Matt Raymond
Middleburg,FL
Summary
Accomplished Senior Underwriter at Wells Fargo Auto, recognized for top 10% performance and expertise in CreditRevue System. Excelled in risk management, driving operational excellence, and mentoring juniors. Proven track record in relationship building and credit analysis, ensuring compliance and enhancing decision quality.
Overview
11
11
years of professional experience
Work History
Senior Underwriter
Wells Fargo Auto
04.2014 - Current
- Responsible for reviewing prime, and sub-prime, credit applications.
- 2017 President's Club Recipient. Awarded to employees who were top performers for their respected line of business.
- Consistently finished in top 10% of Underwriters in all performance metrics.
- Over 10 years experience with CreditRevue System.
- Proficient in MS Office: Excel, Word, Powerpoint.
- Implemented continuous improvement initiatives in the underwriting department, driving operational excellence across the team.
- Participated in industry conferences and seminars to stay informed about the latest trends, regulatory changes, and best practices in underwriting.
- Mentored junior underwriters, fostering their professional growth and enhancing team performance.
- Applied knowledge of underwriting guidelines to maintain compliance with applicable regulations and company standards.
- Streamlined underwriting processes for increased efficiency and faster turnaround times.
- Collaborated with sales teams to develop relationships with our dealer partners, resulting in higher dealer satisfaction.
- Improved underwriting decision quality by conducting thorough risk assessments and analyzing client financial data.
Collector 3
Wells Fargo Auto
04.2013 - 04.2014
- Responsible for overseeing portfolio of $250 million to resolve delinquencies on auto loans.
- Collaborated with team members to achieve monthly targets, promoting a positive work environment and boosting overall productivity.
- Contacted customers to discuss payment schedules and set up or immediately process payments.
- Reduced outstanding debts by implementing strategic collections tactics and maintaining open lines of communication with customers.
- Maintained high volume of calls and met demands of busy and productive group.
- Trained new team members on scripts, company services, and collection strategies.
- Maintained accurate records of all collection activities, ensuring compliance with industry standards and regulations.
Education
Bachelor of Arts - Business Administration
Florida State College At Jacksonville
Jacksonville, FL06.2012
Bachelor of Science - Criminal Justice
University of North Florida
Jacksonville08.2005
Skills
- Analyzing data
- Training and mentoring
- Risk evaluations
- Relationship Building
- Credit analysis
- Microsoft Office
- Risk Management
- Risk Assessments
- Quality Assurance
- Documentation Review
Timeline
Senior Underwriter
Wells Fargo Auto
04.2014 - Current
Collector 3
Wells Fargo Auto
04.2013 - 04.2014
Bachelor of Arts - Business Administration
Florida State College At Jacksonville
Bachelor of Science - Criminal Justice
University of North Florida