Melissa Wonch
SPOKANE
Summary
Demonstrates strong analytical, communication, and teamwork skills, with proven ability to quickly adapt to new environments. Eager to contribute to team success and further develop professional skills. Brings positive attitude and commitment to continuous learning and growth.
Overview
10
10
years of professional experience
1
1
Certification
Work History
LENDING CLOSING SUPPORT SPECIALIST IV- LARGE LOANS
CADENCE BANK
10.2021 - Current
- Review Commercial Loans $2.5MM and above for lien perfection and loan policy requirements with various types of collateral.
- Review entity documentation for completeness from various state.
- Review attorney prepared loan documents for accuracy from various states.
- Create spreadsheets and log systems to track applications and productively.
- Ensure compliance with Federal Regulations and bank loan policies by staying up-to-date on industry standards and implementing necessary changes to processes.
- Collaborate with various departments for expedited loan reviews and approvals for smooth commercial loan processing, resulting in increased productivity within the team.
- Foster a positive work environment through open communication channels between team members in order to maintain high morale among colleagues.
- Maintain strict adherence to data privacy regulations by ensuring proper handling of sensitive client information during loan processing activities.
- Achieve high levels of satisfaction and continuously surpassed personal productively goals by consistently meeting or exceeding lending staff's expectations throughout the loan process while maintaining a high level of accuracy in processing commercial loan transactions.
- Assist in training new employees on company policies, procedures and commercial lending requirements.
LOAN PRODUCTION SPECIALIST
TEXAS GULF BANK
06.2019 - 10.2021
- Coordinated Real Estate loans with loan officer, borrowers, title companies and attorneys.
- Reviewed various non Real Estate commercial collateral.
- Prepared and mailed out loan disclosures for TRID Loans.
- Reviewed and satisfied processing and underwriting conditions.
- Reviewed entity loan documents for completeness and in good standing with the Secretary of State of Texas.
- Ordered Flood certs, appraisals, and environmental reports.
- Reviewed loan documents from the title company and attorney.
- Prepared loan documents in LaserPro.
- Prepared and Reviewed interim construction loan draw request.
- Ordered UCC searches and filed UCC’s.
- Verified Insurance Coverages.
- Advanced funds on Line of Credit files.
- Prepared SBA Paycheck Protection Program Loans in LaserPro.
- Submitted SBA Paycheck Protection Program Loans for forgiveness and payment from the SBA.
LICENSED LOAN PARTNER II
HERITAGE HOME LOANS
06.2016 - 06.2019
- Reviewed 1003 applications, appraisal reports and documents for completeness and accuracy.
- Prepared and sent out TRID disclosures.
- Reviewed and satisfied underwriting and processing conditions.
- Worked closely with title companies and realtors to ensure smooth and timely closings.
- Responsible for administrative activities and worked with Marketing Director for promotional material.
- Tracked and communicated all loan details and updates to applicable parties.
- Worked with local builder on new construction loans once in the final stages of closing with individual buyers and closings.
- Attended Real Estate Open Houses on behalf of Loan Officer for networking and relationship building with future customers.
- Attended and taught first time home buyer courses with a local Realtor for customers receiving state down payment assistance.
OFFICE MANAGER
MAVERICK CATTLE COMPANY
03.2015 - 05.2016
- Responsible for overseeing and enforcing TXDOT policies, office policy and procedures.
- Handled both office and employment management.
- Was the public relations contact and provided professional services to both public and vendors.
- Accounts receivable, payable and completed payroll.
- Responsible for monitoring and accessing all business accounts, maintenance records and scheduling of the 9 active trucks and trailers.
- Complied with all regulatory compliance with Texas Department of Transportation, US Department of Transportation and the Motor Carrier Safety Administration.
Education
Bachelor of Arts - ECONOMICS
TEXAS TECH UNIVERSITY
LUBBOCK, TEXAS12-2014
Skills
- Customer service
- Recordkeeping skills, Data Collection
- Teamwork and collaboration
- Friendly, positive attitude
- Problem-solving, Critical thinking
- Attention to detail
- Flexible and adaptable
- Dependable and responsible
- Multitasking
- Excellent communication
- Computer skills
- Organization and time management
Certification
NMLS (NATIONWIDE MORTGAGE LICENSING SYSTEM) # 1705501: MARCH 2018- JAN 2022
Timeline
LENDING CLOSING SUPPORT SPECIALIST IV- LARGE LOANS
CADENCE BANK
10.2021 - Current
LOAN PRODUCTION SPECIALIST
TEXAS GULF BANK
06.2019 - 10.2021
LICENSED LOAN PARTNER II
HERITAGE HOME LOANS
06.2016 - 06.2019
OFFICE MANAGER
MAVERICK CATTLE COMPANY
03.2015 - 05.2016
Bachelor of Arts - ECONOMICS
TEXAS TECH UNIVERSITY
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