Michelle Langford

• Negotiated real estate contracts to navigate transactions between buyers and sellers.
• Compared properties possessing similar features to determine competitive market prices.
• Liaised between property owners and prospective buyers to facilitate purchase and transfer of ownership.
• Advised clients on mortgage and housing conditions to identify successful properties and promote customer satisfaction.
• Demonstrated respect, friendliness and willingness to help wherever needed.
• Increased project productivity by collaborating with builders, investors and developers.
• Managed 8 agents and assisted potential property buyers to achieve residential goals.
• Assisted clients in financial planning for purchase. Financial is the main part of real estate to teach and provide assistance each step of the mortgage and real estate transaction. Mortgage background of 35 years helped me to provide financial knowledge of the numbers and debt ratio and payments for our clients along with what would be needed for the transaction.

* Contracted Instructor/Teacher for Financial Federal and State Guidelines for Mortgage Loan Originators for the State of TN Licensed professionals. Online and in person of 30-200 person classes and traveled across the U.S. for live classes.

* Checked Government ID to attend; Sign in sheets and material distribution; set up instructor room for the day and turned in rosters and material for students attended and passing of the attended classes to obtain their mortgage license update information for the new year. Required courses to keep license each year. Continuing Education.

• Held Financial classes for first time home buyers to teach management of finances how to figure the debt ratio and understand housing ratio's. The process start to finish to prepare and manage finances to get ready for a large purchase.
• Worked with underwriters to fix application problems and resolve issues.
• Reviewed loan files and updated to match current standards.
• Oversaw scheduling of timely loan closing to satisfy home builder and borrower needs.
• Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
• Explained very technical financial information to applicants in easy to understand language.