Lina Penn
Centreville,VA
Summary
Experienced agency underwriter/asset manager with comprehensive knowledge in Fannie Mae and Freddie Mac loan programs, and client relationship management. Utilizes strong analytical skills to evaluate and mitigate potential risks. Dedicated to improving team productivity and foster team success.
Overview
22
22
years of professional experience
Work History
Analyst
Walker & Dunlop
Bethesda, MD
05.2004 - 12.2007
- Trained as asset manager and site inspector.
- Learned Fannie Mae Multifamily Underwriting Standards and in-house process and protocols.
- Collaborated with cross-functional teams and assisted Senior Underwriter in completion of underwriting brief and workbooks.
Underwriter
Walker & Dunlop
Bethesda, MD
01.2008 - 10.2011
- Analyzed credit, income, compliance, title documents, financial documents, credit reports and appraisals during underwriting process.
- Mentored junior underwriters, providing training on best practices and industry standards.
- Assisted in developing training materials used to educate new hires on essential job functions, contributing to their successful onboarding and integration into the team.
Senior Underwriter
Centerline Capital Group
Vienna, MD
10.2011 - 08.2012
- Analyzed financial documents to ensure compliance with underwriting guidelines.
- Participated in industry conferences and seminars to stay informed about the latest trends, regulatory changes, and best practices in underwriting.
- Contributed ideas to building the underwriting platform in management conferences.
- Mentored junior underwriters, enhancing team performance and knowledge sharing.
Senior Underwriter
Oak Grove Capital/JLL Real Estate Capital
Vienna, MD
04.2012 - 11.2025
- Evaluated creditworthiness and risk factors for commercial real estate transactions.
- Analyzed complex financial documents to ensure compliance with underwriting guidelines.
- Developed underwriting strategies to streamline approval processes and reduce turnaround time.
- Mentored junior underwriters, fostering their professional growth and enhancing team performance.
Education
MBA - General Study
Ohio University
Athens, Ohio, OHBachelor of Arts - Communications
Purdue University
West Lafayette, INSkills
- Analyzing data
- Risk evaluations
- Site inspection
- Credit analysis
- Microsoft office
- Conventional, Affordable, Student-Military housing, Supplemental-Assumption, Green Rewards
Timeline
Senior Underwriter
Oak Grove Capital/JLL Real Estate Capital
04.2012 - 11.2025
Senior Underwriter
Centerline Capital Group
10.2011 - 08.2012
Underwriter
Walker & Dunlop
01.2008 - 10.2011
Analyst
Walker & Dunlop
05.2004 - 12.2007
MBA - General Study
Ohio University
Bachelor of Arts - Communications
Purdue University