LINDA NGUYEN
Anaheim,CA
Summary
Enthusiastic and highly organized Mortgage Loan Processor with over 15 years of experience in efficiently managing end to end mortgage loan processing operations. Detail-oriented and results-driven, have successfully processed 60-80 loans per month, resulting in error-free documentation and on-time closings. Adapt at operating fast-paced environments while maintaining calm in challenging situations. Successful improving team productivity, driven to exceed expectation, maximize customer satisfaction and contribute to overall company success make me a value asset to the company.
Overview
11
11
years of professional experience
Work History
Sr. Loan Processor
Sovereign Lending Group
06.2010 - 04.2021
- Responsible for processing loans from set-up to closing by verifying, compiling and entering borrower information into loan processing systems.
- Reviews files to verify that all data is complete and meets standards, including loan type and purpose, borrower assets, liabilities, and employment before submitting to underwriting department.
- Verify and analyze loan documentation including income, credit, appraisal, and title, while maintaining strict compliance with all applicable federal and state regulations
- Provide quick turnaround times to maintain fast-past schedule.
Sr. Loan Processor
Owning Corporation
08.2020 - 03.2021
- Responsible for processing loans from set-up to closing by verifying, compiling and entering borrower information into loan processing systems.
- Reviews files to verify that all data is complete and meets standards, including loan type and purpose, borrower assets, liabilities, and employment before submitting to underwriting department.
- Verify and analyze loan documentation including income, credit, appraisal, and title, while maintaining strict compliance with all applicable federal and state regulations
- Provide quick turnaround times to maintain fast-past schedule.
- Draw docs and upload to signing companies.
Sr. Loan Processor
NATIONSTAR MORTGAGE/MRCOOPER
01.2017 - 07.2020
- Responsible for processing loans from set-up to closing by verifying, compiling and entering borrower information into loan processing systems.
- Reviews files to verify that all data is complete and meets standards, including loan type and purpose, borrower assets, liabilities, and employment before submitting to underwriting department.
- Verify and analyze loan documentation including income, credit, appraisal, and title, while maintaining strict compliance with all applicable federal and state regulations
- Interact with Mortgage Professionals to obtain information from borrower or to seek clarification about documents in loan file.
- Provide quick turnaround times to maintain fast-past schedule.
Sr. Loan Processor
PARAMOUNT EQUITY MORTGAGE LLC
09.2016 - 01.2017
- Obtain required documentation to complete loan files
- This includes but is not limited to: Title report, Escrow items including HUD, Credit supplements, HOA docs, Additional documents from borrowers may have, ie
- Pay stubs etc., Verification (mortgage, rental, employment and deposit)
- Maintain open line of communication / correspondence between all involved parties.
- Which includes and is not limited to Borrower, Escrow, Title, Loan Officer and Underwriter
- Review documentation including but not limited to: Appraisals, Title report, Verification, Income documentation, Child support and Divorce paperwork
- Income Calculation (Wage Earner, Self –employed including Corp., S-CORP, and Rental income)
- Execution of automated underwriting system (DU / LP)
- Review, request and satisfy following when applicable: Subordination of existing liens, Clearance of judgments / lien on title and or credit.
- Verification of vesting and deed request when applicable
- Conducts loan level quality control to ensure compliance with regulations above, confirms consistency and accuracy of loan information prior to underwriting.
- Identifies alternative loan programs/products when applicant does not qualify for initial program selection.
- Demonstrates ability to communicate alternatives to loan officer, underwriter and applicant.
Sr. Mortgage Processor / Jr. Underwriter
LINCOLN MUTUAL/OGI MORTGAGE
04.2015 - 08.2016
- Obtain required documentation to complete loan files.
- This includes but is not limited to: Title report, Escrow items including HUD, Credit supplements, HOA docs, Additional documents from borrowers may have, ie
- Pay stubs etc., Verification (mortgage, rental, employment and deposit)
- Maintain open line of communication / correspondence between all involved parties.
- Which includes and is not limited to Borrower, Escrow, Title, Loan Officer, Underwriter, and Investor
- Review documentation including but not limited to: Appraisals, Title report, Verification, Income documentation, Child support and Divorce paperwork.
- Income Calculation (Wage Earner, Self –employed including Corp., S-CORP, and Rental income)
- Execution of automated underwriting system (DU / LP)
- Review, request and satisfy following when applicable: Subordination of existing liens, Clearance of judgments / lien on title and or credit.
- Verification of vesting and deed request when applicable
- Conducts loan level quality control to ensure compliance with regulations above, confirms consistency and accuracy of loan information prior to underwriting.
- Identifies alternative loan programs/products when applicant does not qualify for initial program selection.
- Demonstrates ability to communicate alternatives to loan officer, underwriter and applicant.
- Treats people with respect; keeps commitments; inspires trust of others; works ethically and with integrity; upholds organizational values; accepts responsibility for own actions.
- Follows policies and procedures; completes tasks correctly and on time; supports company’s goals and values.
Sr. Mortgage Processor / Jr. Underwriter
BANC OF CALIFORNIA
09.2012 - 04.2015
- Obtain required documentation to complete loan files.
- This includes but is not limited to: Title report, Escrow items including HUD, Credit supplements, HOA docs, Additional documents from borrowers may have, ie
- Pay stubs etc., Verification (mortgage, rental, employment and deposit)
- Maintain open line of communication / correspondence between all involved parties.
- Which includes and is not limited to Borrower, Escrow, Title, Loan Officer, Underwriter, and Investor
- Review documentation including but not limited to: Appraisals, Title report, Verification, Income documentation, Child support and Divorce paperwork.
- Income Calculation (Wage Earner, Self –employed including Corp., S-CORP, and Rental income)
- Execution of automated underwriting system (DU / LP)
- Review, request and satisfy following when applicable: Subordination of existing liens, Clearance of judgments / lien on title and or credit.
- Verification of vesting and deed request when applicable
- Conducts loan level quality control to ensure compliance with regulations above, confirms consistency and accuracy of loan information prior to underwriting.
- Identifies alternative loan programs/products when applicant does not qualify for initial program selection.
- Demonstrates ability to communicate alternatives to loan officer, underwriter and applicant.
- Follows policies and procedures; completes tasks correctly and on time; supports company’s goals and values.
Education
Bachelor of Science - Business Administration: Accountancy and Management Information System
Cal State University
Long Beach, CA12.2004
Skills
- Extensive knowledge of programs: DU/DO, FHA, VA, JUMBO and NON-QM
- Excellent customer service skills
- Effective organizational and time-management skills
- Detail oriented and analytically driven
Timeline
Sr. Loan Processor
Owning Corporation
08.2020 - 03.2021
Sr. Loan Processor
NATIONSTAR MORTGAGE/MRCOOPER
01.2017 - 07.2020
Sr. Loan Processor
PARAMOUNT EQUITY MORTGAGE LLC
09.2016 - 01.2017
Sr. Mortgage Processor / Jr. Underwriter
LINCOLN MUTUAL/OGI MORTGAGE
04.2015 - 08.2016
Sr. Mortgage Processor / Jr. Underwriter
BANC OF CALIFORNIA
09.2012 - 04.2015
Sr. Loan Processor
Sovereign Lending Group
06.2010 - 04.2021
Bachelor of Science - Business Administration: Accountancy and Management Information System
Cal State University
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