Summary
Overview
Work History
Education
Skills
Websites
Timeline
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Melissa Mohr

The Woodlands

Summary

Credit Analyst with strong expertise in credit analysis and loan processing. Successfully manages multiple commercial loan requests, analyzing creditworthiness and working closely with lenders to optimize portfolio performance and reduce loan exceptions.

Overview

12
12
years of professional experience

Work History

Credit Analyst II

Lead Bank
The Woodlands
11.2022 - Current
  • Completed up to six commercial loan requests and annual reviews per month
  • Analyzed creditworthiness of commercial loan applicants, analyzed financial statements and determined credit risk of loan requests
  • Worked in tandem with lenders and loan processing team to ensure proper and necessary analysis of information had been completed
  • Analyzed and monitored portfolio credit performance annually against expectations and recommended improvement strategies

Portfolio Manager

Capital Bank
Houston
01.2019 - 11.2022
  • Prepared and Reviewed Loan Documents
  • Ordered information such as credit reports, environmental assessments, and property appraisals
  • Delivered excellent customer service and answered questions from borrowers throughout loan process
  • Processed SBA 7A and 504 Loans
  • Assisted Lenders in growing their loan portfolio by 50% and reducing their loan exceptions by 30%

Manager

Chick-fil-A
Houston
03.2014 - 12.2018
  • Cross-trained existing employees to maximize team agility and performance
  • Compiled data highlighting key metrics to report information, determine trends and identify methods for improving store results
  • Evaluated employees' strengths and assigned tasks based upon experience and training

Education

BBA - Finance

University of Houston
Houston, TX
12-2018

Skills

  • Credit analysis
  • Loan Processing
  • Attention to detail
  • Critical thinking
  • Problem-solving
  • Multitasking
  • Business Relationship
  • Communication skills

Timeline

Credit Analyst II

Lead Bank
11.2022 - Current

Portfolio Manager

Capital Bank
01.2019 - 11.2022

Manager

Chick-fil-A
03.2014 - 12.2018

BBA - Finance

University of Houston
Melissa Mohr