Achievements include reducing risk while improving company profits by applying exceptional skills in decision-making, critical thinking and problem-solving. Builds productive relationships, facilitates communication and prioritizes work for optimum productivity.
Overview
11
11
years of professional experience
1
1
Certification
Work History
SENIOR UNDERWRITER
CARRRINGTON MORTGAGE SERVICES
03.2013 - 09.2023
Evaluate the associated risk for products
Follow established guidelines and polices for multiple products and issue a decision to minimize risk
Communicate and collaborate with partners on transactions to find solutions to meet consumer needs while minimizing company risk
While maintaining high standards of customer service
Develop relationships with internal and external stakeholders
Review applications and request additional documentation as needed to meet guidelines and compliances
Keep up to date on the market intelligence and potential impact to guidelines
Programs underwritten FHA, USDA, FNMA, FHLMC, VA, and Non-QM
Manually underwrite loans to fico 500
Worked on the User Acceptance Testing (UAT) for system migration
Provided detailed feedback and ideas to streamline/improve functionality to meet project deadlines
Provide written analysis of issues encountered during testing
Subject Matter Expert available to teammates during system transition.
Education
MASTER OF SCIENCE, APPLIED DATA SCIENCES -
BAYPATH UNIVERSITY
Longmeadow
12.2025
BACHELOR OF SCIENCE, BUSINESS ADMINISTRATION -
BAY PATH UNIVERSITY
Longmeadow
05.2021
Skills
Microsoft office
Python (beginner level)
Project management- team member with transition of loan operating system Reported findings and met project deadlines
Trainer
Analyzing Data
Risk Assessments
Quality Assurance
Certification
DIRECT ENDORSEMENT UNDERWRITER – FEDERAL HOUSING ADMINISTRATION
STAFF APPRAISAL REVIEW/LENDER APPRAISAL PROCESSING PROGRAM - VETERANS ADMINISTRATION