Open To Work
Mercedes Lovalvo
Loan Processor
Escalon,CA
Summary
Seeking a 100% Remote position as Mortgage Loan Processor that will allow me to utilize my skills to my fullest. Bringing 15 years of experience in Mortgage and financial position as well as strong interpersonal, organizational and computer skills. Builds client rapport and assesses needs to provide appropriate resources.
Overview
20
20
years of professional experience
Work History
Family Resource Specialist
Family Resources Care Connect
Stockton, CA
09.2023 - Current
- Develop and implement strategies to reduce and prevent family conflict.
- Offer care and supervision by monitoring the well-being and safety of children under the Family Resource
Center's supervision.
• Facilitate skill development and conduct activities that support the growth of children's abilities and knowledge.
• Establish a nurturing environment and promote a safe, supportive setting that enables children to learn and
develop effectively.
• Promote social development and foster positive social interactions among children.
• Update parents on their child's progress and address concerns.
• Adhere to health and safety regulations and guidelines.
• Partner with fellow child care providers, educators, and healthcare specialists whenever necessary.
Mortgage Loan Processor
CMG Financial Services
Pleasanton, United States
04.2023 - 08.2023
- Reviewed loan applications and verified accuracy of borrower information
- Analyzed financial data such as income, assets, liabilities, and credit history to determine risk factors associated with each loan application
- Submitted completed loan packages to underwriting department for approval or denial decisions
- Ordered appraisals and title services on behalf of borrowers when necessary
- Coordinated activities between lenders, attorneys, realtors, insurance companies
- Determined loan eligibility by conducting income analysis, credit checks and repayment ability reviews
- Processed loan documents and ensured compliance with federal regulations
- Prepared closing documents, including title policies, deeds, and other related items
- Ordered property insurance or mortgage insurance policies to protect against loss on mortgaged property
Mortgage Loan Processor
Homebridge Financial
Pleasanton, United States
09.2020 - 03.2023
- Performed post-closing follow up on file completion requirements.
- Submitted completed loan packages to underwriting department for approval or denial decisions.
- Reviewed HUD-1 settlement statements prior to closings.
- Assessed credit reports to determine eligibility for mortgage loans.
Mortgage Loan Processor
Synergy One Mortgage
Modesto, United States
05.2019 - 09.2020
- Reviewed and corrected errors on interest, principal and closing costs.
- Contacted credit bureaus, employers and other sources to check applicants' credit and personal references.
- Interviewed loan applicants to obtain personal and financial data and assist in completing applications.
Work Preference
Job Search Status
Open to workWork Type
Full TimeLocation Preference
RemoteSalary Range
$57000/yr - $200000/yrSkills
- Bilingual-Spanish (read/write)
- Proficient in Calyx Point, Encompass, BYTE software
- Knowledgeable in Bond, Conventional, FHA, VA, USDA and Bond Loans
- Multi-tasking/Goal Setting/Pipeline Management
- Effective Communication
- Self Motivation
Timeline
Family Resource Specialist
Family Resources Care Connect
09.2023 - Current
Mortgage Loan Processor
CMG Financial Services
04.2023 - 08.2023
Mortgage Loan Processor
Homebridge Financial
09.2020 - 03.2023
Mortgage Loan Processor
Synergy One Mortgage
05.2019 - 09.2020