Summary
Overview
Work History
Education
Skills
Timeline
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Marie Hester

McDonough,GA

Summary

Experienced mortgage loan originator that is well versed in borrower consultations, and communication with all parties of the process. I am looking for a position to be able to utilize industry knowledge to navigate and secure favorable loan terms for home buyers. Perusing a team work oriented position where I can continue to increase my knowledge as a mortgage professional while providing assistance to home buyers in achieving their dream home goals.

Overview

17
17
years of professional experience

Work History

Licensed Loan Originator

City 1st Mortgage
11.2024 - Current
  • Updated borrowers through each step of loan application, approval and closing processes while remaining attentive to customer needs.
  • Educated clients on various loan products, helping them make informed decisions about their financing options.
  • Developed strong relationships with customers through high levels of customer service.
  • Calculated debt-to-income ratios to determine maximum loan amounts and avoid overextending applicants.
  • Increased loan application approvals by efficiently reviewing and analyzing financial documents.
  • Reduced processing times by collaborating closely with internal teams to address any potential issues early in the loan process.
  • Collaborated with underwriters and processors to ensure timely and accurate loan approvals.

Licensed Loan Originator

Southeast Mortgage Of Georgia
08.2023 - 10.2024
  • Interviewed loan applicants to obtain personal and financial data to assist in completing applications.
  • Provided professional advice on loan applications by interviewing applicants, reviewing applications and verifying information gathered
  • Assisted customers in loan terms and conditions to make informed decisions.
  • Developed strong relationships with local Realtors

Licensed Loan Originator

NEXA Mortgage
01.2023 - 08.2023
  • Became knowledgeable on the broker side of mortgage lending
  • Collected information from banks, institutions and employers to assess applicant eligibility.
  • Provided ongoing support to borrowers throughout their home buying journey, ensuring complete understanding of each step involved in securing a mortgage.
  • Calculated debt-to-income ratios to determine maximum loan amounts
  • Originated and processed my own loans

Licensed Loan Originator

Homestar Financial Corporation - Douglasville
11.2021 - 01.2023
  • Became well versed in loan program knowledge
  • Examined customer loan applications for approvals and denials
  • Assisted customers in understanding loan terms and conditions to make informed decisions.
  • Analyzed credit reports to assess risk and determine applicants' ability to repay loans.
  • Calculated debt-to-income ratios to determine maximum loan amounts

Mortgage Loan Originator

AmeriSave Mortgage Corporation
02.2021 - 11.2021


  • Updated borrowers through each step of loan application, approval and closing processes while remaining attentive to customer needs.
  • Interviewed applicants to assess loan requirements before suggesting offers.
  • Explained different types of loans pertaining to client situations.
  • Developed prospects for new loans by conducting cold calls daily.
  • Obtained copies of applicants' credit histories
  • Established plans and payoffs for customers' loans, prioritizing control of overall costs

Veterinary Technician

Hudson Bridge Animal Clinic
05.2008 - 01.2021
  • Managed medical intervention and therapy for animals in collaboration with Veterinarian.
  • Recorded symptoms and documented medical observations to inform treatment decision
  • Provided care for animals before surgeries, administering anesthetics as necessary for overall comfort and health.
  • Triaged incoming patients to determine treatment needs and urgency of care.
  • Collected patient biopsies and blood samples for laboratory analysis.
  • Answered owner animal health questions and advised on best care practices.
  • Administered medications to animals in treatment and documented changes in condition.
  • Custom service and client communication

Education

Some College (No Degree) - Animal Science

Clayton State University
Morrow, GA

High School Diploma -

Stockbridge High School
Stockbridge, GA
05.1992

Skills

  • Automated Underwriting System (AUS)
  • Customer Relations
  • Credit History Review
  • Income Evaluation
  • Loan File Review
  • Product Education
  • Attention to Detail
  • Loan File Maintenance
  • Multitasking and Prioritization
  • Time Management
  • Verbal and Written Communication
  • Well versed in using Encompass

Timeline

Licensed Loan Originator

City 1st Mortgage
11.2024 - Current

Licensed Loan Originator

Southeast Mortgage Of Georgia
08.2023 - 10.2024

Licensed Loan Originator

NEXA Mortgage
01.2023 - 08.2023

Licensed Loan Originator

Homestar Financial Corporation - Douglasville
11.2021 - 01.2023

Mortgage Loan Originator

AmeriSave Mortgage Corporation
02.2021 - 11.2021

Veterinary Technician

Hudson Bridge Animal Clinic
05.2008 - 01.2021

Some College (No Degree) - Animal Science

Clayton State University

High School Diploma -

Stockbridge High School

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