Manuel Cabral
Corona,CA
Summary
Strong organizational skills and detail-oriented Training Liaison for upper and lower-level management in multiple areas of lending and compliance Flexible & Adaptable Designing and Delivering training programs
Professional with demonstrated expertise in regulatory compliance, risk management, and policy enforcement. Skilled in identifying and mitigating potential risks, ensuring adherence to legal and regulatory standards. Strong focus on collaborative team efforts and achieving measurable results. Known for reliability, adaptability, and strategic problem-solving. Proficient in compliance audits, regulatory reporting, and developing effective compliance programs.
Overview
34
34
years of professional experience
Work History
Bank Secrecy/Anti-Money Laundering Compliance Officer
F&A Federal Credit Union
06.1990 - 03.2022
- Assume responsibility for establishing, training and maintaining effective communication and coordination with Credit Union front line staff, management, senior management and Board Members
- Create, maintain and execute a Consumer Loan Officer training program as the lead training officer
- Create, maintain and execute a Bank Secrecy and Anti-Money Laundering training program as the lead training officer
- Create, maintain and execute a Regulatory Compliance training program as the lead training officer
- Acting subject matter expert during new product development and marketing advertisement campaigns to ensure compliance with regulations
- Oversee Bank Secrecy Act/Money Laundering daily functions along with member complaint program
- Assume primary responsibility for using independent judgement and professional discretion to ensure the Credit Union meets all federal, state regulatory compliance requirements
- Responsible for the timely forecasting, researching, communicating and auditing of all regulatory issues
- Conduct independent research of regulatory information to understand and create a forecast of annual regulatory changes
- Provide Board and Management reports creating a detailed schedule of regulatory changes, timeframe for implementation, impact on the Credit Union and potential operational changes
- Legal liaison between Credit Union and counsel when creating disclosures and member communications
- Project lead and trainer for all compliance initiatives
- Assume responsibility for all activities related to the Bank Secrecy Act (BSA) and all anti-money laundering and OFAC regulations
- Develop, coordinate and facilitate training programs, sessions and seminars to educate and apprise personnel about BSA related compliance regulations and procedures
- Create, evaluate and finalize all marketing campaigns, marketing pieces and design
- Conduct monthly audit of marketing pieces on social media and official website
- Regulatory Liaison during Compliance Examinations
- Regulatory Liaison during Compliance Audits
- Sorted and organized files, spreadsheets, and reports.
- Developed organizational skills through managing multiple tasks simultaneously while adhering to strict deadlines.
- Contributed to a positive team environment by collaborating with fellow interns on group projects and presentations.
- Supported staff members in their daily tasks, reducing workload burden and allowing for increased focus on higher-priority assignments.
Intern
Olmos Productions
08.1999 - 06.2000
- Sorted and organized files, spreadsheets, and reports.
- Developed organizational skills through managing multiple tasks simultaneously while adhering to strict deadlines.
- Contributed to a positive team environment by collaborating with fellow interns on group projects and presentations.
- Provided detailed screenplay coverage over multiple genres.
- Supported staff members in their daily tasks, reducing workload burden and allowing for increased focus on higher-priority assignments.
- Collected, arranged, and input information into database system.
- Gathered, organized and input information into digital database.
Assistant Manager
DJs Apparel
05.1988 - 06.1990
- Managed multiple crews
- Responsible for inventory collection, distribution and recall
- Liaison for department audits and style coordination
- Daily balancing records of cash, inventory surplus and return
- New employee trainer
Education
Masters of Education program - Single Subject Credential
Azusa Pacific University
Azusa, CA12-2024
Bachelor of Arts - Communication Arts
Loyola Marymount
Westchester, CA06.2000
Associate of Arts - Creative Writing
East Los Angeles Community College
Monterey Park, CA06.1998
Skills
- Strong organizational skills
- Detail-oriented
- Training Liaison
- Flexible
- Adaptable
- Designing training programs
- Delivering training programs
- Teamwork and Collaboration
- Auditing processes
- Problem-Solving
- Ethics management
- Compliance Monitoring
Training
- Masters of Education program Multiple and Single Subject Credential, Fall-2022, Present, Azusa Pacific University, Azusa, CA, Participated in a broad range of clinical experiences, that provided opportunities to apply theory to practice in diverse settings., Learning via a comprehensive instruction grounded in a Christian worldview, enabling teacher candidates to make a difference in their classrooms., Over sixty hours of classroom observation., Participation leading groups of students in activities and discussions., Created and taught a lesson plan for SPED and EL learners.
- Bank Secrecy AML Certification, Summer-2019, Analytical transactional training to detect money laundering, fraud and other financial anomalies., Research skills designed to complete and submit Suspicious Action Reports to FINcen for law enforcement review.
- Compliance Certification, Fall-2001, Acquired skills designed to analyze, interpret, and forecast regulatory events within the financial industry., Research abilities acquired and used to analyze new or revised regulatory changes that led to the creation of corporate policies and procedures designed for departmental implementation.
Timeline
Intern
Olmos Productions
08.1999 - 06.2000
Bank Secrecy/Anti-Money Laundering Compliance Officer
F&A Federal Credit Union
06.1990 - 03.2022
Assistant Manager
DJs Apparel
05.1988 - 06.1990
Bachelor of Arts - Communication Arts
Loyola Marymount
Associate of Arts - Creative Writing
East Los Angeles Community College
Masters of Education program - Single Subject Credential
Azusa Pacific University
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