My desire is to use my many years of customer service experience to assist the current management team at Walmart in achieving its goal of making Walmart the best it can be. I am willing to give my full support in achieving these goals.
Overview
33
33
years of professional experience
Work History
Realtor
Charles Ruttenberg Realty
Plainview
08.2017 - 09.2020
Assisted clients in buying and selling residential properties.
Conducted market research to determine property values and trends.
Created detailed property listings with compelling descriptions and visuals.
Guided clients through the home buying process, addressing inquiries promptly.
Negotiated purchase agreements to secure favorable terms for clients.
Organized open houses to showcase properties and attract potential buyers.
Maintained client relationships through regular communication and updates.
Collaborated with mortgage brokers and inspectors for seamless transactions.
Prepared documents such as purchase agreements, deeds, leases and other legal documents related to real estate transactions.
Scheduled home viewings with potential buyers.
Managed real estate transactions from initiation to closing.
Prepared forms needed for real estate transactions, contracts, deeds, closing statements and leases.
Provided guidance and support throughout the entire purchasing process from initial search through closing.
Maintained current knowledge of laws governing real estate transactions in order comply with regulations.
Advised clients on market trends and local real estate conditions, helping them make informed decisions.
Facilitated closing process on behalf of clients and reviewed parts of contracts to resolve issues prior to closing.
Maintained current and accurate CRM database of prospective customers.
Represented buyers and sellers in major real estate transactions.
Promoted sales through advertising, open houses and Multiple Listing Services.
Maintained accurate records of all transactions from start to finish using specialized software programs.
Researched and determined competitive market price.
Answered inquiries from potential buyers regarding features of property listings.
Accompanied buyers during property inspections.
Conferred with escrow companies, lenders and home inspectors to expedite transactions and home buying process.
Collaborated with colleagues to develop strategies for attracting new clients.
Expanded new business with implementation of networking and marketing strategies and generation of sales collateral.
Responded promptly to customer inquiries via phone or email regarding available properties.
Generated leads through networking activities, cold calling prospects, referrals.
Grew client base by acquiring new customers and identifying needs to deliver relevant real estate investments.
Educated customers about mortgage products and loan processes relevant to their needs.
Executed marketing campaigns through cold calling, postcard mailings, and door knocking to generate leads.
Attended industry events such as conferences or seminars related to real estate topics.
Analyzed financial data such as income statements and tax returns to determine affordability levels for potential buyers.
Researched zoning regulations for specific areas when preparing property listings.
Developed relationships with asset management companies and local builders to link affordable units and buyers.
Maintained accurate records of client interactions and transactions.
Facilitated real estate purchases by reviewing listings, accompanying clients to properties and communicating sale conditions.
Oversaw and negotiated offers for real estate purchases on clients' behalf.
Showed residential properties and explained features, value and benefits of available homes.
Presented properties to potential buyers and addressed questions.
Promoted property sales through advertisements, open houses and participation in multiple listing services.
Managed sales pipeline by actively following up with prospects and hot leads.
Established and maintained positive relationships with owner banks, non-owner banks, attorneys, mortgage lenders and builders.
Promoted active listings through social media marketing, open houses and newsletters.
Developed and presented purchase offers to sellers for consideration.
Created professional sales presentations to effectively communicate product quality and market comparisons.
Explained financial requirements and analytical data to potential buyers and sellers.
Established key business relationships within industry by using responsiveness, efficiency and deep knowledge of real estate industry.
Realtor
Exit Realty Central
Ozone Park
02.2015 - 08.2017
Assisted clients in buying and selling residential properties.
Conducted market research to determine property values and trends.
Created detailed property listings with compelling descriptions and visuals.
Guided clients through the home buying process, addressing inquiries promptly.
Maintained client relationships through regular communication and updates.
Collaborated with mortgage brokers and inspectors for seamless transactions.
Prepared documents such as purchase agreements, deeds, leases and other legal documents related to real estate transactions.
Managed real estate transactions from initiation to closing.
Prepared forms needed for real estate transactions, contracts, deeds, closing statements and leases.
Scheduled home viewings with potential buyers.
Negotiated purchase agreements to secure favorable terms for clients.
Organized open houses to showcase properties and attract potential buyers.
Maintained current knowledge of laws governing real estate transactions in order comply with regulations.
Advised clients on market trends and local real estate conditions, helping them make informed decisions.
Provided guidance and support throughout the entire purchasing process from initial search through closing.
Facilitated closing process on behalf of clients and reviewed parts of contracts to resolve issues prior to closing.
Maintained current and accurate CRM database of prospective customers.
Represented buyers and sellers in major real estate transactions.
Promoted sales through advertising, open houses and Multiple Listing Services.
Maintained accurate records of all transactions from start to finish using specialized software programs.
Researched and determined competitive market price.
Accompanied buyers during property inspections.
Answered inquiries from potential buyers regarding features of property listings.
Conferred with escrow companies, lenders and home inspectors to expedite transactions and home buying process.
Collaborated with colleagues to develop strategies for attracting new clients.
Expanded new business with implementation of networking and marketing strategies and generation of sales collateral.
