Mercedes Lovalvo
Escalon,CA
Summary
Seeking a 100% Remote position as Mortgage Loan Processor that will allow me to utilize my skills to my fullest. Bringing 15 years of experience in Mortgage and financial positions.
Overview
15
15
years of professional experience
Work History
Mortgage Loan Processor
CMG Financial Services
Pleasanton, United States
04.2023 - 08.2023
- Reviewed loan applications and verified accuracy of borrower information
- Analyzed financial data such as income, assets, liabilities, and credit history to determine risk factors associated with each loan application
- Submitted completed loan packages to underwriting department for approval or denial decisions
- Ordered appraisals and title services on behalf of borrowers when necessary
- Coordinated activities between lenders, attorneys, realtors, insurance companies
- Determined loan eligibility by conducting income analysis, credit checks and repayment ability reviews
- Processed loan documents and ensured compliance with federal regulations
- Prepared closing documents, including title policies, deeds, and other related items
- Ordered property insurance or mortgage insurance policies to protect against loss on mortgaged property
Mortgage Loan Processor
Homebridge Financial
Pleasanton, United States
09.2020 - 03.2023
- Performed post-closing follow up on file completion requirements.
- Submitted completed loan packages to underwriting department for approval or denial decisions.
- Reviewed HUD-1 settlement statements prior to closings.
- Assessed credit reports to determine eligibility for mortgage loans.
Mortgage Loan Processor
Synergy One Mortgage
Modesto, United States
05.2019 - 09.2020
- Reviewed and corrected errors on interest, principal and closing costs.
- Contacted credit bureaus, employers and other sources to check applicants' credit and personal references.
- Interviewed loan applicants to obtain personal and financial data and assist in completing applications.
Skills
- Bilingual-Spanish (read/write)
- Proficient in Calyx Point, Encompass, BYTE software
- Knowledgeable in Bond, Conventional, FHA, VA, USDA and Bond Loans
- Multi-tasking/Goal Setting/Pipeline Management
- Effective Communication
- Self Motivation
Timeline
Mortgage Loan Processor
CMG Financial Services
04.2023 - 08.2023
Mortgage Loan Processor
Homebridge Financial
09.2020 - 03.2023
Mortgage Loan Processor
Synergy One Mortgage
05.2019 - 09.2020
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