MiAsia Livingston
Winston-Salem,NC
Summary
Self-motivated professional with 10 years in the mortgage industry looking for a change in the mortgage field to provide my administrative-level support in the ever-changing business environment.
Overview
10
10
years of professional experience
Work History
Disclosure Specialist
First National Bank Of Pennsylvania
06.2021 - Current
- Verified loan files meet specific guidelines for completeness, accuracy, and are in compliance with TRID prior to delivery of disclosures within the three days of application date to meet Federal Regulations.
- Responsibilities also included delivery and preparation of re-disclosures, updating the information due to change of circumstance as loan amount changes, re-locking loan due to interest rate changes, program changes, etc. Maintain current knowledge and understanding of all new and updated RESPA guidelines.
Mortgage Loan Processor
Intercontinental Capital Group, "icg"
12.2018 - 06.2021
- Supported and work with sales, managers, and assisted loan officers with submissions of their files with detailed and completeness.
- Verify and review credit, income, assets, property appraisals, and title / escrow information for closing and funding of loan applications.
- Set up and completed loan submission packages.
- Communicated with originator and applicant concerning progress of loan file.
Loan Processor
Bank Of America
01.2016 - 09.2018
- Analyzed applicants financial status credit and property evaluation to determine feasibility of granting loan.
- I evaluated, documented, and issued pre-qualification approvals for mortgage applicants.
- Executed the loan origination process, including ordering credit reports, appraisals and preliminary title reports.
Loan Funder / Closer
Mphasis Digital Risk
01.2014 - 01.2016
- Competently managed and closed all assigned loans, enabling fast closings that were free from errors and issues.
- Maintained checklists of required documentation and open issues affecting closings.
- Verified closing financial disclosure amounts against settlement and escrow agent figures to accurately reflect borrowers' bottom-line costs.
- Reviewed titles, insurance and flood zone certifications to meet closing standards for each property.
Education
Associate of Science - Accounting
Guilford College
Greensboro, NCHigh School Diploma -
Cornerstone Christian School
2010
Skills
- Customer Service
- Microsoft Office proficiency
- Self-directed
- Knowledge in FNMA/FHLMC and FHA/VA programs required
- Dedicated team player
Timeline
Disclosure Specialist
First National Bank Of Pennsylvania
06.2021 - Current
Mortgage Loan Processor
Intercontinental Capital Group, "icg"
12.2018 - 06.2021
Loan Processor
Bank Of America
01.2016 - 09.2018
Loan Funder / Closer
Mphasis Digital Risk
01.2014 - 01.2016
Associate of Science - Accounting
Guilford College
High School Diploma -
Cornerstone Christian School
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