Summary
Overview
Work History
Education
Skills
Timeline
Generic

Maria Elena Danno

Yorkville,IL

Summary

Seeking to secure a position with a progressive organization where I can demonstrate previously acquired professional skills and have an opportunity to learn and practice new skills to enhance my job performance and accomplish desired productivity to support organizational demands and goals. I value team partnership to accomplish desired goals and promote individual and group growth in all venues. The organization I hope to become a part of will recognize the value of employee skill, ethics and dedication and reward effort and accomplishment through job advancement commensurate with wages.

Overview

10
10
years of professional experience

Work History

AVP Vendor Services

Fairway Independent Mortgage
10.2020 - 08.2023
  • Provided company wide training for all employees introducing new and implemented approved Vendors for Branch offices to utilize daily.
  • Worked in partnership with senior management to develop and implement initiatives and long term goals to increase company productivity and profitability.
  • Created new and updated existing departmental policies and procedures to clarify, direct, and enhance staff knowledge and skills.
  • Reviewed and approved new vendors to ensure within compliance. Created vendor pages within the company training portal reflecting all contact and training information, training links etc.. to assist the Branch offices.

Team Lead Vendor Services

Fairway Independent Mortgage
09.2016 - 10.2020
  • Conducted training and mentored team members to promote productivity, accuracy, and commitment to friendly service.
  • Mentored and guided employees to foster proper completion of assigned duties.
  • Built strong relationships with customers through positive attitude and attentive response.
  • Observed packing operations to verify conformance to specifications.

Senior Credit Policy Specialist

Fairway Independent Mortgage
05.2016 - 09.2016
  • Acted as a liaison to Originators and Operations departments regarding scenarios, guidelines, and problem solving issues, while applying company guidelines and identifying product availability.
  • Provided detailed and accurate product matrices, guidelines, policies and other information for Conventional, USDA, FHA, VA, Jumbo loans to retail and wholesale networks.
  • Provided oversight regarding company, agency, and investor guidelines for Conforming, Non-Conforming, Jumbo, Portfolio & Government loans.
  • Updated company internet (Knowledge Owl) guidelines daily reflecting updates from Fannie and Freddie and agency Jumbo Investors.

Senior Mortgage Underwriter

BMO Financial Group
02.2015 - 05.2016
  • Analyzed 1003 applications, credit reports, income documentation, purchase agreements, appraisals, assets, tax returns including all self-employed borrowers.
  • Completed 2-3 underwrites per day.
  • Reviewed loans requiring mortgage insurance and submitted to appropriate MI company.
  • Assist retail sales with various Underwriting scenarios.
  • Reviewed and cleared all condition files daily.

Senior Mortgage Underwriter

Stonegate Mortgage
07.2013 - 02.2015
  • Analyzed and reviewed Fannie and Freddie Correspondent and Wholesale loans.
  • Analyzed 1003 applications, credit reports, income documentation, purchase agreements, appraisals, assets, tax returns, including all self employed borrowers.

Education

No Degree - Finance

Triton Community College
River Grove, IL

Skills

  • 29 years in the Mortgage Lending Industry using analytical methods, client and team communication skills, goal setting and computer applications
  • Detail oriented
  • Successfully supervised and managed staff
  • Successfully and orientated and trained new employees
  • Successfully demonstrated problem solving ability to promote staff productivity and accomplished company and client objectives

Timeline

AVP Vendor Services

Fairway Independent Mortgage
10.2020 - 08.2023

Team Lead Vendor Services

Fairway Independent Mortgage
09.2016 - 10.2020

Senior Credit Policy Specialist

Fairway Independent Mortgage
05.2016 - 09.2016

Senior Mortgage Underwriter

BMO Financial Group
02.2015 - 05.2016

Senior Mortgage Underwriter

Stonegate Mortgage
07.2013 - 02.2015

No Degree - Finance

Triton Community College
Maria Elena Danno