Michael Ruble
Annapolis,MO
Summary
Detail-oriented and driven professional with 16 years of experience in telecommunications installation and repair, complemented by 25 years in construction focused on flipping and remodeling houses, along with a decade of catering expertise as a small business owner. Strong analytical, communication, and teamwork skills facilitate quick adaptation to new environments while fostering collaboration. A commitment to continuous learning and growth supports contributions to team success and achievement of positive results. Poised to tackle new challenges as a Field or Virtual Adjuster, bringing a positive attitude and dedication to advancing organizational objectives.
Overview
4
4
years of professional experience
1
1
Certification
Work History
Cat Adjuster
Mid-America Cat
Tifton, GA
10.2024 - 11.2024
- Supported disaster response efforts during Hurricanes Helen and Milton.
- Drafted and submitted claims for Auto Owners and Nationwide.
- Utilized estimating software to generate accurate repair cost assessments for damaged properties.
- Managed complex claims involving multiple properties or significant loss values effectively while adhering to strict deadlines imposed by insurance carriers or state statutes of limitations.
- Provided support during catastrophic events, working long hours to handle a large influx of claims efficiently and compassionately.
Cat Adjuster
Pilot Catastrophe Services – Cat Adjuster
US
05.2024 - Current
- Conducted thorough inspections of both interior and exterior aspects of residential properties.
- Achieved timely claim submissions through proficient use of Xactimate and Symbility. Improved claim processing efficiency by collaborating with team members. Enhanced overall documentation quality, leading to reduced errors in claims.
- Executed detailed sketches utilizing Xactimate and Symbility software.
- Contributed to AmFam CAT team operations by executing assigned tasks and collaborating with team members.
- Evaluated claims to determine coverage and liability based on policy terms.
- Collaborated with clients to gather necessary documentation for claims processing.
- Conducted thorough investigations of claims, ensuring compliance with industry standards.
- Assisted clients in understanding their insurance coverage by explaining complex terms and conditions clearly and concisely.
Property Field Adjuster
Ryze Claims Solutions
Annapolis, MO
05.2022 - Current
- Conducted thorough inspections of both interior and exterior aspects of residential properties.
- Created precise drawings with Xactimate and Symbility to support effective claims processing and project planning.
- Cultivated a proactive approach to responsibilities, ensuring high standards of performance and reliability.
- Executed tasks efficiently in rapidly changing environments, contributing to overall team success.
- Demonstrated ability to operate autonomously while contributing effectively within team settings.
- Utilized strong organizational and time management skills to efficiently manage multiple projects, ensuring timely completion.
- Evaluated property damage claims through thorough inspections and detailed assessments.
- Collaborated with homeowners to document damages and gather necessary information for claims processing.
Cat Adjuster
Pilot Catastrophe services
Los Angeles, CA
01.2025 - 02.2025
- Analyzed and articulated total loss claims for Palisade and Eaton fires, detailing damages and supporting evidence.
- Analyzed client information and prepared detailed claims for CFP and AAA, enhancing accuracy and efficiency in submissions.
- Maintained strong relationships with policyholders, agents, and colleagues by consistently demonstrating professionalism, empathy, and effective communication skills.
- Ensured compliance with state regulations and company policies through diligent review of all claim-related materials.
- Investigated and assessed damage to property and reviewed property damage estimates.
- Conducted on-site field inspections to assess damages firsthand, allowing for more accurate estimates and informed decision-making regarding repair costs or total loss assessments.
- Delivered exceptional customer service to policyholders by communicating important information and patiently listening to issues.
Education
Texas Pre-license 40-hour in-class training -
MOCAT Adjusters
01.2023
New Adjuster 40-hour in-class training including Scoping and Xactimate 6-day program - undefined
MOCAT Adjusters
01.2023
Skills
- ALL-LINES TRAINING
- MOCAT Adjusters pre-licensing coursework completion
- Proficient in Xactimate and damage assessment
- Proficient in Symbility
- Friendly, positive attitude
- Teamwork and collaboration
- Customer service
- Problem-solving
- Organization and time management
- Dependable and responsible
- Attention to detail
Certification
- Licensed Adjuster – All Lines DHS Texas # 2948771
- Licensed In: LA, MS, AR, KY, TX, OK, WA, OR, ID, MT, WV, MN, IN, FL, NC, SC, UT, NV, WY, MI
- Xactimate Level 1 & 2 Certification
- MOCAT Gold Certification
- Symbility Mobile Claims
- FAA drone license
- Docu sketch camera
Timeline
Cat Adjuster
Pilot Catastrophe services
01.2025 - 02.2025
Cat Adjuster
Mid-America Cat
10.2024 - 11.2024
Cat Adjuster
Pilot Catastrophe Services – Cat Adjuster
05.2024 - Current
Property Field Adjuster
Ryze Claims Solutions
05.2022 - Current
New Adjuster 40-hour in-class training including Scoping and Xactimate 6-day program - undefined
MOCAT Adjusters
Texas Pre-license 40-hour in-class training -
MOCAT Adjusters