Summary
Overview
Work History
Education
Additional Information
Timeline
Generic

LORI PEDERSON

Tacoma,WA

Summary

Knowledgeable and efficient Loan Processor with over 15 years experience. Works exceptionally well in a fast paced environment driven by tight deadlines. Competent and knowledgeable in Government and Conventional guidelines and employs a critical eye towards document detail. Customer service Microsoft Word expertise Professional phone etiquette Verbal and written communication Attention to Detail Regulatory Compliance Knowledge of Government and Conventional guidelines Provided updates to Selling and Listing Agents as well as title insurance and escrow agents Ability to raise credit scores if necessary through rapid rescore if needed. Loan Application Preparation Asset Verification Error Research Complex Mathematics

Overview

7
7
years of professional experience

Work History

Loan Processor

Pacific Union Financial
Tacoma, WA
04.2014 - 09.2019
  • Financial Data Analysis
  • Risk Management
  • Information Verification
  • Closing Documentation
  • Funds Disbursement Application
  • Reviewed and verified borrowers' income, credit reports, property appraisals, and supplemental information to prepare documents for underwriting
  • Assisted loan officers and underwriters by ensuring that loans were processed in a timely, judicious, and accurate manner
  • Verified client income, credit reports verified sufficient funds to close and any conditions that Underwetier imposed
  • Were and other information
  • Compared loan approvals to established bank and government lending guidelines
  • Double-checked approvals against bank and government
  • Spoke with clients about their loan needs and financial histories, as well as providing information about the application process
  • Provided quick turnaround times to keep up with the fast-paced schedule Any conditions sent from underwriting departments were handled by .me
  • Created and completed loan submission packages
  • Managed conditions sent from underwriting departments.

06.2013 - 06.2018
  • Maintained complete confidentiality of submitted information according to release guidelines
  • Evaluated financial statements and contacted institutions and customers to clarify details
  • Completed closing process by collaborating with attorneys, title companies and government clerks
  • Maintained fast-paced schedule by consistently providing satisfactory application approval turnaround times
  • Interfaced with borrowers to obtain needed items and prepare applications for underwriting review
  • Calculated income, assets and liabilities to meet lender requirements
  • Structured loan packages by properly analyzing credit reports, income and asset documents.

Sr. Loan Processor

CRL Home Loans
Tacoma, WA
05.2012 - 08.2017

01.1974
  • Reviewed and verified borrowers' income, credit reports, property appraisals, and supplemental information to prepare documents for underwriting
  • Assisted loan officers and underwriters by ensuring that loans were processed in a timely, judicious, and accurate manner
  • Verified client income, credit reports, and other information to prepare documents for underwriting
  • Communicated with customers in person and via telephone to answer questions, process transactions and resolve issues
  • Created and completed loan submission packages
  • Managed conditions sent from underwriting departments
  • Evaluated financial statements and contacted institutions and customers to clarify details
  • Completed closing process by collaborating with attorneys, title companies and government clerks
  • Checked approvals against established bank and government lending standards
  • Upheld compliance with privacy and security requirements, as well as federal statutes covering VA loans
  • Reviewed and verified borrowers' income, credit reports and property appraisals to prepare documents for underwriting
  • Supported loan officiant and und attorneys, title companies, and government clerks.

Education

High School Diploma - undefined

Thomas Jefferson High School

Additional Information

  • Activities and Honors Skills Work History Education

Timeline

Loan Processor

Pacific Union Financial
04.2014 - 09.2019

06.2013 - 06.2018

Sr. Loan Processor

CRL Home Loans
05.2012 - 08.2017

01.1974

High School Diploma - undefined

Thomas Jefferson High School
LORI PEDERSON