Summary
Overview
Work History
Education
Skills
Certification
Languages
Additional Information
Timeline
Generic

Michele Reyes

Huntley,IL

Summary

Dedicated Real Estate professional with a history of meeting company goals utilizing consistent and organized practices. Skilled in working under pressure and adapting to new situations and challenges to best enhance the organization.

Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.

Overview

12
12
years of professional experience
1
1
Certification

Work History

Owner

Absolute Precision Radon LLC
06.2013 - Current
    • Managed day-to-day business operations.
    • Established foundational processes for business operations.
    • Enhanced operational efficiency and productivity by managing budgets, accounts, and costs.
    • Used knowledge of market trends to create value-added solutions resulting in significant increase in revenues.
    • Developed and implemented marketing strategies to generate new customers and increase sales and profit margins.
    • Introduced new methods, practices, and systems to reduce turnaround time.
    • Provided elite customer service by resolving escalated problems and calmly responding to shifting priorities.
    • Participated in business events, conferences and trade shows to promote products and network with business owners and prospective clients.

Office Manager/Sr. Underwriter

ABI Mortgage
04.2011 - 06.2013
  • Evaluated loan applications, determining creditworthiness, assessing risk and establishing loan conditions.
  • Analyzed and verified applicant income, assets and credit history to support compliance with underwriting guidelines.
  • Approved or denied loans based on established criteria and underwriting guidelines.
  • Maintained mortgage program compliance with federal agencies such as VA, HUD, and FNMA.
  • Verified integrity of applicants' information to minimize fraud.
  • Reviewed appraisals and title documents to verify accuracy and completeness.
  • Worked with processing team members to communicate errors and obtain missing information for current applications.
  • Made careful determinations based on skilled analyses of submitted documentation covering credit histories, employment records, and current financial status.
  • Collaborated with loan officers and processors to obtain additional information and resolve discrepancies.
  • Processed loan applications and monitored progress from start to finish.
  • Monitored pipelines to track and log status of loans. Average loan pipelines of 50-100 monthly.
  • Explained very technical financial information to applicants in easy to understand language.
  • Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
  • Approved loan applications based on customer creditworthiness and provided detailed financial advice.
  • Created strategies to develop and expand existing customer sales, resulting in increase in annual sales.
  • Compiled closing packages for drafting and presentation accuracy.
  • Supervised loan personnel and motivated to maintain customer service and performance standards.

Education

MBA - Finance

Roosevelt University
Chicago

Bachelor of Arts - Law & Communications

Marist College
Poughkeepsie, NY
01.1994

Associate of Arts - Paralegal Studies

Marist College
Poughkeepsie, NY
05.1992

Skills

  • Legal Compliance
  • Reading Comprehension
  • Document Control Support
  • Office Administration
  • Microsoft Applications
  • Client Correspondence
  • Federal Guidelines
  • File and Records Management
  • Administrative Support
  • Settlement Statements
  • Client Support
  • Team Oriented
  • Risk Management
  • Strong Research Skills

Certification

  • Owner of Absolute Precision Radon Services LLC., Licensed in Radon Testing/Nuclear Physics (10 years)
  • Licensed Real Estate Agent (1.5 years)

Languages

Spanish
Native or Bilingual

Additional Information

Possess over 20 years of Mortgage Industry experience: Loan Processing, Underwriting, Closings, Risk Management and Operations Manager.

Timeline

Owner

Absolute Precision Radon LLC
06.2013 - Current

Office Manager/Sr. Underwriter

ABI Mortgage
04.2011 - 06.2013

MBA - Finance

Roosevelt University

Bachelor of Arts - Law & Communications

Marist College

Associate of Arts - Paralegal Studies

Marist College

Similar Profiles

CREATE PROFILE
Michele Reyes