Maria Juarez
Coral Springs
Summary
Professional with strong foundation in risk assessment, financial analysis, and decision-making. Skilled in evaluating creditworthiness, analyzing financial statements, and managing risk exposure. Adept at fostering team collaboration and adaptable to changing needs to ensure optimal results.
Overview
5
5
years of professional experience
1
1
Certification
Work History
Underwriter
LendingOne
04.2022 - Current
- Acted as a subject matter expert on Non-QM loan programs, including Bridge, and DSCR loans, providing comprehensive guidance on eligibility criteria and underwriting guidelines.
- Analyzed borrower financials and property cash flows to assess DSCR levels, ensuring compliance with underwriting guidelines.
- Assessed collateral, borrower creditworthiness, and market conditions to structure competitive and compliant loan terms.
- Maintained a pipeline of active bridge and DSCR loan files, prioritizing high-volume deadlines without compromising quality.
- Ensured loans adhered to investor and internal policy guidelines, including LTV, LTC, DSCR minimums, and guarantor experience criteria.
Valuation Analyst
LendingOne
09.2021 - 04.2022
- Conducted in-depth property valuations for residential assets securing DSCR and bridge loan products, ensuring alignment with lending criteria and market conditions.
- Developed in-house valuation reports for single-family, multifamily across various U.S. markets, supporting $100M+ in funded loans.
- Collaborated with underwriting and credit teams to assess risk and support loan structuring decisions based on valuation insights.
- Reduced external appraisal costs through implementation of streamlined in-house valuation processes.
- Supported post-close asset management by monitoring valuation metrics and market shifts affecting loan performance.
Real Estate Transaction Coordinator
Premier Listings
06.2020 - 09.2021
- Managed a high volume of real estate transaction ensuring timely completion of tasks and adherence to deadlines in a fast-paced environment.
- Acted as a central point of contact between agents, clients, escrow officers, and lenders, ensuring seamless communication and timely resolution of transaction-related issues.
- Monitored multiple communication channels, including email, phone, and transaction management software, to respond promptly to inquiries and escalate complex cases as needed.
- Supported sales agents with all transactions, ensuring accuracy, efficiency, and compliance throughout the closing process.
Education
High School Diploma -
Coral Glades High School
Coral Springs, FL06.2014
Skills
- Strong attention to detail
- Adaptability to fast paced environments
- Analytical thinking
- Skilled in resolving conflicts
- Effective interpersonal communication
- Risk based lending decisions
Certification
- Real Estate License, Gold Coast - 2021
Timeline
Underwriter
LendingOne
04.2022 - Current
Valuation Analyst
LendingOne
09.2021 - 04.2022
Real Estate Transaction Coordinator
Premier Listings
06.2020 - 09.2021
High School Diploma -
Coral Glades High School
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