Maria Owens
Franklinville,NJ
Summary
Mortgage Loan closer adept at working quickly and accurately in fast-paced, high-volume Mortgage environments. Proficient in documentation, data entry and file management.
Overview
18
18
years of professional experience
Work History
Senior Mortgage Loan Closer
American Neighborhood Home Mortgage
Mt. Laurel, NJ
02.2020 - Current
- Complete a closing checklist to ensure file is complete and compliant
- Coordinate scheduled signing with settlement agents and/or title companies
- Prepare all closing documents required to close mortgage loans, ensuring documentation is complete and accurate; follow up with any discrepancies
- Prepare and explain closing requirements to settlement agent as needed
- Perform client, settlement agent, processor follow-up as needed
- Coordinate shipping and receiving of documents to loan settlement agents, and wholesale partners, as needed
- Wire and process loan funds
- Knowledge of all products and investor requirements to ensure quality closing packages are accurate
Closing Specialist
Keller Mortgage
Dublin, OH
09.2019 - 02.2020
- Coordinate documents in Encompass, clear conditions and Mavent Compliance Errors
- Prepared and delivered loan documents to title, Attorneys
- Worked with third-party vendors to address and clear loan closing requirements
- Responded to customer questions quickly and ensured that all calls were returned within 24 hours
- Confirmed accurate fundings, lien payoffs and final mortgage recordings by collaborating with real estate agents, loan officers and attorneys
Mortgage Closer
Atlantic Pacific Mortgage Corporation
Mount Laurel, NJ
01.2009 - 09.2019
- Trid compliance review of Loan Estimate and Closing Disclosure
- Prepared Closing Documents for all loans: Conventional, FHA, VA, USDA and 203K
- Continuous contact with Title Agent, Attorneys, Real Estate Agents and Wholesale Brokers
- Work directly with Wire Department on any errors before loan disbursement
- Review and fixed all Compliance issues
- Complete and fix any documentation errors before Investor purchases
- Assist in clearing underwriting and processing conditions
Mortgage Loan Processor / Closer
BSM Financial
Cherry Hill, NJ
01.2004 - 09.2008
- Maintained friendly and professional customer interactions
- Organized, reviewed, processed and closed customer loan applications
- Submitted loan applications to underwriter for verification and recommendations
- Developed and maintained relationships with local real estate agents and Title agencies
- Successfully closed average of 50-60 loans per month
- Reviewed and edited loan agreements to ensure accuracy
- Maintained current loan and pricing information
Timeline
Senior Mortgage Loan Closer
American Neighborhood Home Mortgage
02.2020 - Current
Closing Specialist
Keller Mortgage
09.2019 - 02.2020
Mortgage Closer
Atlantic Pacific Mortgage Corporation
01.2009 - 09.2019
Mortgage Loan Processor / Closer
BSM Financial
01.2004 - 09.2008
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