Experienced Senior Underwriter with over a decade in the field, possessing a deep understanding of company procedures and earning top ratings for call audits.
Overview
18
18
years of professional experience
Work History
Senior Underwriter
Foundation Finance Company LLC
06.2019 - Current
Assess and evaluate credit reports and financial documents to identify potential risks and make informed lending decisions while following company policy and procedures
Minimize losses by identifying potential risks in the early stages of the loan application process with research and experience
Provide exceptional customer service throughout the loan origination process, addressing inquiries and concerns promptly
Provide support to underwriters with lower authority levels by rendering decisions on loans and offering additional assistance as required
Assumed the role of shift lead during late nights and weekends
Effectively handle emotionally challenging customers by employing empathy and active listening techniques
Ensure accuracy of work in a timely efficient manner
Maintain open dialogues with team members and management, continually seeking ways to enhance our processes
Review accounts using current market knowledge, with a strategic focus on sustaining a profitable business segment for our company
Credit Underwriter Analyst / Analyst II
Foundation Finance Company LLC
08.2013 - 06.2019
Processed called in and emailed credit applications and provided recommended decisions based credit reports and financial data
Handled incoming calls for multiple departments while keeping an open line of communication
Assisted dealers with generating and reviewing loan documents and stipulations
Performed final verification process with new customers
Delivered valuable support to all departments by managing current and past due payments while delivering exceptional customer service
Conducted comprehensive training for new employees across multiple departments, elevating their knowledge and skills to drive enhanced team performance
Sales Consultant
OfficeMax
07.2006 - 07.2013
Boosted customer satisfaction by providing personalized consultations and tailored product recommendations
Advised customers and businesses on appropriate product selections based on their unique needs, ensuring optimal satisfaction levels upon purchase
Established a proven track record of cultivating strong rapport and fostering meaningful relationships with customers, consistently engaging on a first-name basis to enhance customer satisfaction and loyalty
Responded to telephone and in-person requests for information
Maximized customer retention by resolving issues quickly
Developed long-lasting client relationships by consistently exceeding expectations with exceptional service
Enhanced team performance by sharing successful sales strategies and best practices in regular team meetings
Conducted comprehensive product demonstrations for clients, resulting in increased understanding of features and benefits
Developed and maintained comprehensive understanding of products, services and competitors to enhance sales presentations
Education
Bachelor of Science - Business, Management, Marketing
Western Governors University
Salt Lake City, UT
2017
Associate of Science - Marketing
Northcentral Technical College
Wausau, WI
2011
Skills
Customer Service
Attention to Detail
Decision Making
Analytical Reasoning
Problem Solving
Verbal and Written Communication
Adaptability
Conflict Resolution
Timeline
Senior Underwriter
Foundation Finance Company LLC
06.2019 - Current
Credit Underwriter Analyst / Analyst II
Foundation Finance Company LLC
08.2013 - 06.2019
Sales Consultant
OfficeMax
07.2006 - 07.2013
Bachelor of Science - Business, Management, Marketing