Responded promptly to customer inquiries via phone or email regarding available properties.
Educated customers about mortgage products and loan processes relevant to their needs.
Generated leads through networking activities, cold calling prospects, referrals.
Grew client base by acquiring new customers and identifying needs to deliver relevant real estate investments.
Executed marketing efforts via cold calling, postcard mailings and door knocking,
Reviewed inspection reports prior to closing ensuring that all necessary repairs were completed.
Generated list of properties to meet specific client needs.
Conducted home buyer workshops, educating buyers on home purchasing process.
Attended industry events such as conferences or seminars related to real estate topics.
Analyzed financial data such as income statements and tax returns to determine affordability levels for potential buyers.
Researched zoning regulations for specific areas when preparing property listings.
Facilitated new property listing to increase inventory.
Developed relationships with asset management companies and local builders to link affordable units and buyers.
Maintained accurate records of client interactions and transactions.
Facilitated real estate purchases by reviewing listings, accompanying clients to properties and communicating sale conditions.
Oversaw and negotiated offers for real estate purchases on clients' behalf.
Showed residential properties and explained features, value and benefits of available homes.
Presented properties to potential buyers and addressed questions.
Promoted property sales through advertisements, open houses and participation in multiple listing services.
Managed sales pipeline by actively following up with prospects and hot leads.
Established and maintained positive relationships with owner banks, non-owner banks, attorneys, mortgage lenders and builders.
Promoted active listings through social media marketing, open houses and newsletters.
Developed and presented purchase offers to sellers for consideration.
Created professional sales presentations to effectively communicate product quality and market comparisons.
Explained financial requirements and analytical data to potential buyers and sellers.
Established key business relationships within industry by using responsiveness, efficiency and deep knowledge of real estate industry.
Prepared and delivered sales presentations.
Identified potential buyers through cold calling.
Increased personal revenue by completing multiple home and property sales.
Collaborated with escrow companies, lenders and home inspectors to fulfill terms and conditions of purchase agreements.
Enhanced customer satisfaction ratings by effectively and swiftly resolving issues.
Met with clients to research cases, collect data and prepare settlement packages.
Prepared newly purchased homes for clients prior to arrival.
Scheduled and attended weekly appointments with clients.
Tracked weekly sales to develop senior leadership reports for corrective action planning.
Director, Owner
MEH Financial Industries
Riverdale
01.1988 - 01.2017
Designed and Implemented Employee Benefits Packages for primarily Japanese-owned corporations all over the United States.
Developed, implemented, and monitored employee benefits programs such as health insurance, retirement plans, disability insurance, and other related policies.
Administered employee benefits programs and ensured compliance with regulations.
Negotiated with benefits vendors to secure cost-effective services for the organization.
Collaborated with executive teams to drive organizational growth and innovation.
Oversaw budgeting processes to allocate resources effectively across departments.
Evaluated and recommended enhancements to existing benefit plans for employees.
Analyzed employee benefit plans and recommended changes to ensure compliance with applicable laws and regulations.
Prepared detailed reports on benefit plan costs, utilization data, and claims information.
Assisted with the preparation of annual budgets related to the costs associated with offering employee benefits.
Participated in meetings with senior management teams to discuss strategies for improving the company's overall benefits program.
Conducted research on current market trends in employee benefits packages.
Collaborated with team members across multiple departments in order to develop innovative solutions for addressing complex challenges within the organization's existing benefit structure.
Provided guidance to management on best practices for administering employee benefits plans.
Stayed current with benefits trends and legislation through continuous education and professional development.
Maintained up-to-date knowledge of relevant laws and regulations governing employer sponsored health care plans.
Mastered state and Federal benefit laws Including ERISA, FMLA, COBRA, HIPAA and 401k administration.
Produced detailed reports and data models to help clients pick optimal plans.
Assisted with the preparation of reports and presentations on benefits programs for senior management.
Collaborated with team members to enhance benefits communication strategies.
Conducted training sessions on benefits enrollment processes for new hires.
Trained HR team members on benefits administration best practices.
Supported open enrollment initiatives to facilitate smooth transitions for employees.
Managed the enrollment process for new hires and existing employees into benefit plans.
Coordinated open enrollment periods for employees to make changes to their benefits coverage.
Checked accuracy and completeness of benefits applications and documents.
Reviewed invoices from vendors providing services related to employee benefits programs.
Assisted employees with benefits inquiries and resolved issues efficiently.
Answered employee questions regarding health benefits and 401k options.
Advised human resources staff on proper procedures for handling various types of employee benefit inquiries or requests.
Developed golden handcuff plans tailored for executives to retain top talent.
Managed group disability plans to provide financial support during employee illness.
Oversaw group pension and 401K plans to secure employees' financial futures.
Designed comprehensive benefits packages that included medical, dental, and life insurance options.
Prepared detailed reports on employee benefit usage and trends regularly.
Evaluated new products offered by insurers or other providers that could be included in the company's existing portfolio of offerings.
Stayed current with benefits trends and legislation through continuous education and professional development.
Negotiated with benefits vendors to secure cost-effective services for the organization.
Provided training and support to HR team members on benefits administration best practices.