Summary
Overview
Work History
Education
Skills
Timeline
Generic

Linsey Lute

Happy Valley

Summary

Dynamic Indirect Lending Specialist with OnPoint Credit Union, recognized for enhancing fraud detection and reducing delinquency rates. Proficient in credit analysis and relationship management, I streamlined lending processes, improving customer satisfaction. Committed to compliance and risk mitigation, I leverage strong problem-solving skills to drive successful lending outcomes.

Overview

7
7
years of professional experience

Work History

Indirect Lending Specialist

OnPoint Credit Union
04.2020 - Current
  • Beefed up fraud detection measures within the loan application process, resulting in minimized losses due to fraudulent activities.
  • Reduced delinquency rates by closely monitoring loan portfolio performance and proactively addressing potential issues.
  • Actively participated in community outreach events to promote awareness of available indirect lending options among local businesses and consumers alike.
  • Regularly reviewed and updated departmental policies and procedures, ensuring that the best practices were consistently applied throughout all stages of the indirect lending process.
  • Continuously updated professional knowledge through industry training sessions and workshops, staying current on best practices in indirect lending processes.
  • Conducted thorough analyses of borrower credit history, income, and collateral to ensure responsible lending decisions were made.
  • Streamlined the indirect lending process for faster turnaround times, improving overall customer satisfaction.
  • Assisted in developing and implementing credit policies and procedures to mitigate risks in the lending process.
  • Coordinated with underwriting teams to ensure accurate risk assessments of potential borrowers were conducted consistently across all loans reviewed.
  • Maintained compliance with federal and state regulations governing indirect lending practices, reducing potential legal liabilities.
  • Enhanced loan approval rates by meticulously reviewing and processing indirect lending applications.
  • Evaluated loan requests and documents to verify accuracy and completeness.
  • Analyzed potential risks and evaluated loan products to identify suitable options for customers.

Collections Agent

OnPoint Credit Union
08.2018 - 04.2020
  • Beefed up fraud detection measures within the loan application process, resulting in minimized losses due to fraudulent activities.
  • Reduced delinquency rates by closely monitoring loan portfolio performance and proactively addressing potential issues.
  • Actively participated in community outreach events to promote awareness of available indirect lending options among local businesses and consumers alike.
  • Regularly reviewed and updated departmental policies and procedures, ensuring that the best practices were consistently applied throughout all stages of the indirect lending process.
  • Continuously updated professional knowledge through industry training sessions and workshops, staying current on best practices in indirect lending processes.
  • Conducted thorough analyses of borrower credit history, income, and collateral to ensure responsible lending decisions were made.
  • Streamlined the indirect lending process for faster turnaround times, improving overall customer satisfaction.
  • Assisted in developing and implementing credit policies and procedures to mitigate risks in the lending process.
  • Coordinated with underwriting teams to ensure accurate risk assessments of potential borrowers were conducted consistently across all loans reviewed.
  • Maintained compliance with federal and state regulations governing indirect lending practices, reducing potential legal liabilities.
  • Enhanced loan approval rates by meticulously reviewing and processing indirect lending applications.
  • Evaluated loan requests and documents to verify accuracy and completeness.
  • Analyzed potential risks and evaluated loan products to identify suitable options for customers.

Education

Parkrose High School
Portland, OR
06.2001

Skills

  • Documentation review
  • Loan underwriting
  • Credit analysis
  • Relationship management
  • Teamwork
  • Problem-solving
  • Time management
  • Attention to detail
  • Multitasking
  • Reliability
  • Excellent communication
  • Active listening

Timeline

Indirect Lending Specialist

OnPoint Credit Union
04.2020 - Current

Collections Agent

OnPoint Credit Union
08.2018 - 04.2020

Parkrose High School

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