Lindsey R. Baldwin
Columbus,OH
Summary
Results-driven risk analyst bringing proven skills in administering insurance and risk management programs. Effective in assessment of company risk and insurance program management . Dedicated to long-term risk management by building strong internal protocols and instilling culture of responsibility and attentiveness.
Overview
8
8
years of professional experience
Work History
Risk Analyst
FlightSafety International Inc
06.2022 - 03.2024
- Helped establish risk department and standardize policies, procedures and processes
- Review and provide insurance guidance on contracts and agreements provided from legal, sales and procurement
- Assess policies and risk appetite to determine necessary coverage and risk mitigation
- Distribute certificates of insurance
- Manage loss control engineering program and assist sites with responses to property insurance carrier
- Oversee workers compensation, employment practices liability and auto liability claims. Manage and handle property, general liability, and other claims
- Establish twice yearly claims reviews with TPAs and insurers
- Started ERM process to review company risk register
- Created KPIs to show risk metrics
- Created records of archived documents and continue tracking into the future
- Complete insurance program renewal, including compiling internal information for applications and marketing of policies. Providing underwriting information, quotes and binders to leadership.
- Develop and maintain relationship with insurance broker
- Serve as liaison between risk department and all company employees, globally
- Create risk department financial trackers, including premium forecasting
Risk Analyst
Scotts Miracle, Gro
02.2019 - 05.2022
- Manage auto claims program with TPA
- Review and approve general liability claims
- Manage property claims
- Complete reclasses and monthly reconciliations in Blackline (accounting) for risk department
- Manage surety bond program with insurance broker
- Manage loss control engineering program, including scheduling visits and reviewing loss control surveys
- Create and distribute auto insurance cards and certificates of insurance, as well as training field employees on certificates of insurance
- Manage fleet listings
- Help complete insurance renewal applications for multiple policies
- Participate in auto, general liability, and workers compensation claim reviews and provide notes for SOX reporting
- Complete weekly invoicing in SAP and work with accounts payable to issue payments
- Review policies and confirm coverage
Auto Claims Representative
Grange Insurance
06.2016 - 02.2019
- Answer customer and agent questions
- Investigate coverage and liability
- Understand and apply policy language
- Explain coverage and liability to customers
- Negotiate total loss settlements
- Use computer programs and additional predictive tools
- Analyze information from predictive tools and apply to claim
- Engage in team discussions and team work environment
- Review risks and notify underwriting
- Notate all claims information accurately
Education
Bachelor of Science - Risk Management and Insurance
Eastern Kentucky University
Richmond, KY05.2016
Timeline
Risk Analyst
FlightSafety International Inc
06.2022 - 03.2024
Risk Analyst
Scotts Miracle, Gro
02.2019 - 05.2022
Auto Claims Representative
Grange Insurance
06.2016 - 02.2019
Bachelor of Science - Risk Management and Insurance
Eastern Kentucky University