Summary
Overview
Work History
Education
Skills
Certification
Work Availability
Timeline
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Marie Morgan

Marie Morgan

Enfield,Connecticut

Summary

Achievements include reducing risk while improving company profits by applying exceptional skills in decision-making, critical thinking and problem-solving. Builds productive relationships, facilitates communication and prioritizes work for optimum productivity.

Overview

11
11
years of professional experience
1
1
Certification

Work History

SENIOR UNDERWRITER

CARRRINGTON MORTGAGE SERVICES
03.2013 - 09.2023
  • Evaluate the associated risk for products
  • Follow established guidelines and polices for multiple products and issue a decision to minimize risk
  • Communicate and collaborate with partners on transactions to find solutions to meet consumer needs while minimizing company risk
  • While maintaining high standards of customer service
  • Develop relationships with internal and external stakeholders
  • Review applications and request additional documentation as needed to meet guidelines and compliances
  • Keep up to date on the market intelligence and potential impact to guidelines
  • Programs underwritten FHA, USDA, FNMA, FHLMC, VA, and Non-QM
  • Manually underwrite loans to fico 500
  • Worked on the User Acceptance Testing (UAT) for system migration
  • Provided detailed feedback and ideas to streamline/improve functionality to meet project deadlines
  • Provide written analysis of issues encountered during testing
  • Subject Matter Expert available to teammates during system transition.

Education

MASTER OF SCIENCE, APPLIED DATA SCIENCES -

BAYPATH UNIVERSITY
Longmeadow
12.2025

BACHELOR OF SCIENCE, BUSINESS ADMINISTRATION -

BAY PATH UNIVERSITY
Longmeadow
05.2021

Skills

  • Microsoft office
  • Python (beginner level)
  • Project management- team member with transition of loan operating system Reported findings and met project deadlines
  • Trainer
  • Analyzing Data
  • Risk Assessments
  • Quality Assurance

Certification

  • DIRECT ENDORSEMENT UNDERWRITER – FEDERAL HOUSING ADMINISTRATION
  • STAFF APPRAISAL REVIEW/LENDER APPRAISAL PROCESSING PROGRAM - VETERANS ADMINISTRATION

Work Availability

monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Timeline

SENIOR UNDERWRITER

CARRRINGTON MORTGAGE SERVICES
03.2013 - 09.2023

MASTER OF SCIENCE, APPLIED DATA SCIENCES -

BAYPATH UNIVERSITY

BACHELOR OF SCIENCE, BUSINESS ADMINISTRATION -

BAY PATH UNIVERSITY
Marie Morgan