Open To Work
Magdelyn Rondon
Charleston,SC
Summary
Results-driven Business Risk Analyst at UBS Financial Services with expertise in AML quality control and regulatory compliance. Proven ability to enhance compliance quality by 20% through analytical problem-solving and effective stakeholder communication. Skilled in risk assessment and team leadership, ensuring adherence to federal regulations while managing high-volume caseloads.
Overview
18
18
years of professional experience
1
1
Certification
Work History
Business Risk Analyst
UBS Financial Services
Weehawken, New Jersey
12.2022 - Current
- Evaluate and provide compliance opinions on clients posing enhanced high risk for money laundering or related financial crime and improving compliance quality by 20%.
- Performed transaction-related risk assessments and identified documentation or review gaps.requiring escalation or remediation.
- Provided guidance to onboarding, due diligence, and business teams on AML/KYC requirements and risk mitigation.
- Investigate risk-based client files with specific AML/CTF risk attributes, such as presence of politically exposed persons, exposure to sensitive or sanctioned jurisdictions, etc.
- Conduct AML quality control (QC) review of account files for client onboarding and periodic KYC, CDD, EDD reviews (PKRs) for new and existing clients, across various business processes.
- Perform transaction monitoring and investigate potential money laundering, structuring, sanction evasion patterns.
- Analyzed KYC review processes, identifying issues and proposing effective solutions to enhance compliance.
- Support and collaborate with the AML training team to identify training gaps on results of QC (Quality Control) testing, regulatory, audit enquiries and other significant remediation efforts.
- Review documentation of sources of funds and wealth derived from OFAC and adverse media screenings.
- Utilized analytical tools to streamline risk evaluation methodologies.
Bilingual Investigator II
State of New Jersey – Division of Taxation
Somerville, New Jersey
11.2012 - 12.2022
- Monitor, conduct and investigate financial analysis of federal records to determine case resolution and assist customer accounts to avoid tax evasion within the provisions of New Jersey tax laws.
- Executed legal actions, including issuing warrants of execution and liens, ensuring recovery of owed debts.
- Negotiated closing agreements with taxpayers and accountants to facilitate debt collection.
- Conduct and assist in the seizure of property and auction sale of taxpayer assets. Appraises property and determines values in the absence of documented costs.
- Collaborated with law enforcement for criminal tax investigations.
- Conducted monthly internal audits of abatement statistics accounts for a team of 9 investigators.
- Specialized in working independently and complex cases to generate revenue, maintain track of caseload development and time management.
- Prepared detailed reports summarizing investigation findings and recommendations.
- Provided guidance on tax laws and regulations to stakeholders and team members.
Unemployment Insurance Examiner
State of New Jersey – Department of labor
07.2020 - 01.2021
- Coordinated with NJ Department of Labor and Division of Labor to address labor shortages and manage high application volumes, ensuring timely processing of claims.
- Established unemployment claims and authorized payment of benefits for periods prior to disability, facilitating support for affected individuals.
- Analyzed and developed strategies to resolve conflicts, concluding irregular, disputed, and long-delayed claims effectively.
- Calculated unemployment disability balances according to established formula.
- Informed the Bureau of Benefit Payment Control about possible wage/benefit conflicts.
Bilingual Human Services Specialist II
Hudson County Department of Family Services
Jersey City, New Jersey
09.2008 - 11.2012
- Interviewed clients with the purpose of obtaining psychosocial information and assessing the most appropriate emergency assistance available to prevent homelessness, child neglect, and break up of a family among other immediate needs.
- Determined client eligibility for financial, job placement, housing, medical treatment, special assistance, and food stamp programs and referred clients to resources.
- Assessed client needs to recommend appropriate services and resources.
- Provided crisis intervention support to clients in emotional distress or emergencies.
- Educated clients on available community resources and assistance programs.
- Obtained income, asset and financial information to determine program eligibility.
- Ensured compliance with policies, procedures, and deadlines in all decision-making processes.
- Trained new employees on how to conduct a home visit appropriately and analyze supporting documents collected from clients to determine eligibility to benefits.
Education
Continuing Education Program - Accounting -
New Jersey City University & Kean University
NJ, USA09.2015
Bachelor of Arts - Spanish
New Jersey City University
NJ, USA08.2008
Skills
- Regulatory compliance
- Fraud prevention
- AML quality control and assurance
- Audit reporting
- Accounting and auditing principles
- Compliance recommendations
- Microsoft Word, Excel (pivot tables), PowerPoint, Outlook Dynamics 365
- LexisNexis/ Cosima
- Power CTI
- Complex problem resolution
- Stakeholder communication
- Effective written and oral communication
- Independent work
- Caseload management
- Team leadership and collaboration
Certification
- Real Estate License, New Jersey, 2022
- Bilingual Certificate (BICAT), State of New Jersey Civil Service Commission, 2008
Languages
English
Professional
Spanish
Professional
Work Preference
Job Search Status
Open to workWork Type
Full TimeLocation Preference
RemoteHybridSalary Range
$65000/yr - $120000/yrTimeline
Business Risk Analyst
UBS Financial Services
12.2022 - Current
Unemployment Insurance Examiner
State of New Jersey – Department of labor
07.2020 - 01.2021
Bilingual Investigator II
State of New Jersey – Division of Taxation
11.2012 - 12.2022
Bilingual Human Services Specialist II
Hudson County Department of Family Services
09.2008 - 11.2012
Continuing Education Program - Accounting -
New Jersey City University & Kean University
Bachelor of Arts - Spanish
New Jersey City University