Summary
Overview
Work History
Education
Skills
Timeline
Generic

Matthew Mastracci

Waterford,MI

Summary

Detail-oriented team player with strong organizational skills. Ability to handle multiple projects simultaneously with a high degree of accuracy.

Overview

7
7
years of professional experience

Work History

Mortgage Broker

Locked-In Lending LLC
09.2019 - Current
  • Explained entire mortgage loan process to borrower.
  • Evaluated borrower financial information, pay stubs and credit history to determine loan possibility.
  • Assessed clients' financial data to determine loan suitability.
  • Collaborated with different lenders to find best possible deal for homebuyers.
  • Researched and updated industry knowledge on changing legislation and regulations.
  • Negotiated loan terms and conditions with customers to secure best deal.
  • Proactively identified solutions for customers experiencing credit issues.
  • Established strong relationships with borrowers, which helped to forge new business opportunities.
  • Worked with underwriters to fix application problems and resolve issues.
  • Analyzed loan applications and credit reports to determine loan eligibility and risk level.
  • Assisted clients in selecting correct loan product and terms to meet needs and financial goals.
  • Researched Seller and Property details using online tools available to glean pertinent information for loan applications and clients loans in process.
  • In charge of compliance and reporting to the NMLS and State of Michigan DIFS.

Senior Mortgage Broker

Home Loan Solutions
01.2018 - 01.2020
  • Communicated with clients, processing teams and other third parties to achieve prompt loan closings.
  • Maintained high level of customer satisfaction by providing prompt and accurate loan status updates.
  • Explained different types of loans pertaining to client situations.
  • Developed extensive network of referral partners to source new mortgage loan opportunities.
  • Processed loan applications and monitored progress from start to finish.
  • Monitored pipelines to track and log status of loans.

Mortgage Broker

Lenderful
06.2016 - 12.2017
  • Established plans and payoffs for customers' loans, prioritizing control of overall costs.
  • Assisted clients with improving financial health by counseling on issues such as excessive spending and borrowing.
  • Identified opportunities to cross-sell and upsell loan products to customers.
  • Explained very technical financial information to applicants in easy to understand language.
  • Assisted in a 'Junior Project Manager' role for the technology buildout for Lenderful from inception through beta testing.

Education

MBA -

Walsh College
Troy, MI
03.2020

Bachelor of Arts - History/Pre-Law

Oakland University
Rochester Hills, MI
05.2009

Skills

  • Brand Development
  • Customer Service and Support
  • Research
  • Training and Coaching
  • Documentation and Reporting
  • Proficient in Excel
  • Document Analysis
  • Financial Analysis
  • Regulatory Compliance
  • Relationship Selling
  • Negotiation Tactics
  • Ethical Business Conduct

Timeline

Mortgage Broker

Locked-In Lending LLC
09.2019 - Current

Senior Mortgage Broker

Home Loan Solutions
01.2018 - 01.2020

Mortgage Broker

Lenderful
06.2016 - 12.2017

MBA -

Walsh College

Bachelor of Arts - History/Pre-Law

Oakland University
Matthew Mastracci