Summary
Overview
Work History
Education
Skills
Timeline
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Luke A. Cleveland

Weston,WI

Summary

Experienced Senior Underwriter with over a decade in the field, possessing a deep understanding of company procedures and earning top ratings for call audits.





Overview

18
18
years of professional experience

Work History

Senior Underwriter

Foundation Finance Company LLC
06.2019 - Current
  • Assess and evaluate credit reports and financial documents to identify potential risks and make informed lending decisions while following company policy and procedures
  • Minimize losses by identifying potential risks in the early stages of the loan application process with research and experience
  • Provide exceptional customer service throughout the loan origination process, addressing inquiries and concerns promptly
  • Provide support to underwriters with lower authority levels by rendering decisions on loans and offering additional assistance as required
  • Assumed the role of shift lead during late nights and weekends
  • Effectively handle emotionally challenging customers by employing empathy and active listening techniques
  • Ensure accuracy of work in a timely efficient manner
  • Maintain open dialogues with team members and management, continually seeking ways to enhance our processes
  • Review accounts using current market knowledge, with a strategic focus on sustaining a profitable business segment for our company

Credit Underwriter Analyst / Analyst II

Foundation Finance Company LLC
08.2013 - 06.2019
  • Processed called in and emailed credit applications and provided recommended decisions based credit reports and financial data
  • Handled incoming calls for multiple departments while keeping an open line of communication
  • Assisted dealers with generating and reviewing loan documents and stipulations
  • Performed final verification process with new customers
  • Delivered valuable support to all departments by managing current and past due payments while delivering exceptional customer service
  • Conducted comprehensive training for new employees across multiple departments, elevating their knowledge and skills to drive enhanced team performance

Sales Consultant

OfficeMax
07.2006 - 07.2013
  • Boosted customer satisfaction by providing personalized consultations and tailored product recommendations
  • Advised customers and businesses on appropriate product selections based on their unique needs, ensuring optimal satisfaction levels upon purchase
  • Established a proven track record of cultivating strong rapport and fostering meaningful relationships with customers, consistently engaging on a first-name basis to enhance customer satisfaction and loyalty
  • Responded to telephone and in-person requests for information
  • Maximized customer retention by resolving issues quickly
  • Developed long-lasting client relationships by consistently exceeding expectations with exceptional service
  • Enhanced team performance by sharing successful sales strategies and best practices in regular team meetings
  • Conducted comprehensive product demonstrations for clients, resulting in increased understanding of features and benefits
  • Developed and maintained comprehensive understanding of products, services and competitors to enhance sales presentations

Education

Bachelor of Science - Business, Management, Marketing

Western Governors University
Salt Lake City, UT
2017

Associate of Science - Marketing

Northcentral Technical College
Wausau, WI
2011

Skills

  • Customer Service
  • Attention to Detail
  • Decision Making
  • Analytical Reasoning
  • Problem Solving
  • Verbal and Written Communication
  • Adaptability
  • Conflict Resolution

Timeline

Senior Underwriter

Foundation Finance Company LLC
06.2019 - Current

Credit Underwriter Analyst / Analyst II

Foundation Finance Company LLC
08.2013 - 06.2019

Sales Consultant

OfficeMax
07.2006 - 07.2013

Bachelor of Science - Business, Management, Marketing

Western Governors University

Associate of Science - Marketing

Northcentral Technical College
Luke A. Cleveland