Summary
Overview
Work History
Education
Skills
Certification
Timeline
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Lori Valerio

Aurora,Colorado

Summary

  • Highly effective at time management and interacting productively with loan officers and borrowers
  • Have over 20 years of mortgage banking 
  • Versatile, organized and detail-oriented

Overview

16
16
years of professional experience
1
1
Certification

Work History

Loan Processor

CMG Financial
Greenwood Village, Colorado
09.2017 - Current
  • Process Conventional, FHA and VA loans
  • Review for accuracy and completeness, such as income review pay stubs, W2's, tax returns, review credit reports, asset bank statements
  • Send files over to underwriting for initial review. 
  • Contact borrowers and loan officers for conditions that are needed for final approval
  • Prepare loans for closing. Review CD to make sure all amounts are correct. Loan amount, Sales Price, Interest Rate, Title Fees, Lenders Fees. Taxes and Insurance
  • Order third party services. VVOE, WVOE, Appraisals, Title, Insurance, Credit Supplements, Tax Transcripts and Credit Supplements

Loan Processor

Northpointe Bank
Greenwood Village, Colorado
04.2017 - 08.2017
  • Process Conventional, FHA and VA
  • Review loans for accuracy and completeness, such as income review pay stubs, W2's, tax returns, review credit reports, asset bank statements
  • Send files over to underwriting for initial review. Contact borrowers and loan officers for conditions that are needed for final approval
  • Prepare loans for closing. Review CD to make sure all amounts are correct. Loan amount, Sales Price, Interest Rate, Title Fees, Lenders Fees, Taxes and Insurance. 
  • Order third party services. VVOE, WVOE, Appraisals, Title, Insurance, Credit Supplements, Tax Transcripts and Credit Supplements

Loan Processor II

Academy Bank
Englewood, Colorado
07.2015 - 03.2017
  • Process Conventional, FHA and VA
  • Review loans for accuracy and completeness, such as income review pay stubs, W2's, tax returns, review credit reports, asset bank statements
  • Send files over to underwriting for initial review. Contact borrowers and loan officers for conditions that are needed for final approval
  • Prepare loans for closing. Review CD to make sure all amounts are correct. Loan amount, Sales Price, Interest Rate, Title Fees, Lenders Fees, Taxes and Insurance.
  •  Order third party services. VVOE, WVOE, Appraisals, Title, Insurance, Credit Supplements, Tax Transcripts and Credit Supplements

HSS - Home Service Specialist

Urban Lending/Bank of America
Highlands Ranch, Colorado
07.2014 - 07.2015
  • Process Conventional, FHA and VA
  • Review loans for accuracy and completeness, such as income review pay stubs, W2's, tax returns, review credit reports, asset bank statements
  • Send files over to underwriting for initial review. Contact borrowers and loan officers for conditions that are needed for final approval
  • Prepare loans for closing. Review CD to make sure all amounts are correct. Loan amount, Sales Price, Interest Rate, Title Fees, Lenders Fees, Taxes and Insurance. 
  • Order third party services. VVOE, WVOE, Appraisals, Title, Insurance, Credit Supplements, Tax Transcripts and Credit Supplements

Loan Processor 4

Wells Fargo
Parker, Colorado
02.2009 - 11.2013
  • Process Conventional, FHA and VA
  • Review loans for accuracy and completeness, such as income review pay stubs, W2's, tax returns, review credit reports, asset bank statements
  • Send files over to underwriting for initial review. Contact borrowers and loan officers for conditions that are needed for final approval
  • Prepare loans for closing. Review CD to make sure all amounts are correct. Loan amount, Sales Price, Interest Rate, Title Fees, Lenders Fees, Taxes and Insurance.
  •  Order third party services. VVOE, WVOE, Appraisals, Title, Insurance, Credit Supplements, Tax Transcripts and Credit Supplements

Education

High School Diploma - undefined

Jefferson High School
Lakewood, CO
1980

Skills


  • Requires minimal supervision
  • Strong interpersonal skills
  • Exceptional communicator
  • Customer service
  • Problem-solving
  • Time management
  • Work well under pressure
  • Working on a paperless system: Calyx/Point, Encompass, CORE, Mortgage Cadence, Empower and Byte

Certification

  • Awarded 4th quarter at Wells Fargo highest volume of closed loans in 2012
  • SASE Certified level 2
  • Writing procedures on how pay offs are ordered, title commitments, employment verifications and appraisals
  • Certificate of excellence for outstanding customer service in 2007

Timeline

Loan Processor

CMG Financial
09.2017 - Current

Loan Processor

Northpointe Bank
04.2017 - 08.2017

Loan Processor II

Academy Bank
07.2015 - 03.2017

HSS - Home Service Specialist

Urban Lending/Bank of America
07.2014 - 07.2015

Loan Processor 4

Wells Fargo
02.2009 - 11.2013

High School Diploma - undefined

Jefferson High School

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Lori Valerio