Michelle Smith
Warminster,PA
Summary
Finance professional with 19+ years of expertise in financial reporting, treasury management, and accounting. Known for enhancing operational efficiency, reducing discrepancies, and delivering precise financial statements. Recently promoted to Head of Treasury Department, leveraging strong analytical skills and strategic insights to drive organizational success.
Overview
32
32
years of professional experience
1
1
Certification
Work History
Realtor Associate (S-4649)
Keller Williams Realty
06.2018 - Current
- Guide clients through property transactions, ensuring informed decisions and optimal outcomes.
- Negotiate contracts effectively, resulting in favorable terms and increased client satisfaction.
- Utilize market analysis to identify trends, advising clients on strategic buying and selling.
- Collaborate with team members to streamline processes, enhancing efficiency and service quality.
Junior Accountant / Foreign Payables Specialist
Conduit Capital New York (subsidiary Cacao JEP)
06.2008 - 01.2025
- Prepared financial statements, ensuring 100% on-time delivery.
- Managed $100M foreign accounts payable, reducing errors by 35%.
- Reconciled supplier accounts, improving turnaround by 40%.
- Supported budget preparation with insights from payable trends.
- Enhanced treasury operations, reducing late payment penalties by 50%.
- Streamlined foreign accounts payable process, improving accuracy and reducing processing time.
- Led the monthly supplier-statement reconciliation process across key vendors, matching POs/GRNs/invoices and maintaining audit-ready records.
- Processed invoice payments through 3-way matching (PO, invoice, goods receipt) and executed international wire transfers on a weekly basis.
Accountant
Interenergy Dominica Republic (Jamaica Branch)
05.2018 - 04.2020
- Independently prepared monthly financial statements (Income, Balance Sheet, Cash Flow).
- Generated detailed monthly reports with variance analysis for strategic planning.
- Reconciled general ledger with subsidiary ledgers, resolving discrepancies.
- Performed bank reconciliations across multiple accounts.
- Supported compliance with internal controls and audits.
Credit Control Officer
Petroleum Company of the Caribbean
02.2004 - 03.2006
- Managed customer credit accounts, reducing delinquent accounts by 25% in 12 months.
- Improved credit review process, cutting write-offs by 30%.
- Developed weekly credit performance reports for senior management.
- Enhanced receivables accuracy, reducing reconciliation errors by 40%.
- Streamlined invoicing and collections, improving payment turnaround from 60 to 35 days.
Accounting Clerk
Hanna's Better Buy Limited
01.1994 - 10.2003
- Oversaw accounts receivable, improving cash flow and reducing overdue accounts.
- Assisted in credit control processes and escalated delinquent accounts.
- Supported preparation of annual sales budget through analysis.
- Compiled and analyzed monthly performance reports.
- Reviewed daily stock counts, verifying inventory accuracy.
- Verified daily cash lodgements, ensuring alignment with bank deposits.
Education
Bachelor of Science - Finance and Business Administration
University of The West Indies
Jamaica01.2023
Skills
- Financial Reporting
- Treasury Management
- Forecasting
- Strategic Planning
- Budgeting
- Risk Assessment
- Data Analysis
- Client Relations
- QuickBooks
- Sage
- Excel
- Negotiations
- Market Research
Certification
- Certified Compliance Professional – International Academy of Financial Management (2022)
- Accounting & Finance Certification (AC104) – IIMBX (2021–2022)
- High Performance Team Player Certification – Success With People Academy (2020–2021)
- Events Planning & Implementation Certificate – UCC (2019)
- ACCA Level 2 – Association of Chartered Accountants (2007–Present)
- Certified Accounting Technician (CAT) – ACCA (2003–2006)
- Salesman Course – Real Estate Board (2024)
- Certificate of Continuing Professional Education in IFRS (2023)
Timeline
Realtor Associate (S-4649)
Keller Williams Realty
06.2018 - Current
Accountant
Interenergy Dominica Republic (Jamaica Branch)
05.2018 - 04.2020
Junior Accountant / Foreign Payables Specialist
Conduit Capital New York (subsidiary Cacao JEP)
06.2008 - 01.2025
Credit Control Officer
Petroleum Company of the Caribbean
02.2004 - 03.2006
Accounting Clerk
Hanna's Better Buy Limited
01.1994 - 10.2003
Bachelor of Science - Finance and Business Administration
University of The West Indies
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