Knowledgeable and efficient Loan Processor with over 15 years experience. Works exceptionally well in a fast paced environment driven by tight deadlines. Competent and knowledgeable in Government and Conventional guidelines and employs a critical eye towards document detail. Customer service Microsoft Word expertise Professional phone etiquette Verbal and written communication
Attention to Detail
Regulatory Compliance
Knowledge of Government and Conventional
guidelines
Provided updates to Selling and Listing Agents
as well as title insurance and escrow agents
Ability to raise credit scores if necessary through
rapid rescore if needed.
Loan Application Preparation Asset Verification
Error Research
Complex Mathematics
Overview
7
7
years of professional experience
Work History
Loan Processor
Pacific Union Financial
Tacoma, WA
04.2014 - 09.2019
Financial Data Analysis
Risk Management
Information Verification
Closing Documentation
Funds Disbursement Application
Reviewed and verified borrowers' income, credit reports, property appraisals, and supplemental information to prepare documents for underwriting
Assisted loan officers and underwriters by ensuring that loans were processed in a timely, judicious, and accurate manner
Verified client income, credit reports verified sufficient funds to close and any conditions that Underwetier imposed
Were and other information
Compared loan approvals to established bank and government lending guidelines
Double-checked approvals against bank and government
Spoke with clients about their loan needs and financial histories, as well as providing information about the application process
Provided quick turnaround times to keep up with the fast-paced schedule Any conditions sent from underwriting departments were handled by .me
Created and completed loan submission packages
Managed conditions sent from underwriting departments.
06.2013 - 06.2018
Maintained complete confidentiality of submitted information according to release guidelines
Evaluated financial statements and contacted institutions and customers to
clarify details
Completed closing process by collaborating with attorneys, title companies
and government clerks
Maintained fast-paced schedule by consistently providing satisfactory
application approval turnaround times
Interfaced with borrowers to obtain needed items and prepare applications
for underwriting review
Calculated income, assets and liabilities to meet lender requirements
Structured loan packages by properly analyzing credit reports, income and
asset documents.
Sr. Loan Processor
CRL Home Loans
Tacoma, WA
05.2012 - 08.2017
01.1974
Reviewed and verified borrowers' income, credit reports, property appraisals, and supplemental information to prepare documents for underwriting
Assisted loan officers and underwriters by ensuring that loans were processed in a timely, judicious, and accurate manner
Verified client income, credit reports, and other information to prepare documents for underwriting
Communicated with customers in person and via telephone to answer questions, process transactions and resolve issues
Created and completed loan submission packages
Managed conditions sent from underwriting departments
Evaluated financial statements and contacted institutions and customers to clarify details
Completed closing process by collaborating with attorneys, title companies and government clerks
Checked approvals against established bank and government lending standards
Upheld compliance with privacy and security requirements, as well as federal statutes covering VA loans
Reviewed and verified borrowers' income, credit reports and property appraisals to prepare documents for underwriting
Supported loan officiant and und attorneys, title companies, and government clerks.
Education
High School Diploma - undefined
Thomas Jefferson High School
Additional Information
Activities and Honors
Skills Work History Education