Marie Elaine AKA Elaine Perri Perri
Wantagh,New York
Summary
Experienced Loan Officer adept at assessing customer needs, providing suitable products and guiding customers through loan process. Handles complex financial transactions using in-depth knowledge of loan products, services and lending regulations. Develops strong customer relationships by providing excellent service.
Overview
8
8
years of professional experience
Work History
Sr. Loan Officer
MeadowBrook Financial Mortgage Bankers Corp.
11.2017 - 12.2022
- Originated, reviewed, processed, closed and administered customer loan proposals.
- Recommended loan approvals and denials based on customer loan application reviews.
- Reviewed and edited loan agreements to promote efficiency and accuracy.
- Submitted loan applications to underwriter for verification and recommendations.
- Maintained strict confidentiality of bank records and client information.
- Complied with regulatory requirements of Bank Secrecy Act, Anti Money Laundering, OFAC, USA Patriot Act, Privacy Act and Community Reinvestment Act.
- Compiled database of loan applicants' credit histories, corporate financial statements and other financial information.
- Developed and maintained relationships with local real estate agents.
- Assisted senior-level credit officers with complex loan applications.
- Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
- Proactively identified solutions for customers experiencing credit issues.
- Created strategies to develop and expand existing customer sales, resulting in increase in annual sales.
- Developed prospects for new loans by conducting 20 cold calls weekly.
Sr Loan Officer
Intercontinental Capital Group, "icg"
05.2016 - 10.2018
- Originated, reviewed, processed, closed and administered customer loan proposals.
- Recommended loan approvals and denials based on customer loan application reviews.
- Reviewed and edited loan agreements to promote efficiency and accuracy.
- Submitted loan applications to underwriter for verification and recommendations.
- Maintained strict confidentiality of bank records and client information.
- Complied with regulatory requirements of Bank Secrecy Act, Anti Money Laundering, OFAC, USA Patriot Act, Privacy Act and Community Reinvestment Act.
- Compiled database of loan applicants' credit histories, corporate financial statements and other financial information.
- Developed and maintained relationships with local real estate agents.
- Conducted UCC searches and created environmental reports as part of loan process.
- Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
- Monitored pipelines to track and log status of loans.
- Explained very technical financial information to applicants in easy to understand language.
- Proactively identified solutions for customers experiencing credit issues.
- Created strategies to develop and expand existing customer sales, resulting in increase in annual sales.
- Assisted clients with improving financial health by counseling on issues such as excessive spending and borrowing.
Education
High School Diploma -
New Utrecht High School
Brooklyn, NY06.1960
Skills
- Experian Transact SM
- Customer Proposals
- Loan Officer Training
- Community Reinvestment Act
- Commercial Real Estate
- Application Preparation
- Organizational Strengths
- Sales Expertise
- Mortgage Loan Origination
- Property Evaluation
- Loan Presentation Preparation
- DRE NMLS License
- Anti Money Laundering (AML)
- Sales Pipeline Maintenance
- Application Verification
- Customer Feedback
- Detail Orientation
- Team Player
- Customer Interaction
- Financial History Documentation
- Underwriting Support
- Complex Problem-Solving
- Financial Services
- Joint Ventures
- Regulatory Compliance
- Safe Act of 2008 Certification
- Applicant Counseling
- Client Interviews
- Lender Relationships
- Active Listening and Learning
- Calculate Payments
- Complete Loan Applications
- Fraud Prevention and Detection
- Knowledge of VA Loan Process
- Loans
Accomplishments
Licensed in New York, New Jersey and Florida
Timeline
Sr. Loan Officer
MeadowBrook Financial Mortgage Bankers Corp.
11.2017 - 12.2022
Sr Loan Officer
Intercontinental Capital Group, "icg"
05.2016 - 10.2018
High School Diploma -
New Utrecht High School
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