Summary
Overview
Work History
Education
Skills
Timeline
Generic

Michael Cowden

1 Overlook Drive ,IL

Summary

Skilled in relationship building, customer communication, lead conversion, and team management in a fast-paced commission-based environment. Have the ability to motivate teams, improve sales performance, and grow business operations at a young age. Built a disciplined work ethic through working 60–80 hours per week as a 1099 independent contractor, developing resilience, self-motivation, and a results-driven mindset.

Overview

3
3
years of professional experience

Work History

Life Insurance Broker

Self Employed
Naperville, IL
09.2024 - 02.2026
  • Built and operated an independent life insurance office focused on client acquisition, sales performance, and agent development.
  • Recruited, trained, and managed a team of licensed insurance agents, driving production through mentorship, accountability, and sales coaching.
  • Generated consistent sales through referrals, Running Facebook/Google Ads and virtual/in-person client consultations.
  • Conducted needs-based financial assessments and matched clients with appropriate life insurance solutions including term, whole life, universal life, and final expense coverage.
  • Managed the full sales cycle from lead generation and appointment setting to policy placement and client retention.
  • Developed strong expertise in objection handling, closing techniques, and relationship-based sales strategies.
  • Maintained relationships with multiple insurance carriers to provide competitive product options and maximize client value.
  • Oversaw office operations, agent performance tracking (CRM’s), onboarding, and daily sales activity(CPA and ROI) to improve team performance.

Business Consultant

International Services Inc
Arlington Heights, IL
06.2023 - 09.2024
  • Collaborated with cross-functional teams to implement process enhancements and drive project success.
  • Increased client satisfaction by implementing tailored solutions for their unique business needs.
  • Delivered successful projects within tight deadlines, ensuring consistent client satisfaction and timely project completion.
  • Established strong client relationships through excellent communication and negotiation skills to secure long-term contracts.
  • Collaborated with cross-functional teams to develop strategic business plans and solutions.

Education

High School Diploma -

Lake Zurich High School
Lake Zurich, IL
05-2024

Skills

    Objection Handling

  • Social media marketing
  • CRM software proficiency
  • Follow-up strategies
  • Insurance sales expertise
  • Building relationships
  • Client relationship management
  • Client service
  • Client education
  • Upselling strategies
  • New agent training
  • HIPAA compliance

Timeline

Life Insurance Broker

Self Employed
09.2024 - 02.2026

Business Consultant

International Services Inc
06.2023 - 09.2024

High School Diploma -

Lake Zurich High School