Luis Cuellar
Elizabeth,CO
Summary
Communicative, observant, and analytical thinker with 20+ years of well-rounded experience in mortgage technology. I've been privileged to lead my IT team to many successfully deliveries and have gained experience in project management for IT. I am fortunate to have strong skills that are transferable in any environment. Eager to pursuit my career change from mortgage finance to IT. I'm seeking for a strong and stable company that is willing to utilize my skills and experiences for growth and longevity.
Overview
6
6
years of professional experience
Work History
Conventional Mortgage Underwriter
Mr. Cooper
Remote
10.2020 - 04.2022
- Laid off April 2022 due to loss of business.
- Made careful determinations based on skilled analyses of submitted documentation covering credit histories, employment records and current financial status.
- Verified integrity of applicants' information to minimize fraud.
- Determined credit risks by reviewing files in advance and comparing data against internal checklists and guidelines.
- Maintained mortgage program compliance with federal agencies such as VA, HUD and FNMA.
Associate Manager
HCL Technologies
Highlands Ranch, CO
06.2020 - 09.2020
- 3 month W2 short term contract only.
- Evaluated debt ratio, loan-to-value ratios, credit scores property valuations and various other factors when making underwriting decisions.
- Identified portfolio risks resulting from client's underlying business practices, underwriting investigations or fraud exposure.
- Met with customers, agents and brokers to negotiate coverage, price and service delivery.
- Monitored underwriting teams' performance and provided mentoring to achieve personal and department production goals.
- Demonstrated respect, friendliness and willingness to help wherever needed.
- Worked flexible hours; night, weekend, and holiday shifts.
Software Quality Assurance Analyst
Redwood Trust
Englewood, CO
04.2018 - 05.2020
- Laid off due to the COVID-19 impacted business.
- As a Software QA Analyst supported the waterfall team, Agile Scrum Team, and DevOps Team.
- Monitored resolution of bugs, tested fixes and helped developers tackle ongoing problems by providing QA perspective.
- Documented testing procedures for developers and future testing use.
- Operated under Agile and Scrum frameworks to complete releases every 2 week and well-organized sprints.
- Advised developers on problems with databases, performance and other issues.
- I was fortunate to be part of the business /IT meetings with senior management to discuss their work order tickets and set up a plan of action based on severity of each requirement to better structure the code release.
- Quickly learned new skills and applied them to daily tasks, improving efficiency and productivity.
- Lead the QA Team on all code releases, completed all regression testing.
- Proved successful working within tight deadlines and fast-paced atmosphere.
Senior Mortgage Underwriter II
Flagstar Bank, FSB
Remote
07.2017 - 03.2018
- Made careful determinations based on skilled analyses of submitted documentation covering credit histories, employment records and current financial status.
- Verified integrity of applicants' information to minimize fraud.
- Maintained mortgage program compliance with federal agencies such as VA, HUD and FNMA.
Business Analyst
Lakewood, CO
05.2016 - 07.2017
- Conducted interviews with key business users to collect information on business processes and user requirements.
- Applied honed problem-solving skills to analyze and resolve issues impacting business operations and goal achievement.
- Met with stakeholders to establish favorable business relationships and support mutually beneficial interests.
Education
High School Diploma -
Olympic High School
Concord, CAAssociate of Science - Computer Science
Harvard University
Cambridge, MA09.2022
Skills
- Time Management
- Software Release and Versioning
- Test Plans and Test Methodologies
- Manual Testing
- Waterfall/ Kanban / Agile Methodology experience
- Software Development Tools: JIRA, Confluence
- Business Requirements Documents (BRDs)
- Programming Languages: Java, C, C, Python
- Learning RUST
- Customer Service and Leadership Skills
Timeline
Conventional Mortgage Underwriter
Mr. Cooper
10.2020 - 04.2022
Associate Manager
HCL Technologies
06.2020 - 09.2020
Software Quality Assurance Analyst
Redwood Trust
04.2018 - 05.2020
Senior Mortgage Underwriter II
Flagstar Bank, FSB
07.2017 - 03.2018
Business Analyst
05.2016 - 07.2017
High School Diploma -
Olympic High School
Associate of Science - Computer Science
Harvard University