Mayra Herrera
ANAHEIM,CA
Summary
Outgoing Jr Loan Processor with 5 years of loan processing experience. Fantastic salesman with proven eye for detail and goal-oriented mindset. Known for closing sales quickly. Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals. Detail-oriented team player with strong organizational skills. Ability to handle multiple projects simultaneously with a high degree of accuracy. To seek and maintain full-time or part time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills.
Overview
12
12
years of professional experience
Work History
Real Estate Agent
All In One Real Estate
03.2012 - Current
- Collaborated with stakeholders to complete property sales and purchases.
- Streamlined communication between all parties involved in transactions, ensuring smooth closings and satisfied clients.
- Developed strong relationships with mortgage brokers, attorneys, and other professionals to streamline home buying process for clients.
- Maintained up-to-date knowledge on local zoning regulations, providing valuable insights to both buyers and sellers throughout transactions.
- Reduced loan application errors by implementing thorough quality control process for all submitted applications.
- Communicated acceptance or rejection to applicants via mail, email, telephone or personal consultations.
- Expedited mortgage approval times by proactively resolving any discrepancies in borrower documentation.
- Improved overall organizational efficiency by maintaining accurate electronic files of all mortgage-related documents within company databases.
- Mitigated risk exposure for organization through careful evaluation of applicant creditworthiness before proceeding with loan process.
- Prepared file for final clear-to-close by branch management.
- Collaborated with sales teams to develop marketing materials promoting mortgage products and services offered to potential clients.
- Set up and completed loan submission packages.
- Provided exceptional customer service while guiding borrowers through entire loan process from pre-qualification to closing.
- Collaborated with Loan Officers to provide timely, accurate service for clients throughout entire mortgage process.
- Streamlined client communications by creating an organized system for tracking correspondence and follow-ups.
- Developed comprehensive understanding of loan processing regulations and laws to be fully compliant.
- Analyzed credit reports to assess risk and determine applicants' ability to repay loans.
- Consulted with outside vendors to identify and resolve loan closing issues.
- Analyzed borrower credit reports and income statements to verify accuracy.
- Developed strong working relationships with real estate agents, further expanding referral networks for company.
Mortgage Jr Loan Processor /Loan Processor
C & C Financial Corp
03.2014 - 04.2022
- Reduced loan application errors by implementing thorough quality control process for all submitted applications.
- Communicated acceptance or rejection to applicants via mail, email, telephone or personal consultations.
- Expedited mortgage approval times by proactively resolving any discrepancies in borrower documentation.
- Improved overall organizational efficiency by maintaining accurate electronic files of all mortgage-related documents within company databases.
- Mitigated risk exposure for organization through careful evaluation of applicant creditworthiness before proceeding with loan process.
- Collaborated with sales teams to develop marketing materials promoting mortgage products and services offered to potential clients.
- Set up and completed loan submission packages.
- Collaborated with Loan Officers to provide timely, accurate service for clients throughout entire mortgage process.
- Provided exceptional customer service while guiding borrowers through entire loan process from pre-qualification to closing.
- Streamlined client communications by creating organized system for tracking correspondence and follow-ups.
- Developed comprehensive understanding of loan processing regulations and laws to be fully compliant.
- Analyzed credit reports to assess risk and determine applicants' ability to repay loans.
- Analyzed borrower credit reports and income statements to verify accuracy.
- Consulted with outside vendors to identify and resolve loan closing issues.
- Developed strong working relationships with real estate agents, further expanding referral networks for company.
- Optimized workflow management by prioritizing high-priority tasks and meeting strict deadlines consistently.
Loan Closer/Retail Sales Associate
IHL Wholesale/ The Money Source Inc
09.2011 - 08.2012
- Affirmed loan document accuracy to protect lenders from potential fraud.
- Worked closely with funding department to ensure prompt disbursement of funds following successful loan closings.
- Stayed up to date on loan regulation changes, processing loan applications in compliance with current laws.
- Conducted thorough post-closing audits to identify areas for improvement and implement necessary changes accordingly.
- Confirmed applicants met lender requirements to repay loans by reviewing applications to determine eligibility.
- Managed high volume of loans while maintaining strict attention to detail and consistently meeting deadlines.
- Stayed up-to-date on industry regulatory changes and best practices in order to maintain compliance at all times during loan closings.
Education
Some College (No Degree) -
Fullerton College
Fullerton, CAHigh School Diploma -
Anaheim High School
Anaheim, CA06.1999
Skills
- Microsoft Office
- Critical Thinking
- Social Perceptiveness
- Computer Skills
- Calm Under Pressure
- Teamwork and Collaboration
- Friendly, Positive Attitude
- Troubleshooting
- Analytical Thinking
- Verbal Communication
- Multitasking Abilities
- Cultural Awareness
- Quality Assurance
- Organizational Skills
- Team building
- Google Drive
Languages
Spanish
Professional Working
Timeline
Mortgage Jr Loan Processor /Loan Processor
C & C Financial Corp
03.2014 - 04.2022
Real Estate Agent
All In One Real Estate
03.2012 - Current
Loan Closer/Retail Sales Associate
IHL Wholesale/ The Money Source Inc
09.2011 - 08.2012
Some College (No Degree) -
Fullerton College
High School Diploma -
Anaheim High School