Summary
Overview
Work History
Skills
Languages
Timeline
AdministrativeAssistant
Marina Cleveland

Marina Cleveland

Littlerock,CA

Summary

Self-driven and motivated bilingual Senior Loan Processor with 15+ years of experience. Possess strong analytical and time management skills. Meticulous attention to details. Proficient in evaluating financial documents and income calculation. Current on all lending and regulatory guidelines and policies. Great at developing relationships with clients. Excellent communicator.

Overview

21
21
years of professional experience

Work History

Loan Officer Assistant

Mariposa Industries/ Self Employed
07.2022 - Current
  • Request initial and missing documents from clients, transaction coordinators, and escrow
  • Order property insurance and master insurance for purchase transactions
  • Track loans from beginning to end to facilitate fast closings
  • Support clients and loan officers daily using bilingual communication.

Senior Loan Processor

Best Capital Funding
04.2017 - 06.2022
  • Prepared detailed loan packages for underwriter submission by analyzing client documentation including tax returns, income calculation, assets, credit report, escrow/title documents, and ran DU/LP on all files.
  • Responsible for TRID on all files.
  • Worked on all approval conditions to clear loan for docs and facilitate accurate and efficient closings.
  • Prequalified buyers for loan officers and real estate agents.
  • Processed all Reverse mortgages, BMR’s and down payment assistance transactions.
  • Monitored and updated status on a pipeline of 25+ loans a month.
  • Provided quick turnaround times to maintain fast-past schedule.
  • Served as a liaison between borrowers, mortgage lender underwriters, loan officers, realtors, and escrow officers to answer questions, provide status, and resolve issues.
  • Trained new loan processors and developed a workflow sheet to assist them in the loan process.
  • Assisted with calls from Spanish speaking clients to answer loan process and loan servicing questions.

Loan Processor

Self Employed
01.2009 - 03.2017
  • Efficiently processed loans for 6 brokers
  • Reviewed loan files for completeness, identified missing documentation, and generated a condition list for applicants
  • Prepared complete loan files for submission by analyzing client documents including income, assets, credit report, and escrow/title documents
  • Worked all conditions to clear the loan for docs and facilitated a clean closing
  • Communicated with borrowers, loan officers, realtors, and escrow officers to answer questions, provide status, and resolve issues.

Loan Processor

Young America Mortgage
06.2003 - 12.2008
  • Office Manager and Senior Loan Processor.
  • Prepared documents for underwriting by verifying client income, credit reports, and other information.
  • Set up and completed loan submission packages.
  • Handled any conditions sent from underwriting departments.
  • Facilitated communication with loan applicants, underwriters and loan officers to optimize process and maintain updated information.
  • Trained new loan processors and office staff.

Skills

  • Type 60WPM
  • Word
  • Excel
  • Calyx
  • Meridian Link (LQB)
  • Encompass
  • LendingPad
  • FHA/VA
  • Reverse Mortgages
  • Conventional
  • NON-QM

Languages

Spanish
Professional Working

Timeline

Loan Officer Assistant

Mariposa Industries/ Self Employed
07.2022 - Current

Senior Loan Processor

Best Capital Funding
04.2017 - 06.2022

Loan Processor

Self Employed
01.2009 - 03.2017

Loan Processor

Young America Mortgage
06.2003 - 12.2008
Marina Cleveland