Summary
Overview
Work History
Education
Skills
Interests
Timeline
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MATTHEW PARKER

Platte City,MO

Summary

Experienced Loan Officer adept at assessing customer needs, providing suitable products and guiding customers through the loan process. Handles complex financial transactions using in-depth knowledge of loan products, services and lending regulations. Develops strong customer relationships by providing excellent service. Loan portfolio includes commercial C&I loans, commercial real estate, construction loans, bridge loans, personal loans, and agricultural loans. Experienced in mortgage products including, Conventional, FHA, VA, Rural Development, Non-QM loans, Non-Traditional credit, etc.

Overview

17
17
years of professional experience

Work History

Vice President, Mortgages

Bank of Weston
05.2018 - 02.2025
  • Manage realtor/referral relationships
  • Collect and analyze mortgages applications
  • Compile and evaluate agriculture, commercial and consumer loans
  • Review both commercial and residential appraisals/evaluations
  • Created and implemented a Quality Control Procedure for post-closing reviews
  • Maintained strict confidentiality of bank records and client information
  • Established a reputation as an expert in various loan programs, becoming a trusted resource for colleagues and clients alike
  • Created detailed reports using Sage Works, analyzing potential borrowers' creditworthiness and presenting findings to management for informed decision-making purposes

Assistant Vice President, Loans

Bank of Weston
01.2013 - 05.2018
  • Fostered strong relationships with key clients, leading to repeat business and a significant increase in customer satisfaction ratings.
  • Maintained and oversaw consumer and commercial loan portfolios
  • Evaluated business income statements and balance sheets
  • Implemented business strategies, increasing revenue, and effectively targeting new markets.

Junior Loan Officer

Bank of Weston
07.2011 - 01.2013
  • Received and conducted underwriting starting with 2-4 consumer loan applications per week and moving up to 5-10 per week on average
  • Preserved confidentiality of bank records and client information
  • Learned about different loan products and ways to underwrite loans that follows all compliance and regulations
  • Identified opportunities to cross-sell and up sell loan products to customers.

Customer Service Representative

Bank of Weston
06.2008 - 07.2011
  • Opened customer accounts, including checking, savings and lines of credit
  • Balanced daily cash deposits and bank vault inventory
  • Took roughly 20 calls per day on average to help customers and their issues
  • Ran proof machine 3-4 times daily, and the final run to close business for the day.

Education

AIB Commercial Lending Diploma - Analyzing Financial Statements, General Accounting

American Institute of Banking
Online
01.2013

AIB Consumer Lending Diploma - Principles of Law and Banking, Analyzing Personal Tax Returns

American Institute of Banking
Online
01.2012

AIB General Banking Diploma - Principles of Banking, Marketing Financial Services

American Institute of Banking
Online
01.2011

Skills

  • Proficient in Microsoft Word
  • Cash Flow Analysis
  • Strategic Relationship Development
  • Sage Works Risk Analysis
  • Clear Communication
  • Compliance with Banking Standards
  • Regulatory Compliance
  • Risk Mitigation Strategies
  • Prospective Client Outreach
  • Mortgage Banking Expertise

Interests

  • Color commentater for NorN Productions helping broadcase West Platte High School football games Have done this out of enjoyment for 10 years
  • Volunteering with youth sports programs as a coach or referee
  • Baking or cooking from recipes with my wife and kids

Timeline

Vice President, Mortgages

Bank of Weston
05.2018 - 02.2025

Assistant Vice President, Loans

Bank of Weston
01.2013 - 05.2018

Junior Loan Officer

Bank of Weston
07.2011 - 01.2013

Customer Service Representative

Bank of Weston
06.2008 - 07.2011

AIB Commercial Lending Diploma - Analyzing Financial Statements, General Accounting

American Institute of Banking

AIB Consumer Lending Diploma - Principles of Law and Banking, Analyzing Personal Tax Returns

American Institute of Banking

AIB General Banking Diploma - Principles of Banking, Marketing Financial Services

American Institute of Banking
MATTHEW PARKER