Max Nagelsmith

Financial Intelligence Manager: Accounting & Finance - NBT Bancorp, Inc. (2021-Present)

• Lead team to collect, mine and interpret wealth management, commercial, small business and consumer banking data. Identify key financial trends to facilitate division's workflow and executive decision-making.
• Point person between business line leaders and IT teams to create new analytical solutions. Streamline current reporting, and centralize data for ease of use across our divisions.
• Conduct updating, quality and control of income statement and financial reports to management team, ensuring precision of information. Delivery of reports always done in a timely fashion on a monthly and quarterly basis.
• Detail-oriented team player with strong organizational skills. Ability to handle multiple projects simultaneously with a high degree of accuracy.
• Curious and continuous learner in the data and analytics field.

Wealth Management Intelligence Analyst: NBT Wealth Management - NBT Bancorp, Inc. (2017-2021)

• Increased the Business Intelligence initiative from 5 to 80 monthly dashboards visualizing KPI's through financial and trend analyses.
• Worked with internal stakeholders and external vendors to consolidate wealth management data from various data warehouses.
• Identified data and analytical needs of the wealth management division, to provide intelligence into our Trust, Investment Services, Insurance and Retirement Planning lines of business.
• Highly motivated and goal-driven analyst skilled in collecting, monitoring and studying data to analyze financial status. Tech-savvy in use of spreadsheets, accounting and financial management software.

Personal Financial Planner: Foundational Counseling - Ayco, a Goldman Sachs Company (2015-2017)

• Worked with clients to evaluate personal financial objectives and provide guidance on asset allocation, retirement, college fund, cash flow, and tax planning.
• Developed relationships through comprehensive, tailored discussions, tying financial goals to personal situations.
• Collaborated with team members to provide more complex solutions for clients of high net worth.
• A licensed General Securities Representative. Successful completion of the Series 7 exam demonstrated a thorough knowledge of securities through FINRA.
• Achieved a 95% - 100% client satisfaction rating on quarterly surveys.

• Initiated NBT Bank wealth management division's business intelligence team, providing deep data analysis to executives.
• Led projects to increase awareness of the impact of data analysis on informed decision-making.
• Served as point person for Ayco's Fortune 500 financial planning employee benefit program.
• Developed retirement, investment, college funding and cash flow plans for clients helping to improve their financial futures.

• Drive financial strategy and business growth by leveraging key performance indicators to optimize decision making, enhance operational efficiency, and maximize profitability.
• Adapt to an ever-changing business environment, creating new solutions for today's problems.
• Commit to continuous learning and professional development in finance and analytics, staying at the forefront of industry trends and emerging technologies to drive innovation within the organization.