Summary
Overview
Work History
Education
Skills
References
Timeline
Generic
LYNDI MILLER

LYNDI MILLER

Nashville,TN

Summary

Accomplished and results-oriented professional with 17 years of comprehensive experience in underwriting, loan account management, processing, risk and credit analysis, and regulatory compliance, within the fast-paced, high-pressure mortgage loan industry. Recognized for exceptional interpersonal, communication, and presentation skills, with a proven ability to collaborate effectively with executives, colleagues, and clients across all organizational levels. Demonstrated expertise in delivering superior customer service, resolving complex issues, and consistently achieving key corporate performance objectives. Well-versed in conventional, construction, and government loan programs; DE (Direct Endorsement) certification obtained in December 2015.

Overview

12
12
years of professional experience

Work History

Mortgage Loan Officer

Lennar Mortgage
Nashville, TN
02.2023 - Current
  • Began as an office assistant while studying for my NMLS Licence
  • Obtained NMLS license in May 2023 and was promoted to Mortgage Loan Officer
  • Earned MVP of the year award for the branch in November 2023 after closing 40+ loans in just three months
  • Closed 145 loans my first 12 months as a mortgage loan officer
  • Performed in-depth financial analysis to assess borrower creditworthiness.
  • Evaluated income, assets, and debts to determine loan eligibility.
  • Utilized financial modeling techniques to assess risk and make informed lending decisions.
  • Staying updated on industry trends and lending regulations.

Production Support

NP Inc
Boca Raton, FL
03.2021 - 06.2022
  • Managed the Scenario Desk and answered multiple questions daily for all branches of the company, nationwide.
  • Worked directly with the sales and operations teams to analyze unique scenarios prior to submission into underwriting
  • Created quick tip training materials on hot topics in the industry such as how to treat mortgages in forbearance and how to analyze tax returns for self-employed borrowers
  • Led monthly Pop-Up Training classes related to the hot topics pertinent in the market at the time accessible to all company employees.
  • Kept daily operations and projects in line with schedule and managements demands.
  • Began VA training to obtain LAPP/SAR February 2022

Mortgage Underwriter

REGIONS BANK
Nashville, TN
04.2013 - 03.2021
  • Underwriting of all Conventional products, Regions Portfolio products, Construction to Permanent financing, THDA, USDA, and FHA loans (manual and automatic approvals)
  • Achieved a Direct Endorsement Authority in December 2015, and decisioned 75+ loans on average monthly
  • Gained and utilized unique experience running automated underwriting systems such as Desktop Underwriter, Loan Prospector, and GUS
  • Involved in the training of all new employees on the Rural Development and Construction Lending policies
  • Obtained lending authority in November 2020 up to $1.25 million

Education

High School Diploma -

Oakland High School
Murfreesboro, TN
01.2006

Skills

  • Analyzing Data
  • Managing Risk
  • Building Strong Relationships
  • Critical Thinking
  • Training & Development
  • Team Building
  • Work Ethic
  • Reliable and Trustworthy
  • Team Management
  • Customer Service
  • Problem Resolution

References

  • Phil, Nowak, 708-655-4870
  • Jay, Chavez, 615-556-8832
  • Janice, Minchenberg, 954-258-8516

Timeline

Mortgage Loan Officer

Lennar Mortgage
02.2023 - Current

Production Support

NP Inc
03.2021 - 06.2022

Mortgage Underwriter

REGIONS BANK
04.2013 - 03.2021

High School Diploma -

Oakland High School

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