Lora Woodard
Alden,NY
Summary
Dedicated Mortgage Processor/Sales Assistant with history of meeting company goals utilizing consistent and organized practices. Skilled in working under pressure and adapting to new situations and challenges to best enhance the organizational brand.
Overview
11
11
years of professional experience
Work History
Loan Coordinator
Guaranteed Rate, Inc.
Alden, NY
10.2017 - Current
- Process Mortgage Commitment from approval to closing. Obtain outstanding conditions from borrower. Review income and asset documentation, Title Work, appraisal, insurance, and real estate documents. Prepare file for submission to closing. Re-disclosure of Loan Estimates and Closing Disclosures. Update fees, manage locks, and monitor Compliance.
- Adept at processing Conventional, Government (FHA, VA, USDA), Jumbo, Condo, Co-op, and NY CEMA loans.
- Maintained strict confidentiality of bank records and client information.
- Successfully closed average of 30 loans per month.
Licensed Loan Officer Assistant
Prospect Mortgage/ Homebridge Financial
Elma, NY
04.2012 - 10.2017
- Mortgage loan origination from pre-approval to closing. Collected and analyzed borrower income and asset documentation, reviewed credit reports. Acted as liaison between borrowers, Processing, Underwriting, Realtors, and Attorneys to arrive at closing table.
- Maintained referral pipeline by reaching out regularly to real estate agents, referral partners and past clients.
- Cultivated productive relationships with clients, realtors and Title/Escrow officers to increase profits and expand customer base.
- Managed event planning and execution for learning lunches and other business-centered gatherings.
Trainer/Team Leader
HSBC Bank USA
Depew, NY
04.2011 - 04.2012
- Researched and reviewed Mortgages, Notes, Assignments, Satisfactions and Lien Releases, Warranty and Foreclosure Deeds. Processed updates in MERS System.
- Developed all curriculum and training materials.
- Mentored and guided new-hire employees to foster proper completion of assigned duties.
- Positioned as go-to person for up to 80 staff members, troubleshooting complex administrative and training issues promptly.
- Acted as direct contact between management and employees.
Education
Master of Science - Education
D'Youville College
Buffalo, NYBachelor of Arts - History And English
State University of New York College At Fredonia
Fredonia, NYSkills
- Ability to manage large pipeline for multiple Loan Officers
- High-level understanding of Underwriting Guidelines and Scenarios
- Proficient in Encompass 360 System
- Loan File Maintenance
- Automated Underwriting Systems
- Networking and Partnership Development
- Obtained working knowledge of defaulted loans at various stages
- Analytical and Critical Thinking
- Excellent organization, communication, and professionalism
Timeline
Loan Coordinator
Guaranteed Rate, Inc.
10.2017 - Current
Licensed Loan Officer Assistant
Prospect Mortgage/ Homebridge Financial
04.2012 - 10.2017
Trainer/Team Leader
HSBC Bank USA
04.2011 - 04.2012
Master of Science - Education
D'Youville College
Bachelor of Arts - History And English
State University of New York College At Fredonia
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