Matthew H. Arbogast
W Melbourne,Florida
Summary
Dynamic Senior REO and Default Servicing Executive with over 20 years of leadership experience in managing national portfolios exceeding $2 billion and directing teams of more than 100 professionals. Expertise in driving accelerated asset disposition, maximizing recovery rates, and leading large-scale operations during peak foreclosure cycles and FDIC contract transitions. Proven ability to build high-performance teams while enhancing operational efficiency and delivering measurable financial results across complex real estate portfolios. Recognized for deep market insights, strategic planning, and exceptional client relationship management, consistently achieving client satisfaction through tailored real estate solutions and effective negotiation tactics.
Overview
22
22
years of professional experience
Work History
Real Estate Consultant - REO & Default Operations
Real Estate Consultant
United States
01.2021 - 01.2025
- Provided strategic advisory services to real estate firms, asset managers, and investors preparing for cyclical market shifts and distressed asset opportunities.
- Advised firms on REO acquisition and disposition strategies in anticipation of changing foreclosure trends.
- Developed operational frameworks to improve portfolio performance and vendor oversight.
- Provided asset manager training and portfolio optimization consulting.
- Assisted clients in sourcing REO portfolios and distressed opportunities.
Director of Operations
Loan Connection, LLC
Florida
01.2020 - 01.2021
- Led national operations for a commercial lending brokerage serving small to mid-sized businesses.
- Oversaw operational management and loan placement strategies for transactions ranging from $500K-$30M.
- Streamlined internal processes to improve deal flow and underwriting timelines.
- Expanded commercial lending relationships and capital source network.
- Integrated REO sourcing strategy into lending and investment operations.
Business Development Manager
JP & Associates REALTORS
Florida
01.2018 - 01.2020
- Drove revenue growth and market expansion initiatives.
- Developed and executed growth strategies that expanded client base and revenue channels.
- Negotiated high-value contracts and strategic partnerships.
- Conducted market research to identify new income streams and expansion opportunities.
Senior REO Asset Manager
Residential Mortgage Solution
01.2010 - 01.2016
- Managed $50M+ REO portfolio across multiple markets.
- Developed pricing and marketing strategies to accelerate asset liquidation.
- Consistently ranked as a top-performing asset manager.
- Negotiated contracts and optimized net recovery for investors.
Director of REO / GM of Operations
Pinnacle REO Services
01.2009 - 01.2010
- Led vendor networks and internal teams responsible for preparing and marketing REO assets.
- Ensured strict adherence to client-specific servicing guidelines.
FDIC ORE Deputy Director
Prescient Asset Management
01.2008 - 01.2009
- Managed national sales operations under FDIC contract.
- Participated in bank closures and asset consolidations.
- Directed reporting and compliance operations for federal oversight.
- Supervised multiple asset management teams.
- (FDIC Contract)
Director of REO
Taylor, Bean & Whitaker Mortgage Corp.
01.2007 - 01.2008
- Directed REO and Default Servicing operations for $2B national portfolio.
- Led 100+ employees and 13 national sales representatives.
- Managed $5M departmental budget.
- Oversaw multi-state foreclosure pipeline and asset liquidation strategy.
President / CEO
Central Florida REO Network
01.2003 - 01.2006
- Founded and operated full-service brokerage specializing in REO asset management.
- Managed cradle-to-grave disposition for national outsourcing firms and banks.
- Built regional vendor and agent network covering 100-mile service radius.
Education
BSBA - Accounting
University of Central Florida
AA - General Business
Eastern Florida State College
MBA -
Rollins College
Orlando, FL01-1990
Skills
- REO Portfolio Management
- FDIC ORE & Bank Closure Operations
- Asset Disposition & Recovery Strategy
- Default Servicing Oversight
- P&L & Budget Management
- National Vendor Network Management
- Regulatory & Compliance Leadership
- Team Leadership & Organizational Scaling
- Process Optimization & Cost Reduction
- Commercial & Residential Asset Strategy
- Property valuation
- Portfolio management
Timeline
Real Estate Consultant - REO & Default Operations
Real Estate Consultant
01.2021 - 01.2025
Director of Operations
Loan Connection, LLC
01.2020 - 01.2021
Business Development Manager
JP & Associates REALTORS
01.2018 - 01.2020
Senior REO Asset Manager
Residential Mortgage Solution
01.2010 - 01.2016
Director of REO / GM of Operations
Pinnacle REO Services
01.2009 - 01.2010
FDIC ORE Deputy Director
Prescient Asset Management
01.2008 - 01.2009
Director of REO
Taylor, Bean & Whitaker Mortgage Corp.
01.2007 - 01.2008
President / CEO
Central Florida REO Network
01.2003 - 01.2006
AA - General Business
Eastern Florida State College
BSBA - Accounting
University of Central Florida
MBA -
Rollins College
Executive Profile - Summary
Senior REO and Default Servicing Executive with 20+ years of leadership experience managing national portfolios up to $2B and directing teams of 100+ professionals. Proven track record driving accelerated asset disposition, maximizing recovery rates, and leading large-scale operations during peak foreclosure cycles and FDIC contract transitions. Recognized for building high-performance teams, improving operational efficiency, and delivering measurable financial results across complex real estate portfolios.