
- Time management
- Multitasking Abilities
- Attention to detail
- Reliability
- Multitasking
- Problem-solving abilities
- Problem-solving
- Organizational skills
- Excellent communication
- Critical thinking
- Team collaboration
- Effective communication
- Decision-making
- Loan servicing
- Adaptability and flexibility
- Verbal and written communication
- Customer communication
- Verbal communication
- Mortgage loan processing
- Data entry
- Microsoft office
- Organization
- Analytical thinking
- Documentation review
- Conflict resolution
LANGUAGES
Spanish Native
English Native
Timeline
Senior Post Closer
Optimum First Mortgage
07.2025 - 04.2026
Foreclosure Coordinator
Carrington Mortgage Holdings
12.2023 - 07.2025
Closing Coordinator
Mortgage Connect, LP
08.2019 - 10.2023
Senior Post Closer
New American Funding
01.2017 - 08.2019
Bachelors of Arts - Psychology
California State University
Masters of Arts - Industrial-Organizational (I/O) Psychology
Grand Canyon